@pauljsmith1956 @jamesinsurrey Exactly this. We made do.
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Steve Marson | Author.
532 posts
Steve Marson | Author.
@SMarson_Author
My debut novel, a cosy crime mystery featuring Carrie Grey and inspired by a real event that occurred in 1900’s Exeter. available on Amazon now!
UK เข้าร่วม Kasım 2021
445 กำลังติดตาม150 ผู้ติดตาม
@jamesinsurrey My first house cost £22,000 and I was earning £6k. I borrowed the max mortgage and took out a personal loan for the deposit. No holidays and budget very tight for first three years. Kids now want phones nights out holidays car labels etc etc. we made our choices and so do they
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@jamesinsurrey We stayed below the stamp duty threshold (30k in 1987) by reducing the price of new house by not having c. heating, fitted carpets, built-in oven, bought a used cooker, had no carpets upstairs and fitted electric panel heaters. We had a B&W TV. (we made do) interest was maybe 8%
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@ReemAmirIbrahim Er, because we paid towards our pension over 40 or more years of continuous employment?
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Why should young people have to pay for someone else’s retirement?
If you live in a million pound house, and you can’t afford to retire, sell the house. Or don’t. I don’t care. You just can’t expect young people to pay for you!
Sophie Corcoran@sophielouisecc
No. I don’t think pensioners should have to sell their houses to retire
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Oh give over, Isabel. Working families get the minimum wage rise and tax cuts too. Don't pit the poorest against the rest of us – benefits are a lifeline, not a luxury. The real problem? Billionaires and dodgy contracts, not someone on UC.
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@chippychop_ I travel too much as I’m always on tour and I believe if you own a dog you should give it the best life possible and play with it everyday for 15 years.
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@hewantswealth Make your own lunch and take a flask.
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My typical cost of going to work:
Train 🚆- £9.60
Breakfast 🍳 - £3.50
Lunch 🥙- £12:30
Coffee ☕️- £6.00
Total 🟰 £31.40 per day
On average, we’re spending around £500 per month just to get to work and eat…show more
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@theiaincameron I’m a pedestrian and a driver and the ignorance is with both sides. Drivers are unsure what to do and pedestrians hesitate, also unsure. It’s a crap rule and doesn’t work here in the UK because no one knows what to do. It works properly abroad - everyone seems to ‘get it’.
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Once again on this morning's run I found out that the level of ignorance on rule 170 (H2) of the Highway Code is widespread. Despite the HC changing in 2022, many drivers in the UK remain unaware that they should yield when pedestrians are either waiting to cross or have
1/2
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Fifty new houses going up on a greenfield site near my tiny village, not a solar panel in sight. No infrastructure, almost no public transport. Pig ugly to boot. Why are we doing this?
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@dr_ericberg So how do you know, when the only place locally is the supermarket? (Lidl in our case).
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Here’s the ugly truth about avocados (that you won’t like):
I used to think they were the most amazing superfood you could possibly eat.
I even recommended them to my patients…
Until I found this out: 🧵
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Can we please stop normalising Mince Pies.
They are rank. Everyone buys them. No one likes them. Be GONE.
Always the last thing left on the buffet table at Christmas. Awful awful creation.
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@AdameMedia I thought the two terrorists were shot on the bridge. Is this a third man?
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Will Zionists dare to comment on this Muslim hero? He surely saved many lives, including Jewish lives.
He took two bullets to do it and he’s almost 50!
Or will they remain silent because he BREAKS their narrative?
x.com/blayke_lane/st…
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@BBCr4today @jamieoliver @amolrajan @BBCSounds @BBCiPlayer Stick to the food programmes and books, Jamie!
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"There’s unfinished business.”
@jamieoliver explains why Jamie’s Italian is returning to the UK after it collapsed six years ago.
Listen to Radical with @amolrajan on @BBCSounds or watch on @BBCiPlayer
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@MartinSLewis I just changed my iPhone X (10) so 7 years old. It had some issues and I fancied a better camera.
So my iPhone 17 Pro Max butter do another 7 years (which I think it will).
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Today's Poll: If you bought a hi-tech £1,000 smartphone, used it a lot, but treated it well. How long would you say it is reasonable to expect it to last.
The law says if it doesn't last a reasonable length of time its faulty. So what is reasonable in your view?
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@sciencegirl I once took photos at a play, as their main photographer. I used film (before the days of diving) and at the end of the roll, I realised I hadn’t sprocketed the film properly. I’d taken 36 shots with no film behind the lens. Didn’t do that again!
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@Geniustechw Idiot driver cutting the corner at a junction, see it every day. Very dangerous and inconsiderate driving.
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@miriam_cates We paid into it as a way of saving for later, so we can stop work at some point, usually after about 40’years, five days a week. Or would you have us work till we drop? What are you doing to prepare for your retirement because, believe me, it arrives quicker than you can imagine.
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Every suggestion of pension reform is met with "But I paid into it!", "I worked hard all my life!" and "I'm entitled!". Yet the alternative to reforming a system where the young working poor fund the asset-rich old is that all our most promising young people flee the country.
No pensioner should go cold or hungry. But if we continue down this route of compulsory intergenerational transfer from young to old, enslaving our children to debt even after we’re long gone, then there really is no future for our country.
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@LoftusSteve Erm, because it’s our money. We’ve paid into the state pension scheme (just like you are now) and now it’s time to benefit from that in our old age. You’ll be thankful of it too, later in life.
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Why should a pensioner on £13,000 pay no tax, while a part time working Mum on £13,000 does?
When the working Mum almost certainly has far higher expenses to cover.
Explain.
Martin Lewis@MartinSLewis
NEWS: The Chancellor @RachelReevesMP confirmed to me tonight in @itvMLshow that those whose only income is the State Pension will NOT PAY INCOME TAX - not just they won't do self assessment, there will be no tax to pay during this parliament. This is important as the pension triple lock means the State Pension must rise by at least 2.5% each year. So from 2027 someone whose only income is the full new state pension will earn more than the personal allowance (the amount earnable each year before you pay tax) - so tax would be due. Here is a transcript. ML: Rebecca, says ‘does my 85 year old father, who's living with dementia now have to complete a tax return as his state pension will take him over the personal allowance?’ RR: So if you just have a state pension and you don't have any other pension, we are not going to make you fill in a tax return. ML: Of any type or? RR: Yes. And so I make that commitment for that, for this Parliament. You're right. 2027 looks like the time that it will, cross over. We are working on a solution, as we speak, to ensure that we're not going after tiny amounts of money. ML: but people will have to pay the tax. They just won't have to do a return or will they not have to pay the tax? RR: in this Parliament they won't have to pay the tax. You know, further out about to make any commitments, on that. But we're looking at a simple workaround at the moment. ML: Okay. So I hadn't actually got that from budget. So that's really good to have clarity that they won't be paying the tax. This is far more than was said in the budget speech which was just about not doing an assessment. I went on to ask about edge cases "those who have £50/yr of income" and she said she couldn't make the same promise in those cases, it was only for people with no other income.
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Can @SouthWestWater please explain why my bill has gone up by 30% this year?
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