sri teja

@HeySisyphus @CardMavenIn For that I ll lose my current limit too which I will not get if I close and apply again for millennia. Accumulated this limit from many years.

@teja0016 @CardMavenIn On the same boat. I guess there is no route from Business Regalia to Regalia gold. Business cards getting upgrade options only for Business cards like BizGrow. Might have to close this card and get a normal core card (like Milennia), for getting Regalia Gold in future.

Does anyone on the timeline still hold a Regalia credit card? If yes, interested to know why have you not upgraded to Regalia Gold or another alternate card.

@VoyageBliss SBI AI signature also make sense with 10lakh milestone

The Air India 50% bonus is practically meant only for ICICI Bank cards. I don’t think most people would have 100k+ points sitting in the other listed cards, and if they do, it’s probably time to rethink their credit card strategy 🤣 With HDFC Bank, the math doesn’t really add up either. Transferring at 2:1 and then getting a 50% bonus still isn’t very compelling. Unless you have a very specific redemption in mind, it feels forced. In most cases, a straight 1:1 redemption via HDFC’s own ecosystem is likely the better move.

@ccg33k Is SBI air India card eligible for this offer ?

🏆 The Big Offer - Air India 50% Bonus miles offer is live !!!! Spoiler: Axis is not a partner, but ICICI is, so 18% becomes 27%. Validity: 1st May to 31st May 2026. ✅ The Inclusions You can earn bonuses through two main streams: 1. Points Conversion Partners: Banking: HDFC Bank, ICICI Bank, SBI (Aurum & Travel Card), Air India SBI Credit Card, Kotak Mahindra, Yes Bank, IndusInd, RBL, Bandhan Bank, Federal Bank, Union Bank of India, and more. International HSBC: UK, UAE, Qatar, and Malaysia. Lifestyle/Retail: Flipkart Supercoins, Audi India, E-rewards, Magnify, and Maximize. 2. Lifestyle Partners (Shop & Earn): Includes categories like Stay, Travel Services, Experiences, and Retail (e.g., Tata 1mg, Cordelia Cruises, Sterling Holiday Resorts) accessed via the Air India partner page. ❌ The Exclusions (What’s NOT eligible?) Not all points are created equal during this fest. The following are strictly excluded: Specific Banks: Any conversions from Axis Bank or HSBC India reward points. 🤯 Vistara Co-brand Cards: Points from Axis Bank Vistara, SBI Vistara, IDFC Vistara, or IndusInd Vistara Co-brand cards. Pre-Registration Spends: Any transactions made before you register for the offer on the website. Future Stays: For "Shop & Earn," the service (like a hotel stay) must be availed within the May campaign period. Bookings for future dates outside of May do not qualify for the bonus. ⚠️ Key Terms & Conditions (The Fine Print) Mandatory Registration: You must register your Maharaja Club ID on the Points Fest Page before transacting. The "First Move" Rule: The bonus applies only to the first qualifying transaction per partner. ⚠️ Example: If you convert 100k HDFC points today and 50k tomorrow, only the first 100k gets the bonus. ⚠️ Earning Cap: There is a maximum limit of 2,00,000 bonus points per eligible partner. ⚠️ Credit Timeline: Bonus points will be credited to your account within 60 days after the campaign ends (by late July 2026). ⚠️ Non-Reversible: Once you convert those points, there’s no going back! Register and check the full partner list here! - airindia.com/in/en/maharaja… #AirIndia #MaharajaClub #TravelHacks #PointsFest #CreditCardsIndia

@YourCardJourney Try on ebix

I definitely hate Jupiter; however, I still applied for Arora at ₹5,900

@cardzbuzz @skv8801 Planning to open pnb imperial account. If I get 1 primary and 2 add on cards , then all these cards will appear on my rupay login ? Even all other banks rupay select card too will appear on same login ?

@skv8801 Yes, need 3 accounts with diff email and no.

🚨 PNB RuPay Select Imperial Debit Card - hidden value monster? 👀💳 💰 ~ ₹52,500 per year (17.5k per card) Calculation per card/year below: Shopping/Health & Lifestyle Vouchers 💰 🛒 Bigbasket: ₹250 × 4 = ₹1,000 🛒 Decathlon: ₹500 × 4 = ₹2,000 🛒 Myntra: ₹500 × 4 = ₹2,000 🛒 Reliance Digital (Offline): ₹500 × 4 = ₹2,000 💍 Kalyan Jewellers: ₹2,000 × 2 = ₹4,000 🎬 OTT (Annual – choose 1) • Amazon Prime OR JioHotstar (~₹1,499 value) 💆‍♀️ SPA / Salon • 1 session per half-year (2/year) ₹1,500 × 2 = ₹3,000 🧬 Medical Check-up • Once/year (SRL Diagnostics / Thyrocare) • Assumed value: ₹1,000 💊 Apollo Pharmacy • ₹250 × 4 = ₹1,000/year 📌 Excludes lounge access, gym, BookMyShow value in the above calculation 👀 📌 Based on current T&Cs DYOR Check 🧵or DM for more details.

