ARUN S

How to hide a ₹3,00,00,000 contract for 2,500+ days? 🕵️‍♂️ I’ve spent 7 years paying EMIs for a "bundled" insurance policy I never saw. The bank found my email for collections but "lost" it for the contract. This is the #BancassuranceTrap. A THREAD. 🧵👇

@major_madhan Hi sir im your subscriber, please kindly post insta video’s.your sense in economics is great.

Thank you all for your support & blessings 🙏🏽🙏🏽🙏🏽 #Gratitude

@nsitharamanoffc @nsitharaman x.com/rambotamile/st…

Reduce litigation aggressively. With clearer provisions, there should be a measurable reduction in disputes. Provide clarity and justify the demand that you have put forth. Just and fair is what I need to have in practice. - Smt @nsitharaman in New Delhi

🇮🇳🥺

@debjaniB_09 @HDFCLIFE Yeah they lie and repeat the lie.

@HDFCLIFE I have already done that twice with a hope to get it resolved but all my efforts are in vein.

Never ever buy HDFC Life Insurance policies and never believe their agents who are after your life to buy one ....they all are fraud and believe in churning.. .they will miss sell and after that if you file a complaint, will never give you a satisfactory reply #hdfclife #hdfc

@HDFCLIFE x.com/RAMBOTAMILE/st…

Eidi isn’t just for today. The best gift is knowing tomorrow is taken care of. #HDFCLife #SarUthaKeJiyo #EidMubarak

Dear brothers and sisters of India,Earlier i raised complaint to @DARPG_GoI comes under @PMOIndia.I asked for proof of delivery (15lakhspolicy/loanlive120 months remaining)documents.they said we its sent through ordinary post with untraceable.repeated bima bharosa reply. I re applied.lets see now as i have re applied @HDFC_Bank @HDFCLIFE @HDFCBank_Cares

1/1 . I am caught in a loop with HDFC Life over a Home Loan Group Insurance (4 members: Mom, late Father, Aunt, & me) .They have the guts to lie and then repeat that lie to regulators..@HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc

@p_abhimany47152 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc It’s the job of regulators, when ego and politics in systems,Banks utilises this.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc That's how they fool people across timelines unless somone finds like this and explain they know the system loophole and people are weak leg they won't question it's easy to trap them..

@WiseRavan @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc Yeah ,my friends work in IT industry they have some corporate based policy,that works because of the bulk value,in case of individual policy many of them are cheated. Hospitals support corporate not individual.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc My personal opinion: all insurance business is a scam. Never do beyond minimum mandatory amount. They are scam because : they run on promise for 30+ years.

@cbpundir @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc @RBIsays @rblbank @FinMinIndia If own people are not happy with regulators ,fair and transparency is gone.we’ll its not our fault it’s system fault.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc I am also caught in the same loop by RBL bank with support from RBI bank and even government public grievances cell does not help. RBI closed case saying as the tx happened outside India they cannot do anything and gave feee hand to bank to harass @RBIsays @rblbank @FinMinIndia

@handsomerockus @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc We people can’t do nothing about it?Sad

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc Hdfc life is a scam. I paid only one installment and then closed it. Waited 5 years and got that money. 75k became 72k.

@sidd_sharma01 @CherylJN1414 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc @AjayBos93388306 @ambujlokhit @lokhitindia777 @TellingRavindra @santoshpathak12 @jskeshriya Yeah that's what im doing sir, even i am ready to suspend my emis

Have few suggestions for you here: 1. Keep a track of everything 2. Keep everything in Writing (Zero Conversation) 3. Cooperate in Writing 4. Send them notice clearly warning of the consequences they’ll have to bear at their own cost. 5. Give them time Last but not the least - Escalate IRDA is least effective. They just play Table Tennis with customer complaint. Forget any help or assistance from them. Escalate to Ombudsman on their portal along with a mail to them (Effectiveness may vary from State to State) Last but not the least…..If they don’t fall in line, drag them to Consumer Forum since that’s the last option with you as a consumer. Thanks

They behave and disrespect towards government @PMOIndia @DARPG_GoI .wow corporate India hmmmm

@CherylJN1414 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc @AjayBos93388306 No sir,They will deny.whatever logical or legal point you provide they behave like this. Below image shows they repeatedly “ordinary post” tagging @PMOIndia ,no respect so whatsoever.

Arun Sir 1- any bank / FI would have an inward and an outward register 1.1 archives if the records are greater than 5y 1.2 also probably scanned in those days etc 1.3 hopefully experts can share their advice in this regard 2- a corporate governance policy 2.1 attached 2.2 hope you find relevant teams 2.3 to set up appointments etc 3- BOD board of directors who head the said policy etc 4- RTI #RTI @AjayBos93388306 Ajay Sir please share your valuable advice etc hth Arun Sir and that your claims are processed 🙏

@HirokoMorioka1 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc He speaks something,banks nothing.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc Trump Administration!

@skhanolkar @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc @ICICIBank_Care I know sir how painful,when we lost our money to these banks.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc This is a super summary of how banks harass customer. Let me add @ICICIBank_Care they have mastered this and execute this process exactly as your graphic described. I am waiting 3 weeks for a pdf document and have created 2 service requests, no action, new request cycle.

@RacingVeteran01 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc But im trapped 🤣

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc Stay away from HDFC if you can. Chutia bank

@CherylJN1414 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc @AjayBos93388306 They say simple ordinary post,With untraceable.They also say They have record,But record is temporary 🤣.strange thing government also accept as resolution.

Arun Sir the bank would have an outward register for all mail sent . via RTI is it possible to get this information @AjayBos93388306 Ajay Sir ? That register would show the date and time etc that the mail was sent HDFC life is this part of HDFC or was it acquired etc ? #life #insurance #India

Would anyone accept a ₹15 Lakh policy delivered through "untraceable ordinary post"? Is this lawfully acceptable? I have highlighted this multiple times, yet they repeat the same thing and insist it is "Resolved" and "Accepted." If I am denied the right to view my policy, how do I know the term expiry? My loans are live; what would one think? They think it's alive. Maybe Corporate bigger than goverment of india.After this post they are sending me this WOW,indeed corporations are bigger. @IRDAI_India @DARPG_GoI @HDFCLife @HDFC_Bank @PMOIndia @FinMinIndia #InsuranceFraud #ConsumerRights #TenureTrap

@RAMBOTAMILE @unboxmatrix DM us...we will help u

@SadanSinha @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc Thats our hope, let's see how they react to my complaint.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc Go to ombudsman. Don’t spare frauds.