Timothy Willis

While it comes as little surprise that #GinnieMae #mortgage prepay speeds due to buyouts would vary by issuer/servicer (esp. bank vs. non-bank) @RiskSpan's Don Brown can quantify it. riskspan.com/bank-buyouts-i…

@RiskSpan's Chart of the Month shows the return of credit spreads to pre-pandemic levels in June--and illustrates why it's likely driven more by asset demand ginned up by #fed actions than by any change in the underlying #economy. @suhruddagli riskspan.com/chart-of-the-m…

@RiskSpan's chart of the month -- @suhruddagli ties mortgage delinquency to alternative economic indicators (including air pollution) across MSAs riskspan.com/news-insight-b…

Serendipitous random encounters are overrated nytimes.com/2020/05/19/opi…

Life in a densely populated suburban county with both 1) a large and growing number of covid-19 cases, and 2) black bears (one just spotted in the neighborhood) montgomeryparks.org/caring-for-our…

Per #FHFA "Borrowers are eligible to refinance or buy a new home three months after their forbearance ends and they have made three consecutive payments under their repayment plan, or payment deferral option or loan modification." @RiskSpan fhfa.gov/Media/PublicAf…

.@MortgageLaurie: "There have been very, very little actions taken for renters... the renter population is far more vulnerable than the homeowner population." (via @NPR) urbn.is/2wvDqcW

He picked a good time to fold ‘em. wsj.com/articles/gramm…

How @RiskSpan is helping CMBS investor clients visualize their exposure to COVID-19 riskspan.com/news-insight-b…

Increasing riskiness of aircraft lease ABS with exposure to airlines in countries with significant #Coronavirus prevalence. @RiskSpan analysis riskspan.com/news-insight-b…

@Chrishenrichsen You're old. Don't you know it's spelled "woah" now?

Whoa.

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Bill Moretti joins @RiskSpan, classes up our joint.

Non-bank servicing sector growth continues to outpace that of traditional bank servicers. Prepay speeds among these servicers are faster, too--now at post-crisis highs. @RiskSpan believes this will continue. But speeds vary among servicers. riskspan.com/news-insight-b…

I went downtown today on the Metro to meet Dan Klein for an EconTalk episode at the DC Hoover Institution offices to record with Dan. I park my car in the Metro lot and get on the parking garage elevator with a rolling suitcase that has my recording equipment. A woman is...

This is amazingly myopic & misguided. Micro-mobility vehicles aren’t the problem. This is a complete cave-in to the automobile industry and AAA, whose record for supporting anything other than increased private car use speaks for itself. In a #ClimateCrisis, this makes no sense.

@EconTalker @shoshanazuboff The guest seemed curiously unwilling to acknowledge that stated and revealed preferences often differ. We learn we're under surveillance, claim to hate it, but keep using the "free" products. Isn't that more important than the guest's moralizing about big, rich, powerful firms?

This week's EconTalk: @shoshanazuboff talks about her book, Surveillance Capitalism. I am worried about different things than she is, but perhaps there is what to worry about. econtalk.org/shoshana-zubof…

Bike ride to work this morning was fun!

2019 Rising Star: Janet Jozwik bit.ly/2WeXOWl

@jamestaranto Same reason “naked” doesn’t rhyme with “baked.”

How come "biped" doesn't rhyme with "wiped"?