@luxe_explorer Say for example we reach platinum this year by taking explorer plus too. So when elite nights become zero by dec 31 , will the platinum status remain same for next year ?

💥 Follow-up: Accor ALL Signature just got even crazier After adding 5 Elite Nights/month, there’s now a 🔥 15% OFF Anniversary Sale on ALL Signature 💰 The MATH (Brazil pricing) • Annual Fee: R$ 7,788 • After 15% OFF: ~R$ 6,620 👉 In INR: ~₹1.1L – ₹1.15L/year 🎯 What you GET • ~75,000 ALL Points/year 👉 Worth ~₹1.5L 💸 • 5 Elite Nights/month = 60 Nights/year 👉 Straight to PLATINUM Status 🤯 NET-NET Pay ~₹1.1L Get: ✔️ ~₹1.5L in points ✔️ Platinum Status (upgrades, lounge, etc.) 👉 That’s positive ROI + top-tier status 📌 This is easily one of the most aggressive plays right now on #AccorALL

@YourCardJourney After loading big basket , you can order via tata Neu to get extra Neu coins

Revealing 10+1+2% Big Basket Giftcard Loophole💥 Limitless Loopholes Continues How #CCgeeks quietly extracted 13% returns on everyday spends using a simple stacking structure The setup Apply Equitas Selfe Card - fastrack-apply.short.gy/equitascc The hack👇

@CardNiti Do we get the option to apply for metal card immediately after opening account ? It is showing waitlist for that debit card

@teja0016 There must be option for account / UPI, or maybe you proceeded for cc earlier. CC is better, get that.

Finally got this quite expensive piece of metal 👀 If you haven't got it yet, you can skip - not many iykyk use cases. But if you already have it or don't mind burning ₹11800, read on 👇🏻 Key Features & Benefits: - 5% cashback (up to 5000 jewels/month) - ₹10K Taj GV on ₹2L spends - ₹15K Taj GV on ₹4L spends - 5000 Jewels + renewal fee waiver (~₹2358) on ₹5L spends 1 J = ₹0.20 or convert to Air India Pts at 6:1 ratio Note: Cashback is valid only on tnx more ₹1000 & limit is 2500 jewels per tnx, so max. ₹10k per tnx Play: Use it like a 5% cashback card for ₹20k/month on GVs (₹2.4L/year) ➕️ find use cases / iykyk ways for the remaining ₹1.6L to hit ₹4L milestone Another ₹1L for ~₹3358 value ? Not worth it IMO. Exclusions: Wallet, recharges, credit/loan payments, insurance, gaming, betting, govt tnxs, utility etc. Key Inclusions: Gift cards, groceries, shopping & similar retail MCCs Other benefits: - District B1G1 up to ₹300 (monthly) - Zomato Dining: 20% off up to ₹1,000 (monthly) - Lounge: 1 per qtr on ₹50k spends in previous qtr Aurora Status Perk: Card upgrades your account to Aurora tier • Priority support (usually ~4 hours resolution) • Cashback on GVs via Jupiter Store Support is genuinely good… unless something goes really wrong (took ~1 month to get this card 😅) If benefits stay the same, this could turn out to be a solid card at ₹1999 + GST renewal.

@VoyageBliss Simply awesome 🙌

Adding an SQ Suites award finder to the bot. Just search “SQ Suites” or your route like “SQ Suites DEL-SIN May award” and it will pull up available inventory. Live availability for other routes is already in beta with some users. Will notify when it opens up more broadly. You can connect to the bot on WhatsApp at +1 (323) 554-4341

@YourCardJourney No, ORRA DIAMONDS are separate brand no link with bluestone

@teja0016 Is it with bluestone?

Revealing Bluestone High Rewards Cash-Out Hack 💎💸 Limitless Loopholes Continues How #CCgeeks used a simple return + wallet flow to convert high-value jewelry purchases into direct bank cash while earning massive rewards The hack👇

@spendwiselyx After claiming taj epicure and Accor explorer , it takes time to deliver membership cards. So can we downgrade reserve even before the membership cards deliver ?

