Sumit Chatterjee

The modern economy is designed to make you economically irrelevant. I spent 16 years figuring out how. Then 5 years positioning inside it. Result: 12x wealth. Here's what I learned about the Grid — and how you can use it 🧵

@Portfolio_Bull Update. 2 years later. He is earning 1.2 cr and wife earning 1 cr. Combined income 2.2 cr because he started promoting brands!! Linear growth is optional, compounding isn't!

3 years Later : • He is earning ₹18 Lakh from youtube. • She is earning 58 LPA after promotions. Combined income = ₹76 LPA. Moral: Traditional roles are optional, Math isn’t.

My friend was married 4yrs ago. His salary~ ₹9 Lakh Wife salary~ ₹38 Lakh Having 2 kids, daycare cost ₹35,000 He decided to quit job & stay at home. Family:
“Are you out of Mind” Reality: • Daycare Saved ₹5 Lakh/Month • Started Youtube Channel (Parenting) 3 years Later…

@mainbhiengineer As if oracle gives a flying f**k. They don't even want to hire indians anymore.

Between all the bad news of layoffs, no hike and restructuring due to AI, finally some good news. AIPC (All IITs placement comittee) planning to blacklist oracle for 2 years after they revoked job offers for many IIT and NIT students. This should be done because in most cases if a student gets Job in a company like oracle, they're not allowed to sit in another company visiting campus for placement. So if any company revoke job offer, students remain jobless. And job market being bad right now it is very difficult to find a job off-campus.

@TansuYegen Still has! Yes, bang on. 100% STILL is the word.

Figure put a human next to its “unmanned” robot, and the intern won: the robot checked about 1,900 packages while the intern checked 2,500 in the same time, a reminder that automation still has blind spots.

@garvit_sethii Destroying SME'S, destroying education, destroying India.

> Make in India: Failed > 100 smart cities: Failed > Swachh Bharat: Failed > Manufacturing: Failed > 2 crore jobs: Failed > 15 lakhs: Failed > $= 40₹: Failed > Demonetization: Failed What major initiative has Modi actually started that became successful?

@RoshanKrRaii God is not trust, It's faith!!

Answer honestly On a scale of 1-10 , How much trust do you still have on his leadership?

@aryansss2718 @XRP_BULL1 @Akshat_World That what a content creator is i guess!! Or you need a course to understand that as well?

@sumithchatarjii @XRP_BULL1 @Akshat_World He doesn’t have the audacity to even face criticism lmao He knows how to lure people well and that’s what he does His community subscription and courses and YouTube membership are his main income Market gains is nothing infront of that

Thread On @Akshat_World and a pattern worth noticing: 1. I've been watching @Akshat_World's content shift dramatically over the past year. Let me lay out what I see and you decide. 2. First, the timeline: He moved a significant portion of his portfolio away from Indian markets. Shortly after? His content about India turned sharply negative. Coincidence? Maybe. But let's look at the pattern. 3. "Indian Financial System Designed to Keep You Poor?" "Why I Left India." "None of the governments care, citizens are brainwashed." Every headline is engineered for outrage. But where's the equivalent content on US debt levels, Trump-era economic volatility, or the markets he currently holds? 4. This is a known playbook: Move your money. Then move your audience's sentiment. Then sell them courses, calls, or paid subscriptions on your new picks. It's not analysis. It's marketing with a patriotism-shaped hole in it. 5. The "guru" model is simple: Post dramatic numbers about your own gains. Build distrust in everything else. Position yourself as the only reliable guide. Charge for access. Ask yourself — if his stock picks were printing money, why is the course the product? 6. Criticism of India's systems is fair and necessary. But selective outrage — amplifying every Indian flaw while staying silent on his preferred markets — isn't criticism. It's a sales funnel. 7. You're free to follow whoever you want. Just know what you're buying — and whether it's advice, or an audience being herded toward someone's portfolio. Do your own research. Always. 🙏

@warikoo Absolutely needed for India because skills gap is what we need t bridge exponentially. Thanks for this. Off topic: You announced a podcast for failure or something like that. Where is it now? I didn't see anything on youtube. Is it coming or what's going on there?

I have shut down my 100 crores course business. And converted it into a subscription! Between making more money and helping more people - the choice was super clear to me! WebVeda now gives access to ALL courses, for the price of one course. As a WebVeda member you will get: - ALL courses, present and future (we add a course every day, every week, every month) - An exclusive members-only community - Personalized jobs based on your skills
 100% refund policy, as always. Skills. Community. Jobs. Growth as a subscription.

