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354 posts

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@DEXOneVP

https://t.co/GRSEF06Nsf

Sumali Haziran 2021
212 Sinusundan10 Mga Tagasunod
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.@DEXOneVP·
@KWCH12 There's a Simpsons episode about this
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KWCH 12 News
KWCH 12 News@KWCH12·
"What if we just did a house instead of doing wood working? And they all agreed to it." High school students are building a house from the ground up, complete with insulation, siding, dry wall and electricity. The house will be up for auction in May. kwch.com/2026/03/30/kan…
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isa⚡️
isa⚡️@isabellasg3·
@beachlover56789 That part I cannot do, for some reason I’ve tried and go down a spiral
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isa⚡️
isa⚡️@isabellasg3·
This week I was at a wedding in Punta Cana. Me and my fiancé were the only ones waking up at 6am every single day to go to the gym. We didn't drink. We cooked our own food. We sat at the welcome party and watched everyone eat the pizza while we didn't touch it. People thought we were weird and too strict. Especially since we’re always the ones from the group who go to bed early. Wake up at 5. Give everyone a headache just by existing. And then someone walks up to me and goes “wow, you're so lucky." Lucky… I saw a clip this week of a podcaster responding to someone who told him he got lucky landing his gig. Over 1,300 scripts. Thousands of hours. Years of sacrifice. His response? "Yeah… it was luck." The thing is, discipline is invisible. People don't see the 5am alarms. They don't see you saying no to the sweets, the drinks, the pizza, the late nights. They just see the result and call it luck. But here's what nobody tells you: when you choose discipline in public, you become a reminder that they could choose differently too. And people lowkey hate that.
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iOccupyNigeria
iOccupyNigeria@iOccupyNigeria·
Compared to what? That’s the part this argument always skips. You’re framing rent as “money gone,” but compared to what alternative? Ownership isn’t free. If you buy, that same $2,000 a month doesn’t just magically turn into pure equity. A large portion still goes to interest, property taxes, insurance, maintenance, HOA fees, and opportunity cost on your down payment. And let’s be clear about something people don’t like to say out loud: homeownership doesn’t really become ownership until the home is fully paid off. Until then, the bank owns the majority of it. On a standard 30-year mortgage, especially in the early years, most of your payment is going toward interest, not principal. So the idea that you immediately “own” something is more psychological than financial. So let’s be honest about the comparison: Renting: you pay for flexibility, mobility, and zero liability. Owning: you pay for leverage, long-term stability, and responsibility. Both involve “money going somewhere.” The difference is what you’re buying. Now the bigger question: why do you need an asset in the first place? Not everything in life needs to be an asset. Housing, for many people, is a utility first and an investment second. If someone is in a city for 2–5 years, still figuring out career direction, income stability, or location preferences, forcing ownership can actually be financially inefficient. And practically speaking, the numbers don’t always work the way people assume. If you’re paying $2,000 a month in rent for a certain type of apartment, owning a comparable home in that same area with similar size and quality could easily run you $3,000 to $4,000 a month once you factor in mortgage, taxes, insurance, maintenance, and repairs. So again, what exactly are you trying to accomplish? Paying more monthly just to say you “own,” when in reality you’re still leveraged? Now let’s even use your own 5-year window. Say you buy a home and your total monthly cost is $3,500. Over 5 years, that’s $210,000 out of pocket. Sounds like you’re “building equity,” right? Not exactly. In the first 5 years of a 30-year mortgage, the majority of your payments go toward interest. Depending on the rate, you might only pay down, say, $20,000 to $40,000 of actual principal in that time. The rest is interest, taxes, insurance, and upkeep. Then factor in closing costs when you buy, and agent fees when you sell, which can easily take another 6–10 percent of the home’s value. So after 5 years, your “equity” might be far less than people assume, unless the home significantly appreciates. And appreciation is not guaranteed. Meanwhile, the renter who paid $120,000 over 5 years had: Zero maintenance costs Zero property risk Full mobility And the ability to invest the difference between $2,000 and $3,500 monthly elsewhere Ownership only makes sense when: You plan to stay long enough to offset transaction costs (typically 5–10 years). You have stable income and reserves for maintenance. The market conditions support appreciation or at least cost parity. Otherwise, you’re locking yourself into an illiquid position for the sake of saying “I own something.” And that brings us to the last point: Why do you need ownership for something that could be temporary? If you’re in a phase of life where mobility is valuable, renting is not a loss. It’s a strategic choice. You’re paying for optionality. The ability to move cities, switch jobs, or pivot without friction has real economic value, even if it doesn’t show up as “equity” on paper. So no, it’s not “just paying to exist.” It’s paying for shelter, flexibility, and reduced risk. And depending on your situation, that can be the smarter financial move.
