Carlos de Ory ツ💻

@XMihura Oferta y demanda.

vuelo de Madrid a Zurich: 42€ vuelo de Zurich a Madrid: 420€ wtf? por qué?

🚨 BREAKING: Revolut just posted $2.3 billion in profit. $6 billion revenue. 38% margins. Fifth consecutive year of profitability. 76% of neobanks still lose money. Revolut has 11 product lines each clearing $100M+ in annual revenue. - Subscriptions. - Cards. - FX. - Wealth. - Lending. - Business payments. They're a lot more than a card and an app, and very different to most US Neobanks They're a diversified financial services company that runs on a phone. --- The numbers underneath are worth digging into. - Credit portfolio doubled (+120%). - Customer balances hit $67.5bn (+66%). - Subscriptions grew 67% — their fastest revenue line. Revolut Business now does 16% of total income and grew 140%+ in Singapore, Australia, and the US. 63% of new customers still come through word of mouth. At 68 million customers. 1 in 5 working-age Europeans use it. --- The huge news of course is they're a BANK now. - The UK bank has been green lit. - Mexico live. - US national bank charter filed this month. 30+ banking licenses across 40 markets. --- Three years ago the debate was "can neobanks survive?" Revolut is becoming the most boring thing a fintech can become — boringly profitable, boringly diversified, boringly institutional. That's the highest compliment you can pay a bank. And yet, somehow with Revolut it's NEVER boring.

@Miguelcmm1 pero si es el 25 del mundo, y somos 7000 millones de personas, es buenisimo

El caso Vacherot es de las cosas más irreales de la historia del tenis. Un tío que durante 10 años de carrera no le ganaba a absolutamente nadie. Gana un M1000 de la nada y empieza a jugar consistentemente a nivel top 15 Muy loco

@drivingoutlaw @niccruzpatane is not fun for you to drive ?

@niccruzpatane Not anytime soon. Fsd can't even read speed signs

I can’t wait for the day when I can watch movies on the main display in my Tesla while I’m on a road trip with Unsupervised FSD.

@Luacantu @eMergeAmericas you have a dm!

Miami! I'm going to @eMergeAmericas 2026 this April 22–24. I'll be interviewing founders and builders shaping the future of tech in our city. If you're going let's connect!

@niccruzpatane can you sleep ?

My Tesla has driven us over 500 miles today without me ever needing to touch the steering wheel. It’s honestly just normal at this point. Tesla Self-Driving is the greatest technology.

@LoganTGott claude!

Claude DESTROYS ChatGPT for marketing on LinkedIn. I put together the Claude LinkedIn Marketing Funnel (below) Claude is by FAR the best at building building marketing funnels. I use my info combined with my prompts to build out marketing strategies, assets, and funnels. My prompts are INSANE and replace entire marketing teams. I compiled ALL my Claude prompts into one doc: • Lead Magnet Generator Prompt • Lead Magnet Asset Prompt • Lead Magnet Funnel Build Out Prompt • Claude Landing Page Prompt • Personal Content Database Prompt • The Premium LinkedIn Profile Prompt • Competitor Analysis Prompt • ICP Analysis Prompt • Tech Stack Want access to the doc? → COMMENT "Claude" → FOLLOW me and I'll DM the doc!

@Lovable is automatic now?

Lovable runs 4 automated security scanners on every project before they’re even published: • RLS analysis: checks your database access policies • Database security check: reviews schema and configuration • Code security review: analyzes generated code for vulnerabilities • Dependency audit: flags known issues in third-party packages Each scanner runs only when something has changed. We built Security Checker 2.0 to be modular, allowing us to ship new scanning modules as threats evolve, so your projects stay ahead.

@Miguelcmm1 completamente de acuerdo. ojalá me equivoque . y el mejor del mundo no es el que mas competiciones importante gane, es el que tiene mas puntos / mas regular es.

Hace un tiempo dije que para mí Sinner iba a acabar con más GS que Alcaraz. Y no es porque sea mejor, para mí Alcaraz es mucho mejor, tiene más armas y le ganará la mayoría de enfrentamientos directos. Pero Sinner tiene algo clave: la regularidad. Da igual el rival o el torneo, casi nunca falla donde no debe, va a ganar el 99% de los partidos que no sean contra Alcaraz, y eso a largo plazo puede marcar la diferencia. Alcaraz va a pasar por épocas donde pierda un poco la motivación, y ahí es más vulnerable a pinchar, y supongo que con más edad, esto será más frecuente. Ojalá me equivoque porque el tenis de Alcaraz me gusta infinitamente más.

