Mary

15 Years from “I do” to making dreams come true 💍✨ Happy 15th anniversary @DocWily 🥰 Here's to everything we’ve built and all that’s still to come 💞 #15YearsMarried #AnniversaryLove

@1ssve Same and I hate it so much! Makes me wish for the days of my BlackBerry

I’m not sure what it is.. but I genuinely cannot type on my iPhone keyboard anymore without constant mistakes.. something’s just off..

Took the girls to a tour of the Birmingham Civil Rights Insitute and 16th Street Baptist Church @bhamcivilrights

Congratulations to Madeline and her team for bringing home Silver🥈at The Red Diamond Classic Tournament in Birmingham ⚽️ They only gave up two goals the entire weekend 🥅

Drinks at Moon Shine Rooftop Bar at the Elyton Hotel in downtown Birmingham, AL🍸

Our Princess Madeline going to her 8th Grade Sneakerball 🪩 ✨

@Hoodville_ I can’t NOT see it. I had a beeper in middle school (idk just thought it was cool then) and we used to come up with all sorts of phrases

Zoom in on the phone and look at at the time

@blackgodwayne Another example of people on here just be saying anything lol

random but you’ll near never see a basement in the south this is strictly a Midwest northern thing lol

@CJacksonPRZ @LM_Sports_Media 😂 And Johns Creek and Suwanee but yes lol

@LM_Sports_Media Ah yes, the rural area of Duluth, Georgia, sandwiched right between the small towns of Alpharetta and Lawrenceville

Front Office Sports didn’t do their research on this one. Duluth is 30 minutes from Atlanta, and while it might have a population of 32,000, they failed to mention it’s in a county with over a million people. Very suburban area.

@SarahKempter @Iamivy05 Yes! 😭

@Iamivy05 Both of these movies.

my daughter been saying she wants to watch a movie that’s gonna make her cry all weekend. we tried a walk to remember and hardball. not even a sniffle. tonight I’m breaking out Marley and me. if this don’t get the job done she goin to therapy

@MtGardenMama Eeew if you are trash talking them like this it’s a good thing you’re not attending. I’d never wish such negative energy at someone’s wedding.

@From804WithLove @calebcat23 Damn Cam said he was going from middle school to high school. I’m that old?! 😳😂

@calebcat23 A whole sample issue is the reason why it's like that. Jazze told this story on Cam's show youtube.com/watch?v=GdZb1I…

the hook on T.I.'s Lets Get Away is different in the music video and streaming version vs the cd version. i thought i had misremembered it how it went for so long and settled after a while listening to Trap Muzik on streaming.

@TheWapplehouse Maybe an Atlanta thing? But hubby and I frequently go out on date nights and it’s always easily $200 for two average entrees and a couple of drinks. Honestly the BEST meals were in Vietnam. $7k for plane tickets for our family of 5 but entire bill for dinner was like 30 bucks!

What’s the most you’ve ever spent on a meal, what was it and was it worth it?

@fesshole I work from home but my kids don’t know I only work half a day on Fridays so even when they’re home from school, they know not to “interrupt mommy” LOL

Wife wants to get a dog cam to see what our dog gets up to when we're at work. This is a huge issue. Wife thinks I work Mon-Fri. But I stopped working fridays two years ago. On fridays I pretend to go to work in the morning & come back home once she has left. What should I do?

Chúc mừng năm mới! 🎆 May you be blessed with luck, love and prosperity in the Year of the Horse 🐎🧧❤️

@MiriK0749817846 @hxxntrr Okay, and many business cards DO NOT. Use those lol

@hxxntrr Bs. Many business cards (Capital One comes to mind since you mentioned it) DO report to personal and she'd have pay balance transfer fees every go around on that 200K of 3-5% which you didn't mention. There's also the fact that there aren't enough cards that offer it to do this.

Met a girl in Austin who owes $200K on credit cards and hasn't paid a single dollar of interest in over 5 years… Thought she was full of shit She pulled up a color-coded Google Sheet and walked me through it. The math actually checks out. She might be the smartest person I've ever met or the most reckless. Probably both She's been cycling balance transfers across banks in a loop that never ends The play is stupid simple once you see it: She takes $200K in 0% APR business cards. Uses the money for her real estate business. Month 10, before the 0% promo expires, she applies for a new round of 0% cards at different banks. Gets approved (because her score is 760+ since business cards don't report to personal credit). Does a balance transfer from the old cards to the new ones. 0% clock resets for another 12-18 months Old cards go to $0 balance. New cards hold the $200K. She hasn't paid a penny in interest "But you can't balance transfer business cards" Some banks allow it directly. For the ones that don't, she uses a workaround. She liquidates the new 0% cards into cash (2-3% fee through a payment processor), then uses that cash to pay off the old cards manually. Same result. Costs her about $4K-$6K per cycle which she treats as a business expense She's been doing this for 5 years straight. That's roughly $25K in total fees to maintain access to $200K in perpetual 0% capital The interest on $200K at normal business loan rates (8-12%) would be $16K-$24K per year. She's paying $5K per year instead. Over 5 years that's roughly $75K-$95K in interest she just didn't pay The spreadsheet tracks every card, every promo expiration date, every bank, every cycle. She has it planned out 18 months in advance. She knows exactly when to apply at which bank and in what order "Won't the banks figure out the pattern?" Some already have. Amex denied her last cycle. So she shifted to Navy Federal and US Bank which she says are less aggressive about detecting balance transfer cycling. Capital One still approves her every time She told me "banks offer 0% promos because they're betting you'll forget to pay before interest kicks in. I just never forget" The 2-3% fee per cycle is her rent for $200K in free money. She called it "the cheapest loan on earth that technically isn't a loan" 5 years. Zero interest. $200K in perpetual capital I checked the math twice. It works

So thankful to be able to volunteer and be present for our kids. Our little Melanie was CFO today at JA BizTown and did a great job! 💪🏽

@ClarkAbent I thought this was common. And I don’t live in a walkable neighborhood.

Real ones grocery shop for 2 days at a time

@dieworkwear I try to not even slow down on one tweet for too long afraid the algorithm will think I’m interested in the topic.

me liking a tweet now with my mind bc i can't risk the algo flooding my timeline with this topic just bc i pressed "like" on one tweet

@redhairshanks86 Excuse me? You’ve got your countries mixed up. Definitely keep Vietnam out of your mouth

nigga, i gotchu 1. get a regular job for 90k usd annually 2. go to zara and get some decent clothes: nice t-shirt, jeans and shoes for 150 bucks 3. take some nice pics of yourself in different settings 4. get a ticket to some poor country in south east asia like phillipines, vietnam or thailand 5. get a dating app using the photos from "3" 6. i am sure you can pull up to a 7 in a poor country, a vietnamese 7 is more attractive than 85% of all american women 7. offer her a middle class life in the states + green card + citizenship for her child it’s really that easy. should take you no more than 4 months

@XXL Through the Wire Slow Jamz Never Let Me Down

⬇️ TODAY IN HIP-HOP ⬇️ 2004: Kanye West drops his debut album The College Dropout What’s your top three on here?