Shashank Tandon | Personal Finance Simplified

God let me accept the things I can’t change, courage to change things I can & the wisdom to know the difference.

Coffee Can Investing. Simple strategy and wonderful outcome! #CoffeeCanInvesting

When I think of Lok Sabha strength being increased from 543 to 850, my first thought is not smaller constituencies, more responsive representatives, and all that. It is - 307 more VIPs. That many more entitled rulers, free tickets, perks, security, expense, sigh.

People often get confused if they need to invest in Mutual funds or in direct stocks. Look the image to know more! #FinancialLiteracy #FinancialPlanning #Planory #MutualFunds #Stocks #StockMarket Now you know!

Asset allocation. Why is important and what do we get from it? Check the infographic to know more. Now you know! #FinancialPlanning #FinancialLiteracy #StockMarket #planory #AssetAllocation #MutualFunds

Does the credit ratings often confuse you and makes you wonder what does the rating mean and why and its impact. See image below Now you know! #FinancialLiteracy #FinancialPlanning #Bonds #StockMarket #Investing #Planory

Are you running your SIP without a goal? Wait! This might not be the efficient way. Always have a goal tagged to your SIP. Watch-out something interesting is coming soon 🔜 👀 #FinancialPlanning #FinancialLiteracy #StockMarket #Goals #SIP #MutualFunds

@planory1 👍

Govt Bonds = safer, lower returns. Corporate Bonds = higher returns, more risk. Balance both wisely. #Investing #Bonds #PersonalFinance #FixedIncome

Want to know difference between Fixed Deposits and Non Convertible Debentures as both offer guaranteed returns. Check the image to clear your doubts! Still have questions? Reach out to planory1@gmail.com and follow @planory1 on X #FD #FixedDeposit #NCD #Finance #StockMarket

Our PM stood in Parliament, compared ongoing crisis to COVID, & asked us to prepare for a long battle. The moment a society watchman says water supply cuts for 2 days, we fill every vessel in the house. This is just how we are as a country. Now, kilometers of queues outside petrol pumps across every major Indian city. Absolute chaos. Isn’t it an obvious outcome? And now the govt says, don’t panic? Bhai, you said covid. We heard COVID.

Special 26: Akshay Kumar Character Hindu, Manoj Bajpayee Character Muslim, Special Ops S2: Villain Awasthi, usko marne wala spy Muslim. Beta tu pahli baar nhi kr rha ye, aur bhi notice karenge to aur bhi mil jayega, bas tune limit cross kr di is baar aur pkda gaya 🤣🤣

The last 10 years do more work than the first 10. That’s the power of compounding. Start early. Stay invested. Let Indian growth work quietly for your goals 🇮🇳 — Follow @tandonshashank for more such insights.

Long-term investing in equities isn’t about timing the market. It’s about time in the market. A ₹10,000 monthly SIP at ~12% grows to: • 5 years → ~₹8 lakh • 10 years → ~₹23 lakh • 20 years → ~₹1 crore 👇

🔔 Big NPS updates for private sector employees • Up to 80% lump-sum withdrawal at retirement (lower annuity need) • Systematic withdrawals now allowed • More partial withdrawals before 60 • Greater choice in equity & pension fund selection NPS just became more flexible #NPS

A Flexi-cap fund with a good 10-year track record is better for most people than chasing the “best small-cap fund of the year.” Consistency > excitement. #flexicap #MutualFunds #MutualFundsSahiHai #BSE #NSE

Flexi-cap funds = simplicity + diversification + long-term growth. For many investors, they work as the core equity holding. Follow @tandonshashank for simple Indian investing insights 🇮🇳

📌 Pros ✔ Diversification across all market caps ✔ Less volatile than small-cap funds ✔ Captures long-term growth of mid & small caps ✔ Fund manager freedom improves risk-adjusted returns Cons ✘ higher dependency on fund manager skill ✘ Expense ratios higher than index fund

Flexi-cap funds are one of the most underrated mutual fund categories. They offer stability + growth + flexibility — all in one place. Here’s a simple breakdown for beginners 👇