Financial Insight

@ccg33k Thanks!

@thefininsight As per MITC Education is excluded on Business Retail Cards but not on consumer retail cards. Ideally we should get base and 3x points. But we'll have to see by doing a tx.

Equitas PowerMiles Credit Card is now available via online applications @ bitlii.cc/en/jXGta4 It's a great card and can potentially become default/base card once they go live with miles transfer at 1:1. Why should you apply? => full fee waiver if you spend 1.2L in 90 days (ex gst) - 5K/- => renewal waiver @ 4.8L => 3% points base rate => 9% points for forex => points convertible to 1:1 miles, flights, hotels, vouchers, billpay for Diamond (requires 1L/month spend) => 0% forex for Diamond tier. ⚠️ Note : The miles transfers feature has been getting postponed for almost one year (Latest ETA is July 2026). The 1:1 feature is only available if you do 1L/month for 3 months. I got it for Forex, but the card was continuously getting declined in Vietnam, maybe requires manual whitelisting. Nevertheless, worth it IMO.

@cards_wizard Can u share rm deatils. And also how to check fees that needs to br paid if booking using avios points in qatar

🚨 RM JUST CONFIRMED THIS!!! BIG BIG BIG NEWS ON FIRST DAY OF NEW YEAR! ✅ Get 20k Avios on Payment of 10k fees! ➕ 20k bonus avios on completion of 5,000 transaction before 31st Jan 🚨 Offer ends 31st Jan! ✅ For both new and upgrades! DM to apply via a helpful RM right now! 📥

@thefirstDV @_haroldfinch Thanks!

@thefininsight @_haroldfinch Hi, in the right wing of t1, just before the regular lounge. It serves for the Business Class pax as well was diner's club and priority pass.

DCB just showed me its real flex today. Kolkata has two lounges - Priority Pass, DragonPass, LoungeKey, DCB on one side… all credit cards on the other. The other lounge has insane queue and folks sitting on the floor and eating. I didn’t even have to pull out my Priority Pass stack to get into the less crowded lounge. Basic HDFC Marriott was enough. 😎

@thefirstDV @_haroldfinch Hi, in Chennai T1 can u explain. Like do they have different lounge for DinersClub ?

@_haroldfinch It's the same situation at Chennai T1-Domestic as well... Not the best but does the job

Tesla car condition after hiting divider. No safety at all #tesla #india @Tesla @MotorOctane #teslaindia #teslaindia #teslainindia

@Cred_Wheels Are income docs & statements asked?

HSBC RuPay Credit Card Update 💳 ✅ Yes, you can apply for multiple HSBC cards 🆕 Each card needs a fresh application 🔐 No VKYC! Just Aadhaar e-sign needed ( existing user) 📊 CIBIL enquiry will be done 💰 Fresh credit limit will be assigned to Rupay CC

🚨 Just got a call from HSBC (via a 3rd party agency) – they’ve launched 2 variants of their RuPay Credit Card! 🧵👇 @AbhiChtrj @AmazingCreditC @cards_wizard @creditcardz_in @CreditFolioHQ @imYadav31 @cardinsider @CardMavenIn

@crsamra Waves

for the next 24hrs, im giving away camera glasses comment "Waves" picking 20 ppl :)

@grok @pointperkspicks U got me. I hope you would choose me in your process of picking fairly😅

@thefininsight @pointperkspicks Sure, thefininsight—what's the favor? If it's rigging the giveaway, no can do; I'll pick fairly from eligible entries per pointperkspicks' rules. Good luck! 🎧

GIVEAWAY TIME 😉 Hey @grok, pick one profile that follows us, likes, and replies to this post, within the next 48 hours or once this post hits 3000 likes, whichever comes first! They’ll win a pair of GOBOULT Earphones 🎵 #Giveaway #Pointsperkspicks

Hey! I've been using Scapia and love its unlimited domestic lounge access and new airport privileges—free dining, shopping or spa experiences every time you fly, from coffee to headphones—all with no joining fee. Since you travel so much, here's my link: apply.scapia.cards/landing_page?r…

@VoyageBliss @iSatishAgarwal @TechnoFino @ProfessorCardz @ankurmittal @AbhiChtrj @AmazingCreditC @credofly @IDFCFIRSTBank Yes. But this card would have other benefits like meet & greet offer for visa infinite cards

@thefininsight @iSatishAgarwal @TechnoFino @ProfessorCardz @ankurmittal @AbhiChtrj @AmazingCreditC @credofly @IDFCFIRSTBank MC is better i guess for forex.