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Rushi
Rushi@rushicrypto·
Just realized something that honestly made me stop for a second… $2,000 rent a month. That’s $24,000 a year. Stay there 5 years… that’s $120,000. Gone. No ownership. No asset. Nothing to show for it. Just paid to exist somewhere. That’s actually insane when you really think about it.
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.@DEXOneVP·
@Fraser_USA @litcapital It's cringe to think this does anything at all. There's a bunch of homeless people standing adjacent that would kill for the cash value of one of those signs
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Fraser 🇺🇸
Fraser 🇺🇸@Fraser_USA·
@litcapital Yeah man it’s so cringe to actually care about your country amirite boys haha ownage
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BowTiedMeatHead 🥩💪
BowTiedMeatHead 🥩💪@bowtiedmeathead·
In St Louis Mi for a hockey trip this weekend First time ever in this state. Went to eat last night at a spot in Clayton Probably one of the cleanest and nicest cities I’ve ever been too. Makes Philly look like a landfill People seem very friendly too. Demographics definitely matter.
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Blitz
Blitz@Undenixble·
@DesireeAmerica4 Chick fil a man is a guaranteed incel. And the blue collar guys have a wife and kids at home. Take your pick.
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Desiree
Desiree@DesireeAmerica4·
A Chick-fil-A employee using a mechanical lift to throw away a single trash bag just sparked a massive culture war. ​Blue-collar workers filmed it from above, laughing and saying modern men have gotten completely soft. Half the internet agrees, bragging about slinging 50lb boxes into trailers by hand all day. ​The other half says Chick-fil-A is brilliant. Fast-food trash is incredibly heavy, and this machine saves employees' backs while preventing massive workers' comp lawsuits. ​Are we becoming a weak society, or is this just smart corporate safety?
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Tony Williams
Tony Williams@TonyWil30183244·
@DesireeAmerica4 Took him longer to use that fucking contraption that it would’ve be just packed a bag out there and throw it over in the dumpster and actually I don’t think that’s what that thing was for. Hell what I don’t know I’ll work at fast food.
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.@DEXOneVP·
@ChristmasJ96167 @DesireeAmerica4 I need you to specifically confirm you believe the risk of that vs the risk of handling the bags without is higher And then if you confirm that I need you to call someone that loves you and ask them to commit you
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Jerry Christmas
Jerry Christmas@ChristmasJ96167·
@DesireeAmerica4 Aaaannnd... when that "lift" falls over/breaks, etc., and injures that employee, he'll(?) be able to sue the lift manufacturer AND Chick-Fil-A. Nothing says "freedom" like maximizing your litigious options whilst taking zero personal accountability.
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goma
goma@soigomaa·
A riddle from 1688 goes: "If a man born blind can feel the differences between shapes such as spheres and cubes,if given the ability, could he distinguish those objects by sight alone?" In 2003, the riddle was solved when five people had their sight restored through surgery. They could not.
lyrify@lyrverse

Hit me with some creepy facts.

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.@DEXOneVP·
@aibytekat This might be the worst content on the internet holy hell
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Katyayani Shukla
Katyayani Shukla@aibytekat·
During a job interview, if they ask: "How do you handle it when everything is a priority?" USE THE GOLDEN RESPONSE:
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Michael Klotz
Michael Klotz@Mike_M_Klotz·
Damn. Even Costco is almost $5/gal. The Stinger can run on the cheaper stuff… but it runs so much better with the good stuff.
