wumpy crypto

yes 1500mg of sodium per hour if youre biking hard sounds right, maybe a bit over but sounds like youre a very sodium heavy sweater can recommend santa cruz paleo electrolytes if youre looking for something other than pure table salt - 1k mg sodium per serving and taste quite good

GPT says I should take 1500mg of sodium per hour to prevent cramping. That’s a crazy amount so I asked if it’s reeeeally side about that. It says yes. So I’ll try ramping up to this and see if the cramps are gone. It asked me if I get dried salt on my clothes riding and yes, not only all over my clothes, helmet, eyes, face, but I straight up corrode bike parts too, brake calipers, bottom brackets, my sweat destroys. Anyway I get cramps around 30-40 miles every time I ride in the summer unless I’m taking it easy. But I hate taking it easy, so I really hope this works

Fintech lenders originate $1T+ every year in the U.S. across products like personal loans, BNPL, and charge cards USD3 provides structured leverage to fintech platforms, increasing their lending capacity by up to 20x and driving credit expansion across the U.S.

tradfi has run on slow-moving rails bound by overhead costs - legal opex, accounting, multi-day settlement, etc. through on-chain rails & eliminating overhead, new structural advantages emerge and unlock new financial primitives - many of which have yet to be discovered. think abt how far defis come over the past few years - from basic vault infra & pool2 farms to now: @aave v4: tranching risk at lending level with continuous, real-time risk monitoring @flexmeow: real-time liquidity for lenders @ 100% utilization driven by programmatic opening/closing of positions @pendle_fi: driving a whole ecosystem around interest-rate swaps with 24/7 liquidity for traders these are but a few examples of protocols taking advantage of structural advantages over tradfi. as more eyes pour over defi, our financial system will only continue to get more efficient as the raw capabilities of programmable finance mold into real products. the age of defi acceleration is here.

tradfi enforced legal agreements to have capital calls - giving certainty of execution for deals now in defi, utilizing smart contracts, 3jane will obtain certainty of execution through a margin-enforced liquidity option the result: high yielding asset deployment that matches liabilities, eventually leading to an increase in NIM for 3jane

rates have been elevated for some time get senior exposure to receivables financing along with $JANE incentives : o

to scale as a cryptonative credit facility financing warehouses & forward flows, 3jane needs a way to a) have certainty of execution on originations b) minimize cash drag by holding idle t-bills these two structurally conflict with each other & pushed us down a rabbit hole to create a new defi primitive

other exposure of yvUSD is mainly lending to eth/btc, susds & syrupUSDC im not sure how/if yearn team will allocate accrued $JANE since its governed by smart contracts but nonetheless, cool primitive to access fixed rates & leverage the currently high supply APY to USD3

for 3jane enjoyers, yvUSD has ~ 20% allocated into lending against USD3 meaning it gets $JANE rewards & you can leverage up ~ 10x on this exposure through @flexmeow while accessing fixed rates

right now, we have diversification at the obligor level with ~ 18k outstanding loans soon, we'll be bringing greater originator diversification

@rami_poker @revvvvX_ @3janexyz 🫡

@revvvvX_ @3janexyz Haven’t done dd, though 3jane is a legit protocol and yes points will be worth something Thanks for your kind wishes ser

