WealthwithMiah

If you’re looking to build a halal investment portfolio, here are some ETFs to explore: • HLAL -large and medium companies in the US. Halal version of VTI • SPUS - invested in the Shariah version the S&P 500 : S&P 500 is a list of the top 500 companies in the US, the Shariah version has Only 200-300 companies • SPTE - halal global tech companies, Halal version of QQQ and VGT • UMMA - top 100 global halal companies • SPWO - halal companies in the developing world (emerging markets) Halal version of VXUS • MNZL - Halal & Ethical ETF, 450 large and medium companies in the US (broad market exposure) You can find most of them on @investbamboo except MNZL I think they are relatively new. Most of these ETFs are currently on sale and worth keeping on your radar if you’re thinking long-term and want diversified, Shariah-compliant exposure. Get started on Bamboo: app.investbamboo.com/invite/islamia… #halalinvesting #ethicalfinance

Which is more economical? buying the index or the individual stock in the index? 1. Buying the index is more efficient for investors with lower capital 2. Investors with more capital, time, and expertise can build their own customized index 3. It also goes beyond cost; if you have no experience or time, you should be in a fund with a professional asset manager. Match your investing to your objectives.

@DrPPatrickk @Deborah09072 @TobiOdukoyaFilm The average Nigerian is not Lagoon hospital target audience. There are other good private hospitals that won’t charge as much. Once it’s health like this sentiment dey always enter. Sentiment that helps no one.

@DrPPatrickk @Deborah09072 @TobiOdukoyaFilm !!!! There needs to be more education not just on health, but also on navigating the healthcare system.

I went to this hospital at Adeniyi Jones, Ikeja Lagos I wanted to see the gynecologist. I paid for registration, 23,766 Paid for consultation, 119,000 Paid for tests close to 350k (it was about three hundred and forty something) Minus my T.fare o Now after close to a month, my results are ready. Oya o, tell me what the tests says. NO, I HAVE TO PAY 64,000 FIRST before the gynecologist can interpret what my tests says. I almost lost it with them! They said it's the policy. And frankly i don't have 64k to pay for tests interpretation. I told them to send the results to my mail. I'm so heartbroken and disappointed.

@Deborah09072 @DrPPatrickk @TobiOdukoyaFilm Then don’t go there if they are unnecessarily expensive!

@DrPPatrickk @WealthwithMiah @TobiOdukoyaFilm So is equipment they will use to interpret result of test that I came to do at your place Gbogboyi funny Let call a spade a spade they are unnecessarily expensive I was not even talking about consultants and test money I don't know the kind of test she runs but the

I love women who would rather be alone than almost loved. That's standards.

What a privilege it is to afford a gym, buy healthy food, pay bills, have legs that walk, eyes that see, a brain that functions, work every day, and take our bodies to their full potential.

@Omotoyobola Yes ooh. Except you like to explain

We all have lied about price of our expensive stuff to our parent before right ?

@big_funkssss Will it even take you to IITA? Just find IITA money and enjoy

Hi guys..Sorry please ,which country can I travel to for vacation with 80k?

Honestly! If you ask me it’s more risky than placing your money in piggyvest savings accounts, money market funds and fixed income. The chances that someone can disappear with people funds is giving the same level of risk stocks has. Cos the market can crash and just go down down.

@TomolaGroup Well said But is a bit risky dem fit japa with ur money 🤧.

Ajo is one of the best saving strategies ever created and most people do not realize why. It forces consistency. You cannot skip a month because other people are counting on you. That social pressure does what willpower alone cannot. It gives you lump sum access at predictable intervals. No app does this better than a trusted ajo group. The only weakness is that your money earns zero returns while it sits. Inflation eats it quietly. The upgrade is simple. Keep the discipline ajo taught you but redirect the money into instruments that actually grow. Treasury bills. Money market funds. Stocks. Ajo is not outdated. It is the foundation. What you build on top of it is what determines whether you stay comfortable or become wealthy​​​​​​​​​​​​​​​​.

@TomolaGroup This paragraph “The upgrade is simple. Keep the discipline ajo taught you but redirect the money into instruments that actually grow. Treasury bills. Money market funds. Stocks.” ‼️‼️‼️‼️‼️

@uncleomaar @FavorGrace90 Nah. They have to go.

@WealthwithMiah @FavorGrace90 Nahh it’s so well balanced

Remove one thing.

@CandleyV @minutesimal_ Yup yup. Can relate.

Staying in your parents house sweet sha, my salary don finish since last week and I still dey chop.

@TomolaGroup Same with other countries lowkey. It’s almost like some people need most people not to be financial literate

There is no subject called Personal Finance in the Nigerian education system. Not in primary school. Not in secondary school. Not in university. We teach children algebra they will never use but we do not teach them how to budget, save, invest, manage debt, or understand taxes. Then we release them into an economy with 15% inflation and wonder why they are broke at 30. The system did not prepare them. It prepared them for exams. Not for life.

@Jurab_ @_whotlse @JumpshotPapi @ITSKRILOK @TGoldenChildren @MrZlife_ Immediately! So most businesses refund policy is 3-7 working days for whatever reason even when the problem is from their end.

@WealthwithMiah @_whotlse @JumpshotPapi @ITSKRILOK @TGoldenChildren @MrZlife_ But it didn't and they received payment at 2am the day of. Why not just refund the money immediately and wash your hands with the situation? Clearly this person took them off the schedule already. What reason does it make to wait to refund other than to be petty?

I sent an invoice 3 weeks ago, customer paid it 2am last night the event is at 12pm today. I’m gonna refund at 11am. 👍🏾

@Jurab_ @_whotlse @JumpshotPapi @ITSKRILOK @TGoldenChildren @MrZlife_ Well. It was said that they thought the invoice had expired. It was also said that there will be a refund within hours. So……. 👀

@_whotlse @JumpshotPapi @ITSKRILOK @WealthwithMiah @TGoldenChildren @MrZlife_ But why even take the money? The invoice should've expired so they couldn't have paid once it was late

@jekwu__ @TomolaGroup Yup.

@TomolaGroup Can it be liquidated at any given time?

Your emergency fund is not an investment. It is insurance. Three to six months of living expenses. In a money market fund or high-yield savings account. Not in stocks. Not in business. Not lent to anybody. When you lose your job or have a medical emergency, this money keeps you alive without forcing you to sell investments at a loss.

@Deborah09072 @TobiOdukoyaFilm This situation is not an emergency.

@WealthwithMiah @TobiOdukoyaFilm money in critical situations. That’s where the “humanity” part comes in. A society can’t fully rely on “if you can’t afford it, go elsewhere” when it comes to health emergencies. There needs to be a balance between sustainability and access to care.

@Deborah09072 @TobiOdukoyaFilm Unfortunately, those systems need to be set up by the government. Private hospitals can’t afford to provide care without being paid. And if it’s not about luxury service a government hospital will should suffice then.

@WealthwithMiah @TobiOdukoyaFilm I understand your point, but I think it oversimplifies the issue. Healthcare is not like cinema or restaurant it’s a basic human need, not a luxury service. Yes, hospitals have operational costs, but there should still be systems that ensure people are not denied care because of

@ITSKRILOK @_whotlse @JumpshotPapi @TGoldenChildren @MrZlife_ Which makes it fun. And next time the customer will act right.

@_whotlse @JumpshotPapi @WealthwithMiah @TGoldenChildren @MrZlife_ eh. a lot more malice intent behind it but sure lol.