Michael Klotz tweet media
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.@DEXOneVP·
@AAidge2901 @scaling_shields ...do you think if the rental company had to buy the gas the rental price would stay the same?
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Aldy
Aldy@AAidge2901·
@scaling_shields Don't forget they usually charge you for the full tank of petrol at the start of the rental. And they haven't paid for it because the previous renter paid to fill it up before they returned it. So the hire firm is up 2 tanks of petrol on each rental.
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James Shields
James Shields@scaling_shields·
my mate works at a car rental company and showed me the internal pricing screen after a few pints context: this is the same car on the same day in the same location showed 6 different prices depending on which website you book through the price you see first is ALWAYS the highest one heres how the scam works: you go to their website and book directly thats the most expensive way to rent a car because you came to THEM you already decided you want the car you already picked the dates you already chose the location they know youre not shopping around so they charge full price £67/day for a basic hatchback meanwhile the same car on the same day: on a comparison site: £44/day on a corporate portal: £38/day on an opaque site like hotwire: £28/day £28 vs £67 140% markup for not knowing which button to press he showed me why each price exists: direct website = "this person didnt shop around. charge full price" comparison site = "theyre comparing us to 5 others. show the mid price" opaque site = "they cant see our name until they pay. give them the lowest price because wed rather fill the car for £28 than let it sit empty at £67" then he showed me the charges they add AFTER you book collision damage waiver: £18/day "covers your £2,000 excess in case of damage" your credit card already covers this for free. most people dont know that. 70% of customers buy it at the counter because theyre scared thats £126 on a 7 day rental for something you already have airport premium fee: £12/day "premium location surcharge" a fee for parking the car where you need it its pure profit. costs them nothing extra young driver surcharge: £25/day i asked what the actual insurance cost is for under 25s "about £2 a day. we charge £25 because they dont know any better and theyre usually in a rush" £175 extra on a week rental for £14 of actual cost fuel policy: "we fill it you return it full" sounds fair until you read the fine print if you return it with anything less than full they charge £2.30 per litre petrol is £1.40 64% markup on fuel he said the best one is the counter upsell "you sure you dont want the premium cover? what if something happens on the motorway?" 60% of people say yes at the counter because theyre tired from travelling they just want the keys same decision fatigue the car dealer uses in the finance office tired people sign things the car rental price destruction method: 1. never book from their website directly. use kayak or google flights car rental tab to see the real market rate 2. check hotwire or priceline opaque deals. same car 40-60% less because they hide the company name 3. decline everything at the counter. cdw, premium cover, fuel packages, gps, child seats you didnt ask for. all of it 4. check your credit card benefits. most visa and mastercards include rental car insurance that makes their cdw completely redundant 5. refuel yourself. never prepay fuel. drive to the nearest station before returning. saves 60%+ on fuel charges 6. book the smallest car available. rental companies oversell small cars. show up and theyll upgrade you for free because they ran out of the one you booked he knew i was going to post this "go ahead. wont change anything. people will still panic at the counter and buy everything" the same car on the same day costs £28 or £67 depending on how much homework you did before you showed up stop paying the panic price start paying the informed one
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.@DEXOneVP·
@larsencc I'm sure she's deeply happy locked every day with someone that offers "have a good relationship" in the form of deep handcrafted wisdom
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Larsen Cundric
Larsen Cundric@larsencc·
I always tell people, get a great wife. Best ROI of your life and I'm not even joking. My wife has a master's degree in food technology and chose to stay home with our daughter. She takes the night shifts with our baby so I can sleep and work the next day. She started cooking again even though our daughter is only a few weeks old. She walks to the hacker house mid-day to bring me food with the baby strapped to her (everyone in the office loses their minds). I get home around 5-6 and keep coding if I need to. Sometimes until midnight with my daughter sleeping on my chest. We've been together six years. She handles home, I handle work. I could never ship at this level without her and I don't think she gets enough credit.