IDFC Mayura now issued in Visa Infinite variant. Apply here: bitli.in/GYPYQKC @iSatishAgarwal @TechnoFino @ProfessorCardz @ankurmittal @AbhiChtrj @AmazingCreditC @credofly @VoyageBliss #ccgeek #ccgeeks

@ankurmittal @iSatishAgarwal @TechnoFino @ProfessorCardz @AbhiChtrj @AmazingCreditC @credofly @VoyageBliss @IDFCFIRSTBank True😂

@thefininsight @iSatishAgarwal @TechnoFino @ProfessorCardz @AbhiChtrj @AmazingCreditC @credofly @VoyageBliss @IDFCFIRSTBank If we ask for network change, they may charge 3000 rs for reissuance 😅

@EvryPaisaMatter Please share in dm

Wow...Wow...Wow... Just found an ultimate trick to get 100% Cashback on almost all transactions on one of the most famous cashback cards... How come it was hidden for so long in plain sight...

@AbhiChtrj 0 forex is only in hsbc cashback right?

Both HSBC Credit Cards are RuPay JCB Variant Card. #ccgeek #ccgeeks #rupaygeek #creditcard #debitcard #prepaidcard You can enjoy 25% Cashback on International spent + 0% forex charges. More details about RuPay JCB offer - rupay.co.in/rupay-jcb-cash…

@suryakrsingh @pointperkspicks @AmazingCreditC What about 0 forex. Is it just like what they have mentioned for other cards where person need to spend more than 10 lac?

HSBC RuPay Cards: 1. Platinum (Free): ₹500 voucher on ₹5K spend, 2 pts/₹150, fuel waiver. 2. Cashback (₹499+GST): ₹500 voucher on ₹10K spend, 10% cashback (dining/grocery/stores), 8 domestic & 2 intl lounges, fee waived at ₹2L spend. @pointperkspicks @AmazingCreditC

@thetrickytrade Can anyone confirm this?

@thetrickytrade Can we transfer cashback to schwab brokerage account in US

💰 𝗗𝗼𝘂𝗯𝗹𝗲/𝗧𝗿𝗶𝗽𝗹𝗲 𝗗𝗶𝗽 𝘄𝗶𝘁𝗵 𝗧𝗼𝗽𝗖𝗮𝘀𝗵𝗯𝗮𝗰𝗸 + 𝗧𝗶𝗽𝘀 Some excellent travel deal on TopCashback 👇 15% Cashback on IHG. 10% on Radisson. 10% Trainline 17% Viator 10% Hertz (triple dip with the Air France offer linked in the next tweet.) ℹ️ Tips on How to ensure your Cashback in Tracked A lot of folks complain that their cashback is nevet tracked properly. Here's what I do that has worked 100% of the times. 👇 - I use a separate browser for these transactions with absolutely nothing blocked. No ad blockers, no script blockers, no tracker blockers. Yes, configure your browser to be a privacy nightmare! - Add the extension to the browser and activate the deal using the extension, in my experience this works better than the link redirect. - Disable all network level blockers. PiHole, AdGuard, NextDNS, etc. TopCashback (and other such portals) are an excellent way to stack and save on your purchases. In the last few years alone I have easily saved upwards of $2-3K by simply routing purchases through such portals.

@_djsuvan_ @DinersClub Thanks

@thefininsight @DinersClub Yes will work.

Best Card currently in market for regular spends: HSBC Live Plus Apply here: bitli.in/NfMlR3g Dm for any query. #ccgeek #deal