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Stone 🎸 🇺🇸🇺🇸 ✝
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Stone 🎸 🇺🇸🇺🇸 ✝
@stone_h
36 years #USAF & #DoD | Retired Rocket Scientist 🚀 | Constitutional Conservative | Molṑn labé | Christian | Husband | Musician | $TSLA Owner & Investor | 🚫DM
Florida, USA Katılım Şubat 2017
7.7K Takip Edilen7.8K Takipçiler

@GetMyGuitars "Needle and the Damage Done". I performed it on a beach house balcony as an "opening act" for the band I would later join. I later sang with band and burned my hair with a cigarette when I plugged my ear so I could hear my vocal.
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@Guitarbizon Yep. We played "Barracuda", "Crazy on You", and "Magic Man". Forty-eight years later, I finally learned the intro to "Crazy".
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@SoveyX I bought (built) my first and only home in 1990 at the age of 34. Buying sooner was not practical as I was in the Military. I'm happy to see you aren't a Boomer Blamer. Unfortunately, "those who sow division" have already done a lot to start a generational war.
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“Still, a man hears what he wants to hear and disregards the rest.”
– The Boxer
Boomers say: kids today are lazy, entitled, glued to a screen, allergic to sacrifice.
The 30-year-old says: you bought a house and a car for the price of my down payment, then pulled the ladder up behind you.
So who is right?
Neither. And there is one number that ends the argument.
THE NUMBER
In 1992, the median first-time homebuyer in America was 28.
NAR's latest survey puts that number at 40. The oldest ever recorded.
Twelve years added to the wait, in a single generation. That is not a personality flaw. You cannot budget your way out of twelve years.
The starter home did not get harder to earn. It quietly stopped existing.
THE WRONG VILLAIN
Ask anyone under 40 who took the house and you get one answer: BlackRock. Wall Street. The funds.
Here is the number nobody screenshots:
- Big institutional investors own less than 1 percent of America's single-family homes
- They own roughly 3 percent of single-family rentals
- The viral "Wall Street owns 20 percent" claim was made up
BlackRock is a decoy. You were handed a villain so you would stop asking the harder question.
And the harder question is not who is buying the houses. It is why there are not enough houses to buy.
THE REAL COMPETITION
The instinct is not crazy. You are bidding against investors. Just not the ones on TV.
- All investors combined bought about a third of single-family homes last quarter, the highest in five years
- Almost none of that is Wall Street giants
- It is small landlords. The guy with eight rentals. An LLC you have never heard of, paying cash, on your street
Ten thousand small buyers beat you to the house while everyone stared at one big name.
WHY THEY EVEN BOTHER
Here is the part that ends the generation war.
Investors are not the disease. They are the symptom.
They poured into houses starting in 2011 because a home became a guaranteed bet. And it became a guaranteed bet because for thirty years, nobody was allowed to build.
- Zoning boards
- Review processes
- Permit queues measured in years
This is not a hot take. Economists on the left and the right agree America is short millions of homes. Their only real argument is whether it is four million or seven.
Every project blocked added to the equity of people who already owned, and subtracted from the down payment of everyone who did not. Then Washington decided the fix for expensive homes was cheaper debt. Subsidize demand. Strangle supply. Act shocked when prices double.
THE VERDICT
This is not a story about a greedy generation. It is a story about a system that worked, then quietly got taken apart.
Boomers were not more responsible. They were handed a country that still built houses. The ladder got sawed off after them, not by them.
Both sides are angry at each other. Neither one wrote the zoning code.
The American dream did not die. It got zoned out of existence, and turned into a rental agreement.
How old were you when you got your first key or are you still waiting?
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@miles_commodore I used to spearfish and grab lobsters from my own boat. People used to say, "I wish I could get a bunch of free fish". Gas alone could run over $200 a trip. . . that would buy a lot of fish.
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@DavidFischer 1 Timothy 3:8 (KJV): "Likewise must the deacons be grave, not doubletongued, not given to much wine..."
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@AvonandsomerRob A friend’s wife died from a dissection. Her two sisters were evaluated. One was fine and the other suffered a dissection while on the table. She lived.
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@stone_h There are three types. Great you were diagnosed and got it fixed.
The advance in Echocardiograms are detecting these more frequently with 3D imaging.
Around 1 in 40 men has a Bicuspid.
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Lindsey Graham died from Aortic Dissection, which has a fatality rate of almost 100%.
It is usually genetic, with a father or sibling dying from the same cause.
Anyone with this condition in the family should have a CT Aortagram, to check both the Abdominal & Thoracic aorta, as they take around 20 years to develop, and eventually burst.
One of the most common causes of Thoracic Dissection, in the case of Graham, is a heart valve defect present from birth, called a Bicuspid Aortic Valve.
The valve expels blood from the heart at an angle, which causes pressure on the aorta, causing it to bulge. Eventually it becomes like a balloon, and bursts.
It is rarely survivable, but if detected on CT, it can be repaired before the balloon (aneurysm) ruptures.
Well-known people who have survived Aortic repair are golfer Nick Faldo, Ex-Sky presenter Richard Keys, and Richie Faulkner of Judas Priest.
All men over age 65 can have a free scan for this on the NHS, and usually from 50 if there is family history.
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@Hot_Pepper76 Martin Barre. When I saw Clapton, he could barely stand up.
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@Hot_Pepper76 Tough call. My band played a lot of Tull in the early 70s . . . Our lead singer sang like Anderson, played the flute, and pretty much emulated him. It's easier to say my least favorite song was probably "Bungle in the Jungle".

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@perseverare1776 2019 Ford F-150 . . . the spare tire is in the way.
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Has anyone ever tried this life hack?
It could definitely save some shins of trailer hitch abuse 😜
How many times has that ball got you!?
🔥⭐️Edwin⭐️🔥@Nuked4Every1
Handy hacks! Who else is just now finding out your fitted sheet has pockets big enough to hide a tennis ball? What's the most useful home hack you've learned that almost nobody knows? #LifeHacks #HomeTips #DidYouKnow
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@farmingandJesus Deuteronomy 4:2: "You shall not add to the word which I command you, nor take from it."
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@DavidFischer 1 Timothy 5:23 "Stop drinking only water, and use a little wine because of your stomach and your frequent illnesses."
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