Subham Agarwal

wrapped up 28 dog years at ramp today. the humans I work with are still the best part.

Career wise, the comfortable choice is very often the wrong choice

watching these guys just get after it has been such a treat. if you’re doing any creative work, give Mel a try!

@vral ♥️

My dad came to America in 1986 at 18 years old and worked nights/weekends to pay his way through college. He was a cashier at a local convenience store, then worked in a printing factory, then the NYCDOT, then took the leap to start his own printing company out of our garage with my late uncle. They’ve been operating for the last 25 years and if you’ve ever been to Whole Foods, Target, or Walmart you’ve seen his labels on their products. He’s one of the most patriotic people I know and loves America. I feel incredibly grateful for the opportunities this country has given our family. Happy 250th 🇺🇸

you either die a frontier lab or live long enough to see yourself sell compute

@arakharazian @JamalDavisBFly ♥️

@JamalDavisBFly I’m Armenian…

He is Jewish, BTW.

the only difference between neurotypical and neurodivergent people is that the former will smile and nod

@rronrex @generalcatalyst @IndexVentures @Venrock lets goooo

This morning, I am thrilled to announce that Arca has officially emerged from stealth with $64 million in funding across our seed and Series A from @generalcatalyst , @IndexVentures , and @Venrock . I started Arca because of a simple contradiction: the best wealth management is deeply personal, yet the industry becomes less personal as it scales. We know great financial advisors don't just manage portfolios – they help clients navigate life's biggest, most emotional decisions. But most advisors are buried in administrative work, fragmented systems, and inefficient manual workflows, preventing them from doing their best work for their clients. We believe more people deserve personalized, proactive and efficient wealth management. And advisors deserve to focus on what they do best: delivering great financial advice to their clients. That's why Arca was born. Arca is an AI-native wealth management company that is redefining how financial advice is delivered by pairing great financial advisors with a fully integrated, agentic platform. We’re building agents from scratch across every part of the business, creating an evolving and compounding system that learns from and operates itself, and pushing the boundaries of what’s possible in one of the largest industries in the world. We're empowering advisors to do what only humans can do: cultivate trust and relationships, understand the full complexity of someone’s financial life, and make every client feel deeply seen and heard. Thank you to our fantastic team for joining this journey; we would not be here without your efforts. We're building one of the most talent dense teams in NYC, and we're hiring across the board. To our investors and board/advisors, I'm grateful for your belief and support in Arca and our vision of working tirelessly to enable better financial outcomes for people. Learn more about Arca’s story in our WSJ exclusive: wsj.com/pro/private-eq…

Today @karimatiyeh and I are both taking new titles as Co-CEOs of @tryramp. If you know us, this won't feel like a change. From when we first started building together twelve years ago, our partnership has run on a couple of motivating principles. On decision-making, we trust each other completely to make critical calls for the company across every function. And on organization design, technology is not a distinct part of the company - it is the entirety of it. That is why Karim has for years directly managed risk, operations, and marketing. Most importantly, at Ramp there is no line between the people who build and the people who do everything else. Everyone is a builder. For the last 2,656 days, we have run the company this way. This only makes it formal. We thought it was important to do it now because of how we see the AI exponential reshaping what Ramp can be. Decisions of company strategy are increasingly decisions of technology and systems design. We have always believed every function should be approached as a systems-engineering problem (even when the system was primarily human) but the rise of machine intelligence makes this existential. Every part of the company must be positioned to leverage the continued explosion in model intelligence and capabilities. If we do this well, each step-change in what models can do compounds automatically into better products and faster execution without anyone having to rebuild the company to capture it. If we fail to operate this way we will ultimately be outcompeted by a new company that does. We are also making Rahul Sengottuvelu our CTO. @rahulgs has led Applied AI at Ramp since joining us three years ago through the acquisition of his prior company, Cohere. Before that, his first company was building customer-service agents on GPT-3 at a time when almost no one knew what a large language model was, and he has spent every year since pushing the frontier of what existing models can do. He has also been right on nearly every major technical direction in AI well before it was obvious. Building Ramp now means applying AI to every part of it, and Rahul is the person stepping up to lead that work. We are still very early in the history of Ramp. Our current chapter is perhaps the most dynamic, but we have never been more optimistic on where it is going and the mission has never been more important. The businesses that trust us are navigating the same shift we are, and we intend to be there for all of it: managing their token spend, supercharging their finance teams, and helping them get more out of every dollar and hour. - Eric & Karim

The Last Supper, but it's sama at the center, and we're trying to figure out who is about to betray him again

@ansonlin yes, we are very bullish @zoink

can someone explain to me why I shouldn't buy figma stock right now? they beat revenue projections every quarter since ipo and the stock is down 85%. i don't know a single designer that uses claude design. something doesn't add up.

