Kevin Hefner
28.8K posts

Kevin Hefner
@HefnerGolf
Views are my own. Callaway Golf sales rep in Central and Southern Illinois
Sumali Mart 2011
441 Sinusundan1.7K Mga Tagasunod

@MidwestGolfJake I had no idea he was with a chick until reading @AlanShipnuck 's rory book
English

@IainMacBets People wonder why they can’t play to their handicap in tournaments
English

I swear if people actually followed the rules of golf (no gimmies, no mulligans or breakfast balls, can’t fix your lie, treat as OB not hazard, etc.) their average score would go up 10 strokes.
JokicBigGuy@GuyJokic
I suck ass at golf but I don’t buy the fools who say “first year playing” and shoot an 85
English

@briandoziergoat Never take your own clubs. Use the ones that are there so you can blame that for why you don't hit it as far as you told her.
English

@SMorrison_ Do they pay an average of 37% or is 37% just the highest bracket they pay in? I don't think it would all be taxed at 37%.
English

A $5,000,000 signing bonus isn’t $5,000,000.
For many MLB draft picks, it might be the only guaranteed check they ever receive.
Here’s what it actually looks like:
Signing Bonus: $5,000,000
∙Federal Taxes (37%): −$1,850,000
∙Agent Fees (5%): −$250,000
∙State Taxes (5%): −$250,000
Take-home: $2,650,000
Not $5M. $2.65M.
Now the fun starts. What am I going to buy?
∙$1M home
∙$100K vehicle
∙$100K to family
Nothing reckless. Just normal decisions for a 18 or 21-year-old who just got a life-changing check.
But here’s the problem.
Minor league salaries are minimal. Call it $30k-$40k.
Arbitration isn’t guaranteed.
Free agency isn’t guaranteed.
And for most draft picks? They never reach either.
We don’t know what comes next. To be clear, that’s not me being negative. It’s just the truth.
Working with professional baseball players, we don’t build plans around projection or best case scenarios.
We build around the guarantee. Around what we know to be true.
That means:
∙Taxes reserved before lifestyle expands
∙Spending defined, not assumed
∙Capital set aside to cover minor league years
∙Liquidity preserved in case Career #2 becomes the conversation
∙Illiquid investments capped early
If arbitration comes, great.
If free agency comes, awesome.
But the plan works even if neither happens.
If you were advising a top draft pick today, would you plan for the $100M deal or plan like the signing bonus might be all there is?
English

@IvanTheK They already get a one time exemption, correct? They can roll it over as long as they purchase a more expensive spot? Seems like it is already covered. My idea would be to allow them to defer property taxes after age 65 until the house is next sold and then the taxes are due.
English

@DanGlesack_ Never let other people tell you how to spend your money. Do what makes you happy!
English

@acaseofthegolf1 Points out how poorly designed the point system really is.
English

This might be one of the craziest golf nerd situations I’ve ever run across. (Stick with me on this)
So Jimmy Stanger is on a medical exemption. Today he needed a par on 18 to earn enough points. He made bogey after hitting it in the water with his second shot.
He is now 22 points short of fulfilling his medical.
And he only has one start left in his medical to get those points. And this where it gets wild.
Two weeks ago in Dallas, Stanger qualified for the U.S. Open. It will be the first Major of his career. And if that’s not enough pressure.
It will count as his last medical start. I confirmed that any start, no matter how the player got in the field, counts as a medical start.
He will need a solo 40th to earn enough points. Absolutely insane situation.
I wonder if he will consider at all WD’ing and go to John Deere where he would need a solo 34th.
Very interesting golf nerd storyline for next week.
English

@michaelhammond_ Not my group. We are unhappy when we are the 4th group on the course and have to wait on every shot.
English

@Owennfa Tuition went up because the ability to take larger student loans happened. When I went to college in the 70's, the max student loan was $2500 per year. You could go to 90% off the colleges on that. Books were often more expensive than tuition.
English

My mom paid $1,200 a semester for college in 1995. Adjusted for inflation, that’s about $2,500 today.
I just checked my tuition bill. It’s $14,000 a semester.
And they still tell us we’re broke because we eat avocado toast.
No. What’s crushing this generation is a system that let tuition grow 6x faster than inflation while wages barely moved.
It was never about the toast.
English

@TheGolfDivoTee Give them 20 seconds to hit the putt from when it is their turn to putt. As you can see here, taking longer does not result in more made putts.
English

A 32-year-old couple with two children making $500K a year claims they're living paycheck to paycheck.
Here’s their budget:
• $4,083/mo retirement accounts
• $6K/mo mortgage
• $6K/mo on credit cards
• $1,500/mo on flights and hotels
• $1,200/mo on eating out
• $500/mo for their kids' college
• $800/mo on shopping
• $600/mo on groceries
• $480/mo on gas
• $400/mo on diapers
• $300/mo on health bills
Total: $21,863
Imagine making half a million a year and feeling broke.
English

@bourscheid Somewhere around $10 million and people start to lose the urge to help others and accumulating more wealth becomes the goal.
English

@theMakarioz Give the rest of the plane their information so that they can sue them for the havoc they created.
English

@GerberKawasaki Is there anyone whose full retirement age is still 65?
English