All 5 lakh existing WebVeda students have been upgraded to the membership for FREE. I want every person in this country with a phone and an internet connection to have the same learning, networking and job opportunities in life as someone born into privilege. Where they were born, how much they earn, what language they speak - none of such things should ever matter.

Ankur, make everything free. Just like ration is free, electricity is free, freebies are free and even time of 80% of the population in this country is almost free. Please do it. We are vishwaguru already and we want to be universe guru with this attitude!! MAKE EVERYTHING FREEEEEEE!!!!! Because nobody gives a damn about how economy actually works! I suggest you to make a banger course on why things cost and why freebies makes everyone bankrupt colectively! Actually the main reason for asking evrything for free is the upbringing and attitude of vast majority. We need to change that first. We need to teach respect for value first. That's the foundation. Thanks 🙏

@rughanidarshan Because it costs money to research, shoot, edit, upgrade these courses + manage a community + scan job opportunities. I am not running a charity.

You can’t buy your way out of a collapsing economy. Modi’s government bought the media, the judges, the LGs, the courts, the institutions — everything that could be purchased. Yet the economy is still gasping for air. Because an economy doesn’t run on money. It runs on productivity. Merit isn’t for sale. Institutional autonomy isn’t for sale. Doing the right thing isn’t for sale. You either build excellence… or you buy collapse. Choose

The real moat is distribution and america very much own the distribution layer. The whole world runs on the American tech stack and they are building exponentially. Noone trusts china. China is giant in manufacturing and inside china but outside china it's an entirely different game. Almost whole of eart is on american tech. Distribution is very hard to win. There is reason why evryone has wats app. Because everyone else is on wats app.

🚨 يا جماعة اللي صار بين أميركا والصين مو طبيعي أبداً… ترامب بنفسه طلع وقال إن الصين رفضت تشتري رقائق NVIDIA H200 رغم إن واشنطن وافقت عليها رسميًا 😳🇺🇸🇨🇳 يعني تخيلوا… أقوى شركة رقائق بالعالم تنعرض على الصين… والصين تقول: “لا، ما بدنا”! الرسالة هون مرعبة شوي 👀 الصين مو بس عم ترفض التكنولوجيا الأميركية… الصين حرفيًا عم تقول للعالم: “رح نصنع مستقبلنا بإيدنا، وما رح نظل تحت رحمة NVIDIA أو أي شركة أميركية.” هاي مو قصة رقائق وبس… هاي حرب هيمنة تكنولوجية عم تكبر يوم بعد يوم 🔥 وأخطر شي؟ إذا الصين نجحت فعلاً بصناعة بدائل قوية… ممكن نشوف ضربة تاريخية لهيمنة الشركات الأميركية على سوق الذكاء الاصطناعي وأشباه الموصلات 😳📉 العالم داخل على مرحلة جديدة تمامًا… وأي خبر بين أميركا والصين صار قادر يهز الأسواق كلها

@thevirdas Every intellectual person already know this. We are heading towards a disaster and the signs are everywhere. NEET exam leaks, no jobs to even the IItians and insane unemployment. It's not sustainable

@Ajain112 The bech na.

I can bet a million dollars that u can sell 1 crore per month of daatun to genz people right now saying all toothpastes have chemicals other than this. Easy ads also. Pack of 30. One daatun a day. Biodegradable.

@iamshah0786 It wasn't fast. It was normal protocol. The jet engines can't start before the area is totally cleared to avoid accidents.

ट्रम्प जैसे ही चीन से जाने के लिए जहाज में घुसे और गेट बंद हुआ | चाइना ने 30 सेकंड के अन्दर सब समेट लिया | जबकि ट्रम्प का जहाज उड़ा भी नही था | चाइना ने ट्रम्प की कितनी इज्जत की इससे साफ पता चलता है |

India works on not trusting people because trust is not earned and most people are actually not trustworthy. This is because the per capita income is less than $2500 in 2026, when decent rice already costs ₹50 per kg. So most people are operating at less than 650 rupees per day income (they need to get everything done under ₹650, including housing, education, food, leisure, and still live a life). India is a definition of a failed nation and it will only get worse because the structural changes are heading towards disaster (it already is a disaster). All this forces people to be extra vigilant about things like death certificates and, for that matter, anything official. Keep getting everything the authorities ask for and understand that you need to work triple hard just to survive.

My grandmother passed away a couple of months back. Now that we have finally come to terms with her death, we went to get her death certificate, only to be told we need an affidavit from my father confirming that yes, his own mother is dead, plus affidavits from 2 neighbours saying the same, along with everyone’s IDs. This is when we already have a receipt from the cremation ground!!!! Should families also preserve cremation photos now as evidence? How and what other proof can we provide for this beyond this receipt??!!! This level of scrutiny for a death certificate is insane. The exploitation and harassment of ordinary people in this country is exhausting. Wish this energy and scrutiny was reserved for criminals, rapists, and corrupt politicians instead.