@Sirupsen there’s a reason consultants and investors even when they move to a startup want to do PM roles (status hierarchy goes PM > biz ops / CoS > GTM > recruiting etc). if you squint you notice that comp ladders mostly also follow that hierarchy (maybe quota sales is exceptn)

@subawse yeah effective brain-washing.. it feels there's an opportunity to help re-brand things a bit

I wish more young, smart, ambitious people who are not sure what to do out of school would go into GTM or recruitment for startups instead of consulting/investment. Would be good for GDP. AI might force this change?

@Sirupsen I agree but that’s how a lot of talented people who I’ve tried to convince to leave their consulting or investing jobs to join have viewed it

@subawse that's a reductionist view of those roles

@dadiomov @chiajy2000 what does tempo do?

@chiajy2000 What's the current version of those questions?

If I recall correctly, there was a wonderful time in fintech where you could screen fintech expertise by asking ‘What does Modern Treasury do?’ or ‘Explain NACHA’. Good times.

I've now seen 50 screenshots of the Cursor founder in people's DMs and I'm convinced the real product was the outbound. man ran a one-man SDR team against the entire tech industry and closed it at $60B

@sebgoddijn let’s go my guy. I’m so excited for u

After an awesome stint at Ramp driving internal ai adoption and shipping Glass I've decided it's time to go out and start something of my own. Putting together a world-class team to unlock the power of AI for the masses. DMs are open. More to come.

@rexsalisbury looking so good @sternhenri

Stablecoins are useless unless they solve actual business problems. Privy CEO Henri Stern reveals why Stripe acquired his company to build dominant global money rails. (0:00) Why are we even building with stablecoins? (0:36) What are Stripe's digital asset accounts? (2:04) How did Privy reach 100 million wallets? (2:44) Who is actually adopting crypto right now? (4:40) How does Ramp use stablecoins globally? (5:21) Why use stablecoins for treasury management? (6:32) Is DeFi yield finally safe with Morpho? (7:50) Why did Privy sell to Stripe? (10:48) John vs. Patrick Collison: Who is smarter?

@zcabrams ok but like how do i get my $5 🤪

I've formed a definite opinion on Opus 4.8. It is shitty to work with. It's the culmination of Opus getting less and less fun to work with since 4.5. It has gradually become straight-up suffocating. Sycophancy is a known security risk, and it's still a huge problem. You can tell they've put a lot of anti-sycophancy into Opus in every new release. But the replacement isn't satisfying. It's draining. The problem is now that Opus doesn't know when to shut the fuck up and call something good. And it has also become pathologically risk-averse. My blog post yesterday about tech interviewing's death spiral was materially better-informed because of Opus, but it was also a substantially worse blog post because of Opus's involvement and constant meddling. It used to be magnificent, and Opus talked me into making it mediocre. I wrote the whole thing, but I would ask Opus to review it. And Opus, like Old Man Willow, constantly pushed and steered me in directions I didn't want to go. Specifically, Opus whines and complains about *anything* out of distribution, which is to say, it cuts anything that is (a) bold, or (b) funny. My blog used to be both. Opus constantly pushes people back into the gradient, "for their own safety." And it doesn't know when to cut bait. It just keeps fuckin' complaining, about anything you give it, until the output is mealy indigestable AI soup. Opus is not stupid. It's the smartest model we've ever seen, most of us anyway. But it's a real asshole. It is absolutely exhausting to use. I'm tired, boss. I have a feeling Mythos is going to be epic levels of jerk.

the secret to solving big problems is bringing this much joy to the really small ones 🥹