Satish Hulmani

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Satish Hulmani

Satish Hulmani

@satish0782

Investor I Financial Planner I MFD

Bangalore Katılım Şubat 2009
61 Takip Edilen64 Takipçiler
Satish Hulmani
Satish Hulmani@satish0782·
@Cars24Support @ansujeet I bought a car from you in 2022.. so the experience is a bit old. The car delivered was dirty, the executive promised the car toolkit which was missing from the car, told us he would give us the car cover. None of that was delivered. Not sure how you can resolve it now.
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CARS24 Support
CARS24 Support@Cars24Support·
@satish0782 @ansujeet Hi @satish0782! We haven’t received your details yet. Kindly share them via DM at your earliest convenience, and our team will connect with you to address your concern.
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Overlap by AP
Overlap by AP@ansujeet·
The lifetime warranty isn't really about the warranty. It's about trust. Used cars in India have always had an information problem, buyers can't tell the good from the bad, so they discount every purchase heavily. By absorbing the downside risk, Cars24 is essentially paying to solve buyer hesitation at scale. If it works, they can charge more for the cars, move more inventory, and make the warranty itself profitable through servicing and service center tie-ups. The warranty is the product. The car is just what gets sold alongside it.
Trendulkar@Trendulkar

This is interesting. For the first time in India, Cars24 is offering a lifetime warranty on used cars. Coverage includes engine, transmission & drivetrain for up to 12 years or 1.5 lakh km, with cashless repairs and nationwide support. Big shift in the used car market.