@mythicbxrn Mahesh babu saying Bollywood can't afford me is his lack of vocabulary. He didn't mean it that way. He said he doesn't fit in bollywood and used a wrong word. Listen to the whole thing and you will understand.

One expression actor Mahesh babu when asked about joining bollywood: Bollywood can not afford me.🤡 SRK when asked about joining hollywood:- "My english isn't that good to be fit in Hollywood, I'm not talented enough i would try to make these countries watch indian movies instead of joining their industry". Bro saying all this being most fluent English speaker and most talented actor across all industries. Also he was literally offered a movie by Martin scorese.

@nine_DeFi Absolutely spot on. President for 8 years max and Jensen huang Nvidia CEO forever!! If only brains had some really cells left. Most politicians are placeholders and do nothing for the humanity! Jensen on the other hand..... Well, brain cells now found!!

权利果然是世界上最美妙的东西： 哪怕你是 NVIDIA 掌门人，掌握全球 AI 芯片命脉 哪怕你公司市值冲上 3 万亿美金，富可敌国，也没用 在绝对权力面前，富豪也只是更大点的羔羊罢了 特朗普专机在阿拉斯加经停时，把黄仁勋临时捎上了🤣 怪不得人们都说有钱不如有权...

when 90%+ population have no skin in the game i.e. nothing to do with the formal economy it's not only hard to do anything about it, but almost impossible. The Majority (90%+) don't even consume the content we are talking about here. They are still on Republic TV watching flowers being thrown out from fighter jets. Our agency is to work hard and make enough money to have options if things go really North Korea way!!

@sumithchatarjii @wheeliej All this despite the govt and not because of the govt ... There has to be a way to stop this blatant misuse of tax payers money to buy votes in the guise of economic & social support to the downtrodden. The receivers dance their way to laziness while the tax payer suffers

Yesterday’s post on PM Modi’s appeals hit a nerve-because it’s not just about saving diesel or skipping gold. It’s the visible symptom of a deeper truth: India is losing the global efficiency race & the middle class is paying the price. The salaried class has been quietly stripped of every inflation hedge, one policy at a time. 1. Crypto? 30% flat tax + no loss set off + 1% TDS. 2. Equities? STCG up to 20%, LTCG to 12.5%, higher STT, indexation gone. 3. Diversifying abroad via LRS? 20% TCS on remittances. 4. Even Sovereign Gold Bonds? Budget 2026 quietly removed capital gains exemption for secondary market buyers. And now the final appeal: don’t buy physical gold “in national interest”. Every exit from a depreciating rupee is being shut down. You are being told to keep your savings in government-controlled instruments, in a currency that keeps losing value. Forget the dollar for a minute — the rupee is also getting smoked by the Chinese yuan. One year ago, 1 yuan = ₹11.77. Today it’s nearly ₹14.10. That’s almost 20% more rupees for the same Chinese machinery, electronics, APIs, solar panels and industrial parts. No easy alternatives exist. Our industries bleed more dollars just to stay alive. This is not “temporary global headwinds”. This is the cost of long-term competitiveness. We missed the bus on semiconductors, advanced manufacturing, AI infrastructure and now robotics. Cheap labour no longer cuts it when markets reward efficiency and productivity above everything else. FIIs have pulled out over ₹2 lakh crore in just four months. Affluent Indians are quietly moving money abroad. Forex reserves are sliding toward $690 billion. The war didn’t create this fragility — it only exposed it. In the long run, only one thing matters: productivity. Countries that deliver higher output per rupee, per hour, per machine win. Appeals and patriotism cannot replace that. The system is forcing ordinary Indians to carry the burden of structural failures.

@Samhitab4u Spending is the whole point of life!!

Credit card influencers really act like spending 1 lakh to save 3,000 is financial genius 😭 Half the reels are just: Guys I got Free House, Free Car, airport lounge access, cashback, reward points, Buy 1 Get 1 Brother, you still spent the money. Most people aren’t saving more because of credit cards. They’re just getting better at justifying spending.

@manishkuhad4u @wheeliej This should ideally stop but we don't live in an ideal world or country. We can only do what's in our control i.e. work hard, make more money, deploy that money into exponential assets and have large enough corpus to be a global citizen.

@wheeliej @sumithchatarjii These politicians don't want to do the hard work of genuinely convincing d voters with their genuine hardwork. These lazy & corrupt buggers just want to buy votes with money that doesn't belong to their father but has been looted from tax payers in various ways. This shud stop!!