Matt | The Mini-Retirement Maximalist

I recently returned from ~2 months of traveling. Italy. Wyoming. Montana. North Dakota. Not for work. But to appreciate life beyond the office. Here are some of the small moments I’ll never forget... And why you can’t afford to wait for “someday” (click here & scroll) ↓

Investment milestones: $100,000 invested = one month mini-retirement each year $250,000 invested = All housing costs covered by dividends $500,000 invested = FU money $1,000,000 invested = Retire comfortably What level are you at?

Can you actually retire comfortably? If you have $1M invested, then YES! With $1M invested, using the 4% rule, you can safely pull out $40,000 per year. As long as you're healthy, debt-free, and mortgage-free, you're all set.

Spending a month (or more) in one of your dream destinations isn’t just possible, it’s within reach. If you’re ready to stop waiting for “someday," grab your copy of The Beginner’s Guide to Mini-Retirements today: mattviera.gumroad.com/l/mini-retirem…

@WealthyRedefine And will definitely keep you broke.

Trying to impress everyone usually leads to a life that doesn’t feel like yours.

@WealthyRedefine Well said Joe! Have a great day my friend.

@MiniRetireMatt Wherever you are on the chart, the real win is the habits that got you there.

@OrchrdSports You said the numbers are wrong for the average person. Based on the numbers I shared in the reply, most people would be happy with the milestones.

@MiniRetireMatt That’s how much people HAVE. Not how much they SHOULD have for the “mindset milestones” you put in place

@Dividend_Learn I’m confident it’ll get bigger soone than expected. Thanks for sharing.

@MiniRetireMatt $28.000 waiting for portfolio to get bigger

@BartomeoMatthew There are definitely plenty of the variables. Maybe not in the US. But outside the US, definitely.

@MiniRetireMatt Depends on what you mean by retire comfortably and at what age. If you have $1M in the bank at 45, you can’t retire comfortably.

@Monkeyiobe That’s a great point BR! Thanks for sharing.

These milestones look clean on paper, but the median American has saved less than $10,000. The Gorilla built a system where most Monkeys can't even cover a $1,000 emergency, also Monkey works 40yrs chasing level one 😔. Most pple aren't picking a level .... they're just trying to survive the jungle.

@OrchrdSports Is the right? See below… x.com/miniretirematt…

@MiniRetireMatt These numbers are all wildly wrong for the average person 😂

@VineTuning There are definitely variables in the equation, eg, cost of living, lifestyle, amount of debt, etc.

@MiniRetireMatt Not sure I follow this. 3% draw rates on assets(4% if aggressive), at the highest you're at $40k a year with $1M. Perhaps you eat into principal more, but eventually you run out.

@ChrisandOla Any day above ground is a great day!

@MiniRetireMatt Thank you my friend! I know you will!!!

Good Saturday morning! The beautiful tease of warm weather has left us. I hope you all have a wonderful day! Stay inspired. #saturdayvibes

@BartomeoMatthew What do you mean?

@MiniRetireMatt I’m at you’re on drugs if you think this is true

@LonestarMoney Right on! Thanks for sharing. Inspiring!

@MiniRetireMatt 500k but we need a whole lot more.

@rashiumapathi I like this system. I’d add to analyze the data each week, save posts the performed well in content library, and then double down on what’s working.

How to build a 3-month content calendar in 90 minutes: Step 1 (20 min): List your ICP's 10 biggest problems Don't think about your product. Think about their week. Step 2 (20 min): For each problem, write: ⬩➤ One "this is why this happens" post (diagnosis) ⬩➤ One "here's how to fix it" post (prescription) ⬩➤ One "here's someone who had it and what they did" post (story) You now have 30 posts. Step 3 (20 min): Assign types Rotate: hot take → how-to → story → bookmark → thread (weekly) Step 4 (20 min): Sequence them Week 1: Problem awareness Week 2: Solution and tactics Week 3: Social proof and stories Week 4: Advanced and lead gen Step 5 (10 min): Schedule the first 2 weeks Everything else is flexible. First 2 weeks are locked. You're not writing content. You're having a 3-month conversation with your ICP. Plan it like one.

@rashiumapathi I agree with $1M depends on lifestyle. But why is it “not reality”?

@MiniRetireMatt Useful as motivation, not reality. $1M means very different things depending on your lifestyle

@RomanPuglise Very true!

@MiniRetireMatt It is a game changer… until you see it you don’t realize the silly and little things that add up over the month

The biggest lie in personal finance: “Once I make more, I’ll feel ahead.” No you won’t. You’ll just upgrade your life faster than you build wealth👇

@EJNorden Yes! It’s as if you’re punished for competence. Thanks for sharing.

@MiniRetireMatt I found out the hard way, answers to emails, begets more emails. Don't do it.

People who believe they have no choice but to reply to work emails outside of business hours, on weekends, and during vacation...

@lindsay__stamp Awesome! Tremendous destination. You’ll have a phenomenal time there!

@MiniRetireMatt Turks and Caicos ☀️

Sometimes a social media break is good for the soul 🕊️ What’s up guys!

@EmailCopyJames You’re at $1M James? If so, that’s awesome!

@MiniRetireMatt Thanks for the math. I'm just at the bottom. :)