Couple reflections from my still semi-retirement: -Points/obscure yield will almost always outperform real yield. for the last 6 months, real yield has had very poor risk-adjusted returns (not very far away from neutral ev in most farms). too many concentrated and correlated risks, too many risky shit, for sub par yields. this was all vastly outperformed by airdrops like @re, a relatively safe RWA, which looped on couple of the safest protocols out there (morpho and fluid), gave a very nice apr even at 400M FDV. the 3 year vest is somewhat of a joke though haha obviously there is skill involved in choosing the right airdrop to farm, but such is the nature of the game we play (and it makes it more interesting also). mainstream real yields are deader than dead and will continue to be forever. simply too much money waiting to deploy on anything half good. funds will also often beat the casual farmer on execution. -DPKR has had some time off since the Resolv/Drift/Kelp trifecta of private key compromises (there have been a lot more private key exploits but probably 2/3+ of those are inside jobs from half-dead protocols). But I think this still is an ongoing issue and it's still hard for me to assess op-sec risks and the reason i wouldn't have minded adding bigger size on low risk long term points/yield farms such as @USDai_Official , @saturn_credit or others, but have kept exposures overall small during this transition period. When I come back, I need to truly understand how those exploits work and how team protect itself case by case in order to be able to confidently deploy in size. -I reckon I've made so many mistakes over the last 7-8 months. I've lost my mojo for sure and have mid curved almost everything i've touched. have lost count on how many mistakes ive made, vs 2024-2025 overall peak performance. not a single one big mistake, cause one of the advantages of being a jeet and playing it safe is u kinda have in your DNA protecting urself at all times, so none of them has cost me anything significant, but still gotta reflect on that as well. just a couple that come to mind: +re airdrop sold at 420m when real float was tiny af and could very very easily pump +randomly entered susdat for the lols and didn't exit on the 200 opportunities i had at small scratch (luckily it was a small position so just 4 fig loss). but shows i was doing random shit during those months +banged my head against wall for 2-3 months when real yield was obviously not worth my time +and many many more, overall have mid curved a lot, taking risk whenever i hadn't done proper due dilligence, being emotional and following my emotion rather than the obvious thought process to fuck off, etc. u can't win by midcurving 100 different things which is kinda what i've done; u win by sizing up on at most a handful of things on which u have made proper dd and hold big conviction. full retirement >>>> gay jew mid curve semi-retirement as with poker leaks/your C game, most (if not all) of them come from emotional issue at their core. again, something to reflect upon before i fully come back in full strength. -my hyperliquid:native airdrop at 75$ would've been 50% more than my current portfolio. all i had to do was sign the terms in october '24 and log off and would've outperformed myself by 50%, but instead i kept fighting with carnivorous monsters for 1.5 more years for much worse returns. some rope material right there lol -my 'hard asset thesis' has changed a bit. capped supply doesnt mean price needs to go up if the denominator (usd supply) goes up infinitely. memecoins have fixed supply and trend to 0. premium london real estate (fixed supply) has gone down over the last 5-6 years due to many reasons, while most RE in the world (and inflation) has gone up gorillions over the last 5-6 years. thinking only in first principles, our job is to find the hot potato, whatever people will think is the next big thing (AI for the last couple years, btc/crypto for the previous 7-8 years), instead of thinking that due to fixed supply it is guaranteed to go up. the hot potato might or might not be hard assets. sucks to notice this after having bought back btc at 68k (i averaged down a bit) and gold at 4.5k (same). my btc/gold thesis has shifted a bit (i still hold both like a retard). -I've been doing a lot of "self-work" and learned a lot about myself lately, and finally something has fully clicked for the first time in years really. i will probably write about it in the future in more depth, but in my experience, looking at the parts of yourself that you don't want to look at (the emotional, repressed uncomfortable stuff, the so called shadow work) is a major path to inner peace. i feel like i'm finally starting to overcome some of my biggest roadblocks in the last years (or even decades), and on my way to recovery and for that needed to start looking at the uncomfortable stuff that i was subtly avoiding/resisting. still a rocky path, but i've felt a semblance of true peace for the first time in a very long time. i'm also getting somewhat close to my 2023 pre concussion physical shape (still some way to go) weight has gone down a little bit, stress went down, HRV went up from 47-48 lows to now above 60. and overall not missing yields a lot. i definitely don't miss the "real yield" rat race i was living in during january-march, and i don't think i will ever go back to it. respect to whoever still does it, still can be profitable (NK aside), but that shit is not for me anymore. i've casually traded a little bit with very small size, and the tingling balls are surprisingly still there, so trading remains a very real possibility for RAMI POKER CAPITAL's future, still nothing certain in that regard. but yes, some part of me does miss the game, the hustle, and sooner or later this humble farmer will be back on court. ps: congrats to all @re farmooors on your newly acquired, 3 year vested paper wealth!

47% net APY + $JANE $2m left to kink (though borrow rates have been varying heavily)

@musashi_kdp @3janexyz alr open

@3janexyz wen susd3 pendle open!!!

3,413,747 $JANE emitted in epoch 3 Early users locked in a fixed 0.051% - 0.307% of the final $JANE supply for the week USD3 cap raised to $70,000,000 entering the new epoch

flex is genuinely one of the most novel money market structures i’ve seen enabling 100% utilization while keeping lenders completely liquid & allowing market discovery for fixed rate borrowing

Welcoming another addition to Pendle's RWA stack: sUSD3 (17 Dec 2026) by @3janexyz Fix, speculate or trade yields (and $JANE rewards), from uncollateralized crypto loans to RWA fintech installment loans.

juicy incentives happening on USD3 / PT-USD3 morpho markets get > 20% USDC APY & $JANE

want to remind people: don't enter USD3 if it's drastically over-peg. last night USD3 went ~ 80bps overpeg. this is nearly 40 days of yield @ 7% APY. cap raises will come soon enough.

@edwardmorra_btc @3janexyz just launched our asset-backed financing a month ago did unsecured cryptonative loans for > 9 months

@wumpycrypto @3janexyz how long does it operate already?

i got absolutely blessed by 3jane @3janexyz these chads deployed over $35m of our money into a diverse pool of > 17k loans the senior tranche yields 7% and has 15% first loss protection!! defaults dont break the book, rather they're already baked in to underwriting & pricing

@darknetdexter @3janexyz self declared chad

@wumpycrypto @3janexyz ‘these chads’

@CryptoYieldGuy well we're actually at TVL cap right now but for the future: need to go through a third party app, i recommend either yieldz or odyssey or you can deploy your own app

@wumpycrypto Can I 1 click leverage this on Morpho?

net out 60% APY with $900k left to kink on USD3/USDC loop no slippage since we allow 1:1 minting/subscriptions through USDC, just gotta pay for gas not even accounting for the accrued $JANE which may add another four digits to APY

@rami_poker what an update great to hear that rami poker capital while slight dormant doing gud