Dreamchaser.
5.1K posts

Dreamchaser.
@toheebhimself
Football fanatic/Arsenal die hard/naughty by nature....
Katılım Ekim 2022
4.6K Takip Edilen2.4K Takipçiler

And I made it through the UBA GMAP Programme.
A wholesome experience for me.
Looking forward to the journey ahead.




Rufybaba@Rufyb
720 individuals recruited by UBA for its graduate trainee programme. One company, 720 individuals. If I assume they get ₦400k monthly, that's an estimated ₦3.5bn of income annually that is about to enter the system.
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Last season Arsenal will beat the hell out of this season Arsenal
Rexzzy@AFC_Rexzzy
A football opinion that will have you like this…
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Dreamchaser. retweetledi

Soon i will be turning 25
Not that am not happy about it
But the goals and plans i set to achieve before this age have not been achieved.
But instead it feel like an still figuring things out.
It hard not to feel a little disappointed
When things have not gone as planned,
But i guess its part of the journey and there is still time ahead.

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Alfa Mhi ❤️🥹
I still went to see him this Sunday.
My dad passed away right beside me and beside him in 2011. Till today, that moment still lives in my memory like it happened yesterday.
He had already seen it coming weeks before it happened. I remember so clearly when my mum, with tears in her eyes, went to him and begged him to pray for my dad’s healing. We were still holding on to hope, even when everything was slipping away.
He told her, “Go and buy a goat. Bathe it with cold water for seven days. If it survives, your husband will survive. If it dies before the seventh day, then he won’t make it.”
The goat died on the very first day.
At that moment, we didn’t fully understand, but now I know it was his way of telling us the truth we weren’t ready to hear. That my dad wasn’t coming back to us anymore.
We had already sold all four cars. even used the money meant for both my mum’s and dad’s Hajj, everything went into hospital bills between 2010 and 2011. We gave it everything we had, hoping for a miracle.
But Allah had already written a different ending.
Even though I was very young, I remember everything so clearly, every pain, every prayer, every moment 🥹
May Allah grant my dad Al-Jannah Firdaus 🤲
Abdul@Abdulofkwara
Imam Banni is one of the oldest ever Imam in Kwara metropolis.
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@jpattueyi Your rent should not be more than your two months salary
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Meet Musa.
He earns ₦500,000 per month and pays ₦1.2 million annually in rent.
After renewing his rent, Musa made a common decision:
He chose not to immediately begin setting aside funds for the next cycle, reasoning that he had enough time and that a few months’ salary could easily cover it when the time came.
However, six months later, his landlord informed him that the rent would increase to ₦2 million per year.
At that point, Musa had not saved anything toward the upcoming payment.
If he had set aside ₦100,000 monthly, he would have accumulated ₦600,000 by then.
Instead, he was starting from zero, with only six months left to meet a significantly higher obligation.
At the same time, other financial pressures emerged:
• School fees increased
• Fuel prices rose significantly
• Transportation and generator costs went up
• Food expenses adjusted upward
Although Musa’s income remained the same, his expenses expanded rapidly.
Without an emergency fund or structured savings plan, he had limited options and eventually turned to salary loans to manage his obligations.
This situation highlights an important principle in personal finance:
Not all expenses are unexpected. Many are predictable but only if we plan for them.
Rent, school fees, and recurring annual costs are not surprises. They are scheduled obligations that require consistent preparation.
A practical approach is to break large expenses into smaller monthly allocations and treat them as non negotiable.
Financial stability is not only about how much you earn.
It is also about how well you prepare for what you already know is coming.
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