@macsatine @grok cual es mejor. Sea neutral. Puntua de 0 a 100

100 años haciendo coches y tiene que ser duro que vengan un novato y te pinte la cara.

@DivulgoDerecho @JavierVillamor No van a ser 300 millones. Como mucho 10.

@JavierVillamor Sí, ¿pero y los empleos y la especialización que genera la IA? Se trata de adaptarse a una nueva generación tecnológica.

¿Entendéis de qué va esto ya?

@rand_longevity Y viviendo a menos 10? 😅

most mental and health problems can be solved with a daily walk

@AdamBartas @IdeasDirectory @Lovable Lovable is n1. And will x10 in 2 years.

@IdeasDirectory @Lovable Haven't tried lovable so I can't judge the product itself but imo the whole app builder sphere is a big bubble. The value of it is nowhere what the investors are pouring into it

First sign that Lovable is dead Pivoting to general assistant is the most "investor-pleasing" move you could do Their app building business is obv going nowhere and investor money is drying up Why should anyone use Lovable instead of the already established ecosystems

kill your free plan

@jlantunez Yo lo veo top.

Tendría más sentido con otro nombre. Marcas ya muy posicionadas en la cabeza de la gente no asimilan bien esto. La vanidad corp.

🔻Gas-station-like flash charging station that charges EVs from 10% to 97% in ONLY 9 minutes. 🔻20,000 such stations by the end of 2026 across China! This is even crazier. This is not just a concept. This is something happening fast. Seriously, BYD is winning big.

Usar el calor que emanan los servidores que minan Bitcoin para mantener la temperatura en un invernadero de tulipanes. ¡Qué belleza de rima histórica!

@mbaafraude Lo usan para entrenar. Material. Etc. Aeropuerto tmbn. Alquilar un buen bus 3 dias sale a una pasta. Si se lo traen es mismo precio o ahorran incluso.

Nunca dejará de parecerme increíble que cuando un equipo viaja a otro país, el conductor se recorre miles de kilómetros con el autobús oficial solo para llevarles desde el aeropuerto al hotel y al estadio. Así viven los futbolistas y no puedes exigirles que den puto un pase bien.

@aakashgupta Traffic is higher every month. Last month more than 30m visits!!

$100M ARR in 8 months. $200M in 12 months. $300M in 14 months. $400M in 15 months. On the surface, this is the most absurd revenue ramp in European software history. But there's a number Lovable has never disclosed, and it tells you more than the ARR figure ever could: churn. Sifted asked directly. Lovable declined to share churn rates or the split between monthly and annual subscribers. When a company growing this fast won't tell you how many customers leave, you're not looking at a revenue number. You're looking at a gross bookings number that gets re-annualized every month. Bolt's CEO said it publicly: "The churn rate for everyone is really high. You have to build a retentive business." He was talking about the entire vibe coding category. Then Bolt immediately changed its subscription model to try to keep people from leaving. That tells you everything about the structural retention problem in this space. Barclays flagged it too. Traffic to Lovable dropped 40% from peak as of September. Vercel's v0 dropped 64%. Bolt dropped 27%. The analysts wrote that these companies could have "questionable economics" because the revenue comes from month-to-month subscribers who won't stick around. Lovable's response? Osika says net dollar retention is above 100%. But net dollar retention only measures customers who stay. If 50% of your customers churn and the remaining 50% spend 2x more, your NDR looks incredible while your business is a revolving door. The unit economics are even spicier. Lovable pays Anthropic and OpenAI per inference call. Every app a user builds costs Lovable real money. A source told Sifted margins might have actually gotten worse after switching to agentic mode. At 45 employees generating $400M ARR, the revenue-per-employee ratio looks legendary until you realize most of that revenue flows straight to model providers. Meanwhile, Cursor just hit $2B ARR with 60% coming from enterprise contracts. That's the difference. Enterprise locks in annual commitments. Vibe coding's user base is overwhelmingly individual creators who build one app, ship it, and cancel. Lovable is real. The product works. The growth is genuinely unprecedented. But a $6.6B valuation on $400M ARR requires that revenue to stick. And the entire vibe coding sector has a structural retention problem that no one has solved yet. The fastest company to reach $400M ARR could also be the fastest to find out what happens when the denominator in your LTV/CAC ratio collapses.