Larsen Cundric tweet media
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.@DEXOneVP·
@adic_9 @n_e_rd I'd like to wear her as an earloop n95
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adic
adic@adic_9·
@n_e_rd Ooh what’s the mask? Gf has been looking for earloop n95
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.@DEXOneVP·
@JamesLNuzzo If you talk this much irl she was probably hoping nature would kill her by mile 2
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James L. Nuzzo, PhD
James L. Nuzzo, PhD@JamesLNuzzo·
The following is a true story from my life, which is related to the contents of this article in The Guardian: In July 2009, I hiked part of the Grand Canyon with an ex-girlfriend, who I will call Sara. Sara and I were both in our 20s, and we were accompanied by four high school-aged relatives/friends. The plan was to head off early in the AM to hike the 10 miles down, stay over night at the bottom, and then hike the 10 miles up the next day. During the hike down, Sara's walking was slow, and she was pre-occupied with taking nature photos at every possible opportunity. Her slow walking was a problem because, although we started early, it was July and the sun was starting to beat down on us--something that would only becoming progressively worse with more time on the trail. As I recall, everyone in the group recognised Sara's slow walking as a problem. Everyone but Sara understood that we needed to get to the bottom of the Canyon sooner rather than later, because we were in the sun doing strenuous exercise, and we didn't have endless supplies of water. It was also the first time any of us had hiked the Grand Canyon. Sara continued her slow walking and picture taking. At multiple points, we offered to carry Sara's bag for her so that her load would be lighter and she could walk more easily. Sara refused to give up her bag. She wanted to prove that she could do the hike without help. If my memory is correct, around the 5 mile mark, the group decided to split up. I stayed with Sara, and the high schoolers went on ahead of us, walking at their "fast" (i.e., appropriate) pace. Sara continued to walk slow, and signs of extreme fatigue / heat exhaustion were setting in. Sara became unwell physically and mentally. Again, I offered to carry her bag for her. Again, she refused. Though I was fit, I was also starting to feel unwell. In fact, I don't think I've ever felt that close to health exhaustion in my life. I was also not in a good place. Making matters worse, we ran out of water, and there were no water stations for the remainder of the hike. The key reason that why we ran out of water was Sara's slow walking, which continued to expose to the sun. Moreover, when we ran out of water, we weren't even close to the end. As I recall, we were still about 2-3 miles away from the end when we ran out of water, and we didn't even know where the end was because we were unfamiliar with the trail. Also, by that time, there wasn't a single soul left on the trail--no one walking down or up. We were alone. It was an awful experience. At one point, Sara had basically given up; she sat down in the middle of the path and wouldn't move. Eventually, perhaps through motivational efforts, Sara continued walking and we got to the end. When we got to the bottom, the high schoolers told us that they were so worried about us that were thinking about calling a rescue party to look for us. We slept over night at the bottom and then hiked the 10 miles back up the next day. Remarkably, after all that, Sara still would not allow anyone to carry her bag on the way up. Sneakily, when she was not looking, we would take things out of her bag to lighten her load. Bottom line: Sara's stubbornness, her desire to prove how strong and independent she was, her lack of adequate fitness, and her unwillingness to listen to people who understood nature, physiology, and physical fitness better than her, almost killed her...and me. She caused the high schoolers significant distress, and had they stayed with us, she might have also put them at increased health risk. During the hike, Sara exhibited a set of behaviors that I wanted nothing to do with moving forward. The "alpine divorce" can work in both directions but for different reasons.
James L. Nuzzo, PhD tweet media
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.@DEXOneVP·
@TBerlaga @pat_hedger No one flying 50 round trips a year is not occasionally getting upgraded
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Tanya Berlaga 🇮🇱
@pat_hedger Only if your name is Bernie Sanders. I don't know anyone who's been upgraded when they fly "enough." People fly every week and don't get an upgrade - you are lucky they don't kick you off the flight these days.
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