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Vineeth
Vineeth@Vineeth_Babloo·
I have an exisiting personal loan with outstanding principal amount of ₹15,00,000. Should i clear that loan with existing investments(Mutual funds) or continue repaying the loan. Pls advise @DealsDhamaka @vini546 @yskanth
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Satish Hulmani
Satish Hulmani@satish0782·
While taking a home loan buying insurance is not mandatory. Don't get pushed into buying unwanted insurance. RBI has categorically stated about the same.
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Satish Hulmani
Satish Hulmani@satish0782·
It's easier to be Sachin Tendulkar than to be Arjun Tendulkar. Hats off to the kids fighting spirit. It is not easy to push yourself so hard when you have all the comforts in life.
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Satish Hulmani
Satish Hulmani@satish0782·
@ruchirkanakia People treat insurance as a wasteful expenditure and not as a safety net. It's extremely difficult to convince people to buy a good, sufficient health insurance. People buy insurance..
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Ruchir Kanakia - OneAssure
Ruchir Kanakia - OneAssure@ruchirkanakia·
The personal finance Twitter talks endlessly about mutual funds, SIPs, and index investing. Almost nobody talks about the single financial event that wipes out more middle class Indian savings than bad investments. A medical emergency without adequate insurance. The math is straightforward.A 10 year SIP at ₹10,000/month in a decent index fund builds roughly ₹23 lakh at 12% CAGR. A single ICU hospitalisation with a complication in a private hospital in Bangalore or Mumbai: ₹8–18 lakh, depending on duration and treatment. One event. One bad policy. The decade of disciplined investing is gone. The personal finance conversation in India is obsessed with the upside of wealth creation. It almost completely ignores the downside risk that makes wealth creation irrelevant in a bad year. Health insurance is not a financial product. It's the foundation that makes every other financial product meaningful. You can afford to get your SIP wrong. You cannot afford to get your health insurance wrong. This is the conversation I think finance Twitter needs to have more seriously.
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Satish Hulmani
Satish Hulmani@satish0782·
New sebi proposal on MF might be a game changer. The idea of having distributor commission in form of mf units will bring distributor stakes more into the game. #sebi #mutualfund #investing
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Srinivasan
Srinivasan@SriniVega·
Currently in a drawdown phase. Not proud of the losses, and honestly tired of talking about them. But survival matters in trading. As long as I stay in the game, recovery is possible. Hope is not the strategy here. Process refinement and risk control are. #Srinivega #OptionsTrading
Srinivasan tweet media
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Satish Hulmani
Satish Hulmani@satish0782·
75% mutual funds return are in Excel sheets. As people quit mid way for various reasons. Investing needs preparation. First check your surplus, second buy insurance and 3rd step - invest. You will grow Rich.
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Satish Hulmani
Satish Hulmani@satish0782·
@SriniVega Mutual funds, you have everything you need. With SIF now, you have the option of investing with the safety of derivatives.
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Srinivasan
Srinivasan@SriniVega·
After spending years around #OptionsTrading, I genuinely wonder — What segment in Indian markets offers the best balance of: • Opportunity • Consistency • Mental peace Equities? Futures? Commodities? Currencies? Curious to hear from experienced market participants who have survived multiple cycles. #Srinivega
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Manivannan P 🇮🇳
Manivannan P 🇮🇳@Captain_Mani72·
This is very good!!👍🏾👍🏾😊 The Bengaluru Development Authority, @BDAOfficialGok has been live streaming its meetings from 2025 and 100s of them are available on YouTube. @BangloreDevel" target="_blank" rel="nofollow noopener">youtube.com/@BangloreDevel… Wish more and more govt agencies do this. It doesn’t cost much. It brings so much transparency and accountability. Thanks to the Deputy CM @DKShivakumar and Chairman BDA, @mlanaharis for making this possible. @CMofKarnataka
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George 🍿🎥
George 🍿🎥@georgeviews·
This is a level of transparency we have never seen in the CM office before! An important official meeting was happening, and someone started recording a live video right in the middle of it. Instead of stopping them, getting angry, or calling security, CM Joseph Vijay simply continued his work without a single pause. 👍 This proves how confident and clean this new administration is. 👌
George 🍿🎥 tweet media
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Satish Hulmani
Satish Hulmani@satish0782·
The only assets that can beat inflation in today's time are equities. Mutual funds are best in the lot with scale and ability to diversify risk. Invest now.. #mutualfund #investing
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Satish Hulmani
Satish Hulmani@satish0782·
@Finance_Bareek That's why people need to buy insurance. Treat it as a safety net and not investment.
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CA Nitin Kaushik (FCA) | LLB
CA Nitin Kaushik (FCA) | LLB@Finance_Bareek·
Holding a ₹1 Crore corpus in 2026 is no longer a sign of making it it’s essentially the bare minimum for a middle class retirement in a Tier 1 city. At a safe withdrawal rate of 4%, a ₹1 Crore portfolio only generates ₹33,000 in monthly income, which barely covers the rent and utilities of a decent 2BHK in Mumbai or Bangalore. When you factor in that healthcare inflation in India is touching 14%, a Crorepati today is one major surgery or ten years of inflation away from being broke. The psychological trap of the 8 figure target prevents people from realizing that their real goal needs to be 5x to 10x that amount just to maintain a basic standard of living. In the current economy, ₹1 Crore is a milestone, not a destination. #WealthManagement #Inflation #FinancialGoals
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Satish Hulmani
Satish Hulmani@satish0782·
@NIKHILLJHA People tend to forget insurance is for safety and not investment. The day people change this thought, they will be able to buy the right policy.
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Nikhil Jha
Nikhil Jha@NIKHILLJHA·
