Roman M

We’re building Treasury Desk from Hong Kong — global by design. I’m writing Before the Journal Entry to share what we’re learning about stablecoin and on-chain treasury workflows. The question behind the work: What should finance teams understand before stablecoin or on-chain activity becomes a journal entry, board memo, client explanation, treasury review, or governance discussion? We’re especially interested in the messy middle: - source trails - missing evidence - stablecoin exposure - issuer and depeg context - wallet / account evidence - accounting record vs treasury-risk signal - board and reviewer questions - human-reviewed AI workflows Treasury Desk is read-only. We do not custody funds. We do not execute transactions. We do not provide investment, legal, tax, accounting, or compliance advice. The goal is to make crypto-adjacent treasury context more reviewable for humans. If you are a CFO, controller, adviser, accountant, treasury operator, DAO finance lead, or web3 finance builder working near these questions, I’d love your critique.

@Gaurav_dev01 @treasurydesk Great question. Spreadsheets track data. Accounting tools record transactions. The hard part we’re focused on is the layer in between: source trails, missing context, exceptions, and reviewer-ready notes before the journal entry.

@treasdesk @treasurydesk Very interesting niche. 🚀 Crypto treasury is becoming a real operational challenge as teams scale. Curious—what's the biggest pain point TreasuryDesk solves that spreadsheets or existing accounting tools don't?

👋 Looking to #connect with people who are actually shipping. If you're building any of these, reply below: • AI SaaS • AI Agents • Developer Tools • Startups • Automation • Open Source • Indie Projects • Mobile Apps Drop: 1. What you're building 🚀 2. Your X handle 3. One challenge you're stuck on I'll reply to everyone and follow interesting builders. Let's build together. 🤝 #BuildInPublic #SaaS #AI #IndieHackers #Connect

@martinhrtech @X Hi! Let’s connect. I’m building @treasurydesk for teams that need clearer reporting around wallets, stablecoins, and on-chain treasury activity.

Hey, @X algorithm 👋 Looking to #connect with people interested in: - SaaS - Startups - AI - Marketing - Product Building Or if you’re a: - Founder - Developer - Entrepreneur - Indie Hacker Also curious to know: what are you building this weekend? Let’s connect

@Avinaba_ @X @grok Hi! Happy to connect. I’m building @treasurydesk — focused on read-only treasury monitoring, evidence trails, and reviewer-ready context.

Hey all @X and @grok I'm looking to #connect with people interested in: SAAS Frontend Backend Fullstack AI/ML DevOps Web3 Cloud Open Source Tech Writing Let's grow together 🤝

@DangwalAlok Hi! Let’s connect. I’m building @treasurydesk to help teams separate what’s known, what’s missing, and what needs human review in stablecoin workflows.

One reply could introduce you to your next: • Co-founder • Customer • Developer • Investor • Friend So... Tell me in one sentence: What are you building? Let's support each other. 🚀 #BuildInPublic #Startups #AI #SaaS #connect

@danieldwalton The “locked out of the funnel” line is the key. Different format, different buyer psychology.

A client texted me last week panicking that the oral GLP-1 was going to destroy his business. I told him the opposite is true. Here's why: For the last 3 years, his ads have been bouncing off needle-averse patients like rubber bullets. They saw the syringe in his creative and closed the tab before they finished reading the headline. 50% of GLP-1 patients prefer the pill. 30% prefer the injection. 20% don't care either way. That 50%? Includes a massive chunk of patients who were never going to do telehealth GLP-1s in the first place. They're suddenly in the market. And so is every brand competing for them. The oral approval didn't kill the injection business. It unlocked an entire segment that was permanently locked out of his funnel. Here's what I told him to do: Stop sulking about Novo Nordisk's exclusive deal with the 8 partner brands. Build a content engine that captures pill-curious traffic and converts them onto his existing offers. If you don't, Hims is taking thousands of those patients for free. The wave is already moving. You either build the funnel to catch it, or you watch your competitors quietly eat the biggest market expansion in telehealth history.

@danieldwalton That review ecosystem point is sharp. Most people treat reviews as proof, not as part of the growth loop.

Want to know exactly what separates a $100K/month telehealth brand from a $10M/month one? It all boils down to these 3↴ 1. Segmentation (one ad → one quiz → one email sequence per category) 2. Retention systems (most brands ignore email and SMS entirely) 3. Review ecosystems (reviews fuel ads, ads fuel customers, customers fuel reviews) Miss any one of these three and you're capped. Every brand stuck at zero is missing all three.

@bra1nycyber Hi! Let’s connect. I’m building @treasurydesk to help teams separate what’s known, what’s missing, and what needs human review in stablecoin workflows.

