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Ndaga ®
46.8K posts

Ndaga ®
@fndaga
If you are neutral in situations of injustice then you have already chosen the side of the oppressor - Desmond Tutu
No fixed abode เข้าร่วม Mayıs 2010
2.7K กำลังติดตาม3.4K ผู้ติดตาม

@nyangeoffspring @bungomaduke It's a diesel engine, 6k to Bungoma is possible
English

@bungomaduke I don't to believe that Nairobi bungoma trip is 6k fuel. Too good to be true
English

If you want to become a millionaire in just one year, rush to the nearest bank on Tuesday after the Easter Holiday and take a loan.
You are not doing this for consumption but for an income-generating asset. This is how people move fast.
Take that loan and buy a clean 14-seater like a Toyota Hiace.
Put it where the money is. Ilete kwa hii Bungoma to Nairobi route. This route is always active. Day and night people are always moving..
Now let’s break everything down step by step so you understand clearly.
First, the setup:
Cost of matatu: Ksh 1,600,000
Loan finances the full amount.
Tuseme Monthly repayment is Ksh 60,000.
Let's go to how you will operate.
You don’t operate casually. You maximize the vehicle.
Daily plan:
Morning: Bungoma → Nairobi
Evening/Night: Nairobi → Bungoma
That is 2 full trips per day
Now income per trip:
Passengers: 14
Fare per passenger: Ksh 1,500
So:
14 × 1,500 = Ksh 21,000 per trip
Two trips per day:
Ksh 21,000 × 2 = Ksh 42,000 per day
Now monthly income:
Assume 26 working days:
Ksh 42,000 × 26 = Ksh 1,092,000 per month (total revenue)
Now subtract expenses step by step.
Fuel:
Approx Ksh 12,000 per day
Monthly: 12,000 × 26 = Ksh 312,000
Crew (driver + conductor):
Ksh 3,000 per day
Monthly: 3,000 × 26 = Ksh 78,000
Maintenance & other costs:
Monthly estimate: Ksh 40,000
Now total expenses:
312,000 (fuel)
78,000 (crew)
40,000 (maintenance)
= Ksh 430,000
Now subtract from revenue:
1,092,000 – 430,000 = Ksh 662,000
Now remove loan repayment:
662,000 – 60,000 = Ksh 602,000 net profit per month
Now let’s make it even clearer.
Monthly profit: Ksh 602,000
After 2 months: 602,000 × 2 = Ksh 1,204,000
You have already crossed one million.
After 12 months:
602,000 × 12 = Ksh 7,224,000
From one matatu.
Ukimaliza kulipa loan in about 2–3 years:
You remove Ksh 60,000 repayment.
New monthly profit:
602,000 + 60,000 = Ksh 662,000 per month
At this point, the matatu is fully yours na pesa inakuja kukuja.
This is how people scale:
Year 1: Buy 1 matatu
Year 2: Add a second using profits
Year 3: Build a small fleet
The secret is not just buying. Make sure you manage them well.
Ensure full capacity trips ju demand iko high.
Stick to a busy route like Bungoma–Nairobi
Use disciplined crew
Track daily income
Maintain the vehicle properly
If you get this right, one matatu is enough to completely change your financial direction.
Stop looking for complicated businesses. Sometimes the simplest models executed with discipline and consistency are the ones that create real wealth.
Hii ni Siri nimewapea...

English
Ndaga ® รีทวีตแล้ว
Ndaga ® รีทวีตแล้ว

@fndaga @georgediano I always do this shit hapo Roasters coz kuna Naivas, Quickmart na Magunas🤣
English
Ndaga ® รีทวีตแล้ว

@fndaga @georgediano This is very valid. Juu niambie mbona Naivas wananilipisha bag yenye iko branded jina yao already? That’s using me for free marketing
English

@MuyaSheWolf @georgediano Hapo sasa!
Kwanza it looks crazy and nice to see shop attendant pale Naivas in uniform packing your shopping kwa bag yako ya Magunas, haezi kataa na hakuna kitu anaeza fanya 😂😂
Filipino

@fndaga @georgediano Exactly.. Wakitaka ubebe yao ,iwe free bana.
Filipino
Ndaga ® รีทวีตแล้ว

Man to man.
You see that new girl who just appeared in the neighborhood the other day? Yes, that one. Avoid her like plague. She’s a schoolgirl and if you mess with her, your ass will be yanked wide open pale Kamiti maximum. #AvoidSchoolgirls
English
Ndaga ® รีทวีตแล้ว

You don’t have actual cop uniforms!?! Hawa ni wa Mogadishu ? Si ndio ?
Hon. Aden Duale, EGH@HonAdenDuale
English

hii kampuni ya airtel hukuwa na head office ama ata customer care number inaenda through kweli ? .. buana my line which must be having over 100k hapo Airtel Money ilipotea January na mpaka Leo sijaipata help ..everytime nimeenda kuirenew naambiẁa niende head office na ID ..nikipiga hizo customer care number zao haziendi through
Filipino

Mnaita aje mtoto Elijah in 2026
Edna Kanyesigye@EdnaKanyesigye
30.03.2026 Elijah N. Wabwire I’m a mummyyyyyyyyy😭🥺💕
Indonesia

NEWS BREAKING:
@CA_Kenya orders @SafaricomPLC and @AIRTEL_KE to merge their mobile money services by 31st March 2027.
New service will be simply known as e-Pesa and means the end of M-Pesa and Airtel Money as we know them.
Transactions below 2k will be free.
Deposits maxed at 1M
English

@kel_vin19 @SangKip4 That's the most appropriate nickname for it. Thanks for proposing it 😂
English
Ndaga ® รีทวีตแล้ว