Some days ago, A follower had approached us, He was diagnosed with tongue cancer and was undergoing treatment for it, He had bought the policy online, His first claim was for 11L, The insurance company was time and again asking for documents, His claim was stuck for nearly 2-3 months, He reached out to us, We assessed his documents, made some modifications, and asked the doctor to give us some more documents. We went back to the insurer, The claim was resolved in the next 10 days. 10.93L was paid to the customer, The policy was online, We didnt take any money to help the customer, And we helped him to the maximum extent possible, This was our token of help for someone who was already in distress with a horrible disease like cancer, People may abuse us People may say we are biased, People may also call the health insurance industry a scam, But this is how, The health insurance industry is saving millions from poverty, We are very, very happy and satisfied that we helped someone in real need 😁😁😁😁😁😁😁 Hope he is relieved if cancer very soon!
Nikhil Jha tweet media
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Satish Hulmani
Satish Hulmani@satish0782·
Prashant Jain: "The best times to buy India is when foreigners are selling." Read it twice. It's the entire framework. FIIs sell when: → Dollar is strong → US rates rise → Global risk-off → EM allocation cuts hit
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Satish Hulmani
Satish Hulmani@satish0782·
@abdullah_0mar He did all this with local support. So ecosystems supporting terrorists still exist..
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Farrago Abdullah Parody
Farrago Abdullah Parody@abdullah_0mar·
In a bizarre turn of events, a Pakistani terrorist affiliated with the banned outfit Lashkar-e-Taiba (LeT) put his cross-border terror mission on hold to fulfill a long-held personal dream: getting a hairline restoration. He realized that the reality of daily life in Kashmir was completely different from the radicalized propaganda he had been fed in Pakistan's terror camps. The National Investigation Agency (NIA) and Srinagar Police unraveled the details following his arrest. The Details: The Operative: Mohammed Usman Jatt, a resident of Lahore, Pakistan, known within terror circles by his alias "Chinese." The Mission: He infiltrated Jammu and Kashmir via the northern valley with clear instructions to establish sleeper cells and carry out a string of terror attacks outside J&K. The Detour: During his interrogation, Jatt admitted that he had suffered from severe hair loss for years, which had deeply damaged his self-esteem. He always assumed a hair transplant was a luxury restricted to the West. How it Unfolded: According to official reports, Jatt’s perspective shifted dramatically upon interacting with ordinary citizens in Jammu and Kashmir. He realized that the reality of daily life there was completely different from the radicalized propaganda he had been fed in Pakistan's terror camps. The Recommendation: While hiding out in Srinagar, Jatt was introduced to a local shopkeeper through an Over Ground Worker (OGW) network contact. The Discovery: Jatt noticed the shopkeeper had an excellent hairline and learned he had undergone a successful hair transplant right there in Srinagar. The Procedure: Jatt repeatedly persuaded the shopkeeper to help him arrange the procedure. He was eventually taken to a local clinic, where he underwent the multi-day surgery, even staying overnight at the clinic to complete it. The Aftermath and Arrest: After getting his hair fixed, Jatt traveled to Jammu by passenger car and took a sleeper bus to Malerkotla, Punjab. He allegedly spent his time there learning English, watching Turkish soap operas, and attempting to procure forged documents (like an Aadhaar and PAN card) to secure an Indian passport and flee to the Gulf. His newfound look didn't save him from the law. The Srinagar Police tracked down and arrested Jatt alongside Abdullah (alias Abu Hureira), one of LeT's longest-surviving terrorists. While the story sounds like a satirical script, the security implications were serious. His interrogation led the local police to successfully map out and dismantle an entire interstate network of terror sympathizers and OGW modules operating across Srinagar and North Kashmir. The case has since been handed over to the NIA.
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Satish Hulmani
Satish Hulmani@satish0782·
@nagappanv If this is a retirement income then splendid. The investor will be in trouble if he needs this Corpus and return to sustain him for more than 20 to 25 years. Inflation will devalue money by around 50%.. going will get tough.
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Va Nagappan வ நாகப்பன் व नागप्पन 🇮🇳
If You need only ₹ 1 lakh p.m., may be it makes sense to invest ₹ 1.50 Crores in RBI Bond @ 8.05 % p.a. interest and earn a tax free income of ₹ 12 Lakhs per annum ! Hassles free ! Why take risk, face uncertainity & pay more taxes ? Any counter views welcome !
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Satish Hulmani retweetledi
Narendra Modi
Narendra Modi@narendramodi·
This is totally false. Not an iota of truth in this. There is no question of putting such restrictions on foreign travel. We remain committed to improving ‘Ease of Doing Business’ and ‘Ease of Living’ for our people.
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Satish Hulmani
Satish Hulmani@satish0782·
Making money in equity needs preparation. Following are few of the must do before you invest... 1. Create an emergency fund at least 6 months of your expenses. 2. Buy comprehensive insurance #investment #stockmarket
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Satish Hulmani
Satish Hulmani@satish0782·
@RealAnjalii There is a difference in how online and offline works.. offline you buy want you want and are not enticed to buy more. For free delivery you would have to buy something more all the time. So don't worry you didn't overpay.
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अंजली
अंजली@RealAnjalii·
"आज समझ आया… महंगाई से ज़्यादा दर्द बेईमानी देती है।" 💔 सुबह मैं फल वाले भैया से पूछता हूँ, “मौसंबी कितने की है?” उन्होंने कहा, “₹120 किलो।” मैंने सोचा, चलो लोकल दुकानदार है, सपोर्ट करना चाहिए। मैंने 1 किलो मौसंबी ले ली और घर आ गया। घर पहुँचते ही माँ ने कहा, “ऑनलाइन आइसक्रीम ऑर्डर कर दो।” मैंने ऐप खोली… और नीचे Fruits सेक्शन पर नज़र चली गई। 👀 वहीं वही मौसंबी दिखी — ₹95 किलो। कुछ सेकंड तक मैं बस स्क्रीन को देखता रह गया। दर्द ₹25 ज़्यादा देने का नहीं था… दर्द इस बात का था कि जिस पर भरोसा करते हैं, वो कई बार ग्राहक देखकर दाम बदल देते हैं। 😔 फिर लोग कहते हैं, “ऑनलाइन ऐप्स लोकल बिज़नेस खत्म कर रही हैं।” लेकिन सच कहूँ तो, कई लोकल बिज़नेस ऑनलाइन से नहीं, अपनी बेईमानी से हार रहे हैं। अब समझ नहीं आता… हमें लोकल को सपोर्ट करते रहना चाहिए, या पहले लोकल दुकानदारों को ईमानदारी सीखनी चाहिए? बताइए… क्या आपके साथ भी कभी ऐसा हुआ है?" 🤔
अंजली tweet mediaअंजली tweet media
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