Guys, just converted a second Am-ex Reserve Card to MR-CC from the same account and it worked perfectly again! 👌 Here is what happened: 👉 11 March: Received Am-ex Reserve Credit Card 👉 12 March: Spent ₹30,000 👉 13 March: Received 15,000 Amex Points (11,000 joining bonus + 4,000 referral bonus) 👉 13 March: Instantly converted Reserve Card to MR-CC 💰 Total cost: ₹1,180 (MR-CC joining fee) ❌ No Reserve Card fee will be charged ✅ So effectively 15,000 Am-ex Points for just ₹1,180 ⸻ 🎁 Additional Benefits You can also get: 👉 Accor Plus Explorer Membership (1 Year) 🏨 👉 Taj Epicure Membership (1 Year) 🌟 👉 EazyDiner Prime Membership (1 Year) 🍽️ ⸻ 🔁 What to Do 1️⃣ Apply for Am-ex Reserve Credit Card through referral 👉 My referral link: bit.ly/46eCjfc 2️⃣ Spend ₹30,000 anywhere (gift cards, fuel, FASTag, insurance, etc.) 3️⃣ Claim memberships • Accor Explorer & Taj Epicure via Am-ex Experiences App • Call 1800-419-1030 for EazyDiner Prime 4️⃣ Once points are credited, downgrade the Reserve Card: 👉 Change to MR-CC americanexpress.com/en-in/account/… 👉 Change to Smart-Earn americanexpress.com/en-in/account/… ✅ Downgrade happens instantly in the app ⸻ 🎯 Extra Bonus (MR-CC) 👉 Spend ₹15,000 within 60 days of getting MR-CC 👉 Get 4,000 additional Am-ex Points ⸻ ⚠️ I have personally done this twice in the last month and many others have reported success. But TRY AT YOUR OWN RISK as this option may stop anytime.

@CreditCardsInd Looks like Tata CLiQ gift card loading and ordering via tata Neu will get devalued soon

🚨 New Launch Alert - Tata Neu Gift card Tata Neu Gift Card is a pre-paid instrument, issued by Tata Payments Limited. Designed for convenience, it can be redeemed across a wide range of categories, including shopping, dining etc Valid - 365 Days Works - Online only

@VoyageBliss What about Oman ? I have plans on 3rd April. Should I wait or cancel ?

Our return was supposed to be AlUla – Doha – Bangkok Full family on QR First. But sometimes discretion matters more than the cabin. With the ongoing airspace uncertainty, not risking getting stuck in Doha with the kids. Even if things reopen, we’ll sit this one out. School holidays are on, so instead of heading to Bangkok… we pivot. Jeddah – Cairo – Johannesburg on EgyptAir. LifeMiles coming in clutch yet again. When plans change, change the continent.

@PranavDate @MagnifyClub Ana ?

We are partnering with an airline which is not with any Indian bank yet. You will love their Airline Miles. Stay tuned and till then earn those Mag Miles on @MagnifyClub

@MilesTrader Silver

Everyone is inviting you to join some WhatsApp community. No harm — everyone has their own USP. But at CardVala, we focus on one thing only: wealth creation. 📸 Screenshot = real data from last year ➡️ Gold delivered ~1.6× returns ➡️ Silver delivered 3×–3.5×+ returns. While most people chased Gold, we pushed our members to accumulate Silver. The difference is visible. The results are undeniable. And Silver is still moving. If you want signals, noise, and hype — look elsewhere. If you want conviction + results — you know where to come. 👇 Comment “SILVER” to join the community 🔔 Follow for real insights.

@ProfessorCardz Y not upgrade to plat travel ?

🙏 You served well. Rest in peace now brother. #ccgeeks #creditcards #amex

@rhoeshan What happens to existing MR points that we got from MRCC after the upgrade ?

Most people are busy chasing one good milestone card. Some of us decided to double it 😎 💳 Holding 2 Amex Platinum Travel Cards — legally. Here’s the hack 👇 If you have an MRCC, Amex allows an upgrade to Platinum Travel 👉 even when you already own a Platinum Travel Why this works so well: ⚡ Instant upgrade & approval 🎯 Separate milestone trackers for the 2nd card 💰 Double the rewards on the same spend For GST payments, this combo is an absolute beast (you get both base and milestone points)— second only to BizBlack in the Amex ecosystem. Credit where due 🙌 Thanks @ccg33k for flagging this.