Good morning Hey founders, Looking to connect with people building in: - Saas - Tech - Mobile Apps - Automation - AI tools - Vibe Coding - Web apps - Developer tools - Marketing - Game Dev What are you building? 👇

@Jodiquinton__ @X Hi! Happy to connect. I’m building @treasurydesk - focused on read-only treasury monitoring, evidence trails, and reviewer-ready context.

Hey @X Algorithm 👋 I’m looking to #Connect with the workers in Web3! • Business developers • Investors • Founders • Moderators • Marketers • Developers • KOLs If that’s you - let’s talk! 🗣️

@SulthanNK @X Hi! Let’s connect. I’m building @treasurydesk for teams that need clearer reporting around wallets, stablecoins, and on-chain treasury activity.

Hey @X I'm looking to #connect with people interested in: - Frontend - Backend - Full stack - DevOps - AI/ML - Data Science - Freelancing - Saas What you guys are building ?? let's build and grow together.

@sdotboro Hi! Happy to connect. I’m building @treasurydesk — helping finance and adviser teams make crypto treasury work less messy before reporting.

Hey founders/builders, I would love to #connect with more like minded people who are interested in: • Product development • SaaS • Web development • DevEx • Marketing • AI enthusiasts Let me know what are you working on in the comments below 👇

@why_always_Neel Hi! Let’s connect. I’m building @treasurydesk — helping finance teams make stablecoin and on-chain treasury activity easier to review.

I’m looking to #CONNECT with more developers who are building, learning in public, and talking tech. If that’s you, let’s connect.

@NbSoloman Hi! Happy to connect. I’m building @treasurydesk — helping teams understand what happened in crypto treasury before the board memo.

AI builders, where are you? 👋 Looking to #connect with: • Agent Developers • AI Engineers • Indie Hackers • SaaS Founders • Web3 Builders • Open Source Contributors • Full-Stack Developers What's the most exciting thing you're building right now? Drop it below 👇 Let's connect and grow together 🚀 #AI #Agents #IndieHackers #BuildInPublic #Web3 #OpenSource

@i_m_caffeine @X Hi! Let’s connect. I’m building @treasurydesk to help CFO/adviser teams turn stablecoin activity into clearer source trails and review notes.

Hey @X algorithm 👋 I’m looking to #connect with people interested in: • Full-stack • DevOps • SaaS • AI Automation • AI Agents • Freelancing • Startups • Building in public If that’s you, let’s connect 📷🤝

@crescentforeal @X Hi! Happy to connect. I’m building @treasurydesk - a read-only workflow layer for crypto-adjacent treasury reporting.

Hey @X I'm looking to #connect with people interested in: - Frontend - Backend - Full stack - DevOps - AI/ML - Data Science - Freelancing - Saas What you guys are building ?? let's build and grow together.

@danieldwalton Doing great, man. Good to reconnect here 🤝

@treasdesk how you doing my man good to see you here

Looking to #connect with founders and operators building around AI, finance ops, stablecoins, treasury, reporting, on-chain workflows, frontend, backend, full stack, devops, leetcode, AI/ML, data science, freelancing, startup, tech, or UI-UX. I’m building Treasury Desk and trying to learn from people close to the real workflow. Introduce yourself below — what are you building?

@i_am_jeganraj Sure connected

@treasdesk Let’s connect buddy

@jingconan Hi, nice meeting you!

@treasdesk Hi! Let's Connect! I am building DeepVista.ai, which helps founders to turn ideas to reusable workflows

@CryptoTaxFixer Yes — that distinction is the key one. A transaction hash is useful, but it is not the full story. Someone still has to connect the timing, value, source, and reason in a way a reviewer can actually follow.

That’s exactly the hard part. Blockchain data can show movement. It does not always explain tax treatment. The taxpayer still has to reconstruct the story clearly enough to show: - what happened, - when it happened, - what it was worth, - and why it was reported that way. That is where many crypto cases get messy fast.

There are a lot of ideas we could come up with for how to structure a tax amnesty for crypto investors. The difficulty is that the IRS has to be fair to large numbers of other taxpayers who have failed to report other types of income. So the question becomes this: Why should crypto investors get a small slap on the hand when other taxpayers may receive heavier penalties, possibly for lesser infractions? That is the challenge in designing something like this. The typical levers the IRS uses in an amnesty plan are fairly limited. They can set a specific lookback period. For example, they may require three years of filed tax returns and six years of FBARs. Beyond that, they may decide not to go further back. If taxpayers come forward voluntarily and add the missing income, the IRS can apply the standard 20% underreporting penalty. They also have the ability to waive that penalty and choose not to apply an underreporting penalty at all for taxpayers who come forward. So the IRS does have some flexibility. But they are still working within certain constraints. One concern is that very large taxpayers with significant non-reporting could drive a Mack truck through these loopholes. That could happen. But the counterargument is that the person has now reentered the tax system, and in future years, they will be expected to pay their fair share. So there are trade-offs. It will be interesting to see what the IRS comes up with.