Tommy Halstead

Random dangling shit budget: $50,000,000 Deodorant budget: $0

also heard Justin Biebers gonna b here 2night, can't wait to tap that.

We're about 18 months from her dropping a link to her Only Fans

@King_Kyle @JimChuong So that's within your limit then

@thetrucasper @JimChuong There’s an annual limit and then there is unused room from years before. I’m well within the unused room

Tough life.

@NoryMcDonald @ShaziGoalie Don't forget mass importing the 3rd world and cramming 25 people into a single family home.

@ShaziGoalie All due to income fraud, FOMO , lied about income and banks didn't care because real-estate always goes up and CHMC will cover us.

🇨🇦 housing risk just flipped upside down. The biggest mortgages ($850K+) are now defaulting at more than 2x the rate of smaller loans. Even the “strong hands” at the top are starting to weaken. So if higher-end borrowers are cracking, calling this THE BOTTOM FOR THE RICH END OF THE MARKET may be very premature.

@ShaziGoalie Renewals from the absolute lows are still taking effect. RE is a slow reaction. Will be late 2027 into 2028 or even 2029 before we see full effects. Definitely more hurt to come.

@MichelleLA1981 I've come to the realization that Canadians simply won't wake up. They haven't woken up to the fact that we've been overrun with Indians. They haven't woken up to our dollar eroding. They haven't woken up to our stagnant gdp. Canada is doomed.

How many more jobs does Canada have to lose before people start waking up?

@The_Money_Buddy Your friend should stay in that shitty apartment as long as he possibly can. Keep that overhead low and invest $2k+ a month instead.

Your friend is 26. • makes $95k • invests $1,200/month • upgrades apartment Net worth is rising. So is his baseline. Is he moving forward?

@ShaziGoalie Slow? Nah it's hyper speed at this point.

We are watching the slow motion destruction of the middle class in Canada.

@MonacoFreedom @BullionBull17 At nearly 7% you'd be insane not to pay down the mortgage. Risk free 7%, you take that all day.

@BullionBull17 6.875% is my current rate but yes the peace of mind is priceless

My wife and I are both 30, and are nearing $400,000 in investments combined I feel I reached the point where paying off my mortgage has to be the top priority Agree or disagree?

@shaguncrypto It's peak because you don't have to think. Just buy.

Can someone explain this obsession with the S&P 500? People act like it’s the peak of investing. Meanwhile, there are thousands of stocks outperforming it.

@King_Kyle @JimChuong Above the RRSP limit? Yea don't do that man.

@JimChuong Our 🏠 Exceeds 300 as well, but I’m contributing to my RRSP above the limit and taking advantage of unused room to drive my tax down, maxing out two TFSA, and pumping money into two RESPs , this is all after bills paid, a cash savings account is contributed to, and fun money

@JimChuong $300k+ income with little savings is insane. Guy probably has too much house, too much car (probably multiple), a boat he can't afford, vacations they cant afford, expenses they can cut down on, etc.

@antibearthesis It probably will work. It would be a very smart decision.

I’m 21 with $45,000 invested. If I just put it all into $QQQ and let compounding do its thing for 30 years, i’d be a multimillionaire by 50. No trading. No stress. No extra contributions. Why wouldn’t this work?

@dividendology Yes

S&P 500 returns since 2009: 2009: 🟢 +22.57% 2010: 🟢 +13.24% 2011: 🟢 +0.97% 2012: 🟢 +14.23% 2013: 🟢 +29.08% 2014: 🟢 +14.69% 2015: 🟢 +1.40% 2016: 🟢 +13.67% 2017: 🟢 +20.80% 2018: 🔴 -5.18% 2019: 🟢 +31.32% 2020: 🟢 +17.40% 2021: 🟢 +30.63% 2022: 🔴 -18.63% 2023: 🟢 +26.79% 2024: 🟢 +25.73% 2025: 🟢 +18.14% 2026: 🟢 +4.98% Can we really expect this level of growth over the next 17 years?

@TheBlueGem3 We already have UBI. But only for immigrants (Indians) with 10 kids.

I see a Universal Basic Income in Canada’s future.

They stole a nonprofit. It’s not right.

@The_x_Truth @eggslovato Easier to just cancel the CC at that point

@eggslovato You need a death certificate to cancel every single service he had. Everyone will require the death certificate. Been through this a few times before myself.

today i learned you need a death certificate to cancel your dead dad's costco membership?????

@enjoyer_liberty Am I the only one who thought she was a major lesbo?

be aubrey plaza: > get married > cheat on husband > husband commits suicide > pregnant by another guy a year later women lol

@ButlersRanger Our corrupt politicians want them here bro

Ending Birthright citizenship should be a top priority of any right wing Canadian government. It’s makes every temporary worker impossible to get rid of as soon as they have a child here