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Ready (@ready_co) is closing all its cards for users outside the EEA. But the funniest part is that they are closing the cards in just ONE HOUR. I have been familiar with Ready since 2025. I opened my account that same year. I was one of the first users who caught the transition from Argent to Ready. I remember that I really liked that card. The card had my favorite core feature: a true 0% FX rate. The most disappointing thing is that, since 2025, the company has been feeding people promises that they would add Apple Pay support, but instead, they spent months adding useless things like a "Rewards" section, which is essentially terrible compared to other crypto cards, and they even changed the FX rate on the Lite card from 0% to 1%, all while failing to add the most important feature. I remember back in February, it infuriated me that they kept feeding me excuses for months about one seemingly simple thing, so I just moved to another platform. Now I see that I made the right choice. Because if a company cannot add one simple thing, and on top of that, decides to inform users just ONE HOUR before blocking their cards that they will simply be left without the ability to pay for anything and have to look for another way - that is a terrible attitude. I really loved the concept of Ready, but after actions like this - adding a terrible "Rewards" section and a 1% FX rate - I will think twice before using them again, if the opportunity ever arises.

#U卡 2026/06/12 更新（建议读完）： Plasma 等级的介绍已经出来了，有些细节写的不是很清楚，目前理解如下： 1️⃣Lite 免费，当前返现从 3% 降低到 2%，上限 $250/月。 没有太多可说的，有更好选择的就换，没有就用，毕竟依然无门槛+正收益。 2️⃣Core 年费 120USD，返现3%，上限 $250/月。 送 ChatGPT Go 价值 $96/年（官网写的 $250 有误） AI 返现 5% 但上限消费 $500，相对于每月总返现 $250 对应的 $8333 来说，比例并不高。 适合哪些人： - 每个月消费不低于 $333 的人，回本线。 - 每个月订阅 $200 GPT 和 $200 Claude 的人，这里已经返了 $20，覆盖了每月 $10 的成本，多刷的是赚的。 3️⃣Platinum 返现4%，上限 $1000/月（据说可以更高，待定）。 送 Claude Pro 和 ChatGPT Plus，价值 $480/年。 AI 类返现 10% 但没写具体 Cap，可能是网页提及的 $1400 AI credit，对应 $14000/年消费额。（这里目前和团队沟通告知是额外返现额度，不占用基础额度，具体还是等待细则确认吧） 开卡需要抵押 10 万 XPL。如果是买 XPL，对应成本 $9000，承担锁仓 12 个月之后的价格风险。 如果是对冲，则是占用 $18000 一年，目前资金费是 10% apy 正收益（考虑资金利用率 5% apy），风险是中途爆拉和负资金费，一年后拉平看姑且算不亏不赚。 适合哪些人： -（按当前价格）每个月消费不低于 $18750 的人，一年刷完白赚 10 万 XPL。 - 一年消费 AI 超过 $14000 的人，完全正收益。 - 本身愿意持有 XPL，看好这个项目的人，炒币同时得到一张好卡。 - 团队开支需要支付 USD，而你又可以报销的人😁 我个人会选择开 Platinum，把团队的服务器和 AI 开销用这张卡支付就回本了，大家根据自己的情况选择。 ～～～ OK，如果你阅读到这里，以下内容才是真正的一手福利： 1️⃣ 如果你在新版上线（下周）之前，已经激活 Plasma 卡，可以免费使用 Core 级别一年，省下 120 USD。 对比其他家的政策，这已经非常有诚意了，抓紧吧 🌟注册邀请码 FAFAFA 你懂的🌟 2️⃣ 另一件事，我看到一些推广内容教你怎么做假的 KYC。虽然我知道这样肯定引流效果好，不过… 还是建议不要把任何人当傻子。你买来的证明，大概率是同一个模板，封号也是迟早的事。花点功夫，从银行或者券商生成一个合规的文件，大家都能可持续发展 🙏

Crypto Cards Monthly Digest: May 2026 I collected the most interesting crypto card updates from May. If you follow this sector, here is what you might have missed: 👉 @Plasma One • Optimism deposits went live • USD₮ is now live on @HoldstationW • EUR accounts launched • 10% cashback on AI spend • 10% cashback on Claude Opus • Whop Cards built on Plasma with 5% cashback 👉 @ether_fi • Earn for EUR launched • @veda_labs partnership • Euro yield updates • card balance / spend display fix • bank deposit fee comments 👉 @KASTxyz • UX/UI refresh is due on June 15 • NEW Kast Pengu black card just arrived • bringing its stablecoin earn product onto @tempo and working as a design partner • Introducing: KAST Membership • USD cashback is live 👉 @RedotPay • instant funding via bank transfer • Money20/20 participation • physical card giveaway for Eid • sending stablecoins over @SuiNetwork for free 👉 @useTria • $2.25M USDT in cashbacks are distributed to users • Travel coming soon • Tria x @billions_ntwk campaign rewards reflected inside the Tria app within the next two weeks. • Season 3 is shaping up to be much larger across rewards, progression, and trading activity 👉 @gnosispay • threads on fintech demand for crypto cards • card issuing problems: collateral, KYC, infra and adoption • Picnic + OpenCover partnership 👉 @KoloHub • cashback updates • season balance updates • anti-spam improvements • snapshot has been taken, and winners' announcement will drop on Monday • Kolo Ambassador Program Updated 👉 @Cypher_HQ_ • Introducing Cypher CHAT AGENT • full @StellarOrg integration: • USDC, EURC, PYUSD, XLM + Blend 👉 @whop • Whop Cards launched • 5% cashback • new UI • $24,000 in CYPR giving away • 5,225 businesses earned their first dollar in May 👉 @BleapApp • new app design • @Base went live • no-fee cross-chain swaps • get $15 per friend you invite to Bleap • raised $6M 👉 @ready_co • free virtual Ready Lite card • Introducing Ready Rewards • Coming soon: Discounted Claude, Netflix and Spotify subscriptions 👉 @AviciMoney • record day with $494K in card spends • crossed $20m in Avici card spends • currency switching inside the app • web version launched 👉 @Solayer_Pay • physical cards launched • mobile-only app migration • new registrations through the app 👉 @Exa_App • 0% APR on 3 installments • May interest refunds • BNPL + hold $XRP through Uphold • cbXRP on base is now accepted collateral for the Exa Credit Card What project or update did I miss?

Top 4 crypto cards on CT right now: @KASTxyz @MetaMask @AviciMoney @ether_fi Which one you are using ?