Transparency Task Force

📺 We have just uploaded the recording of the event we ran on Tuesday, entitled: “Reflections on the 16th March 2026 APPG Summit” (part 1) The speakers were: ●     Associate Professor Andy Schmulow, Associate Professor, Clarity Prudential ●     Paul Carlier, FX, Financial Markets and Banking Consultancy You can watch the recording here 👇 youtube.com/watch?v=N7Jx9q… If you can, please share this video widely within your network/on social media. 🗣️ Andy Agathangelou says: “Tuesday’s session was an interesting and important discussion, bringing together valuable perspectives on the issues that matter most. It’s clear there’s strong momentum building around this work, and I’d encourage anyone interested to join us at the next meeting on 24th March to continue the conversation.”

🧵 The UK press has given extensive coverage to the recent APPG on Investment Fraud & Fairer Financial Services summit and its powerful report, which demands a Royal Commission to tackle deep-rooted misconduct in financial services. Outlets have highlighted urgent calls for …….

This RBS manager knew exactly what GRG would do to those companies. If it was what they sold it as, a recovery department, there would be no need to take bribes to try and avoid GRG. As Clive Lewis MP called the actions of RBS “probably the largest theft anywhere, ever”.

While there was some peculiar information imparted during today’s Finance Committee [on the topic of non-bank entities pursuing borrowers (aka credit servicers & vultures)] - also two key positive takeaways: Aisling Menton, Head of Retail Credit confirmed that non-bank lenders are obliged to consider borrower solutions — including potential interest rate reductions. She said that borrowers who contact the Central Bank about mortgage difficulties may not receive a direct reply, but that information can and does feed into regulatory intervention with the non-bank “lender” - the entity pursuing borrowers. So if you are in difficulty with your mortgage, please do contact the Central Bank, as apparently your voice matters and it potentially could make a real difference. Other key positive takeaway - your terms & conditions cannot be unilaterally amended. I have received evidence that these unilateral amendments have been occurring, where more onerous terms are being foisted upon borrowers, so it will be interesting to learn how @centralbank_ie addresses these matters following today’s confirmation in the meeting. Question: 8% interest rates - they arise on two counts, according to Deputy Governor - because the mortgage was originally subprime (circa 6%) or rates were required to be increased recently due to market conditions. Are there any folks out there who are paying 8% or more, having had an originating mortgage on a much lower rate? @PearseDoherty @Farrell_Mairead @JMcGuinnessTD @kenoflynnTD

🗞️ Government urged to reform financial conduct regulation 👇 financialplanningtoday.co.uk/news/governmen…

🗞️ UK financial regulation faces overhaul calls in APPG report 👇 regtechanalyst.com/uk-financial-r…

@MLorrM @Wftproof @WinkSabee @stevemiddi1 @BlowersIreland Another extraordinary event by @appgonifandffs @TransparencyTF with speeches by @johnmcdonnellMP @premnsikka @MLorrM @Wftproof & report by @BankConfidenti1 @stevemiddi1 bringing much needed sunlight into the very darkest recesses of the UK’s financial & regulatory sectors 🌞🔥

APPG in the Media 🗞️ Parliamentary group calls for overhaul of UK financial regulation 👇 international-adviser.com/parliamentary-…

APPG in the Media 🗞️ Pressure mounts on FCA as MPs call for regulatory overhaul 👇 moneymarketing.co.uk/news/pressure-…

More to follow on below: ⁦@Wftproof⁩ ⁦@WinkSabee⁩ ⁦@CarshaltonArt⁩ ⁦@stevemiddi1⁩ @blowersireland

APPG IN THE MEDIA 🗞️ MPs warn UK financial regulation is systemically flawed 👇 fintech.global/2026/03/16/mps…

“Scandal after scandal has been treated as an isolated event, yet the same signs are ignored, the same regulatory failures occur, and the same devastating consequences are suffered by ordinary people. That is not coincidence." ftadviser.com/content/9714d1…

@appgonifandffs 🗞️ MPs and Peers Call for a “Culture Change” in UK Financial Supervision 👇 bobsguide.com/mps-and-peers-…

APPG in the media 🗞️ Call for ‘root-and-branch review’ of financial regulation 👇 ftadviser.com/content/9714d1…

🗞️ APPG urges overhaul of 'systemically flawed' UK financial conduct regulation 👇 financialreporter.co.uk/appg-urges-ove…

🖊️ Today the APPG on Investment Fraud and Fairer Financial Services has published a new report produced in good faith and in the public interest. Its aim is to stimulate serious discussion within Parliament and beyond about the current state of the UK’s financial services conduct regulation, particularly in relation to consumer interests. A recurring theme throughout the report is that consumer voices are not being sufficiently listened to—an observation shared by many others in this space. It also raises an important question about whether deregulating for growth could, in fact, prove counterproductive, another concern that the APPG is not alone in highlighting. You can read the press statement here 👇 appgifffs.org/wp-content/upl… You can access the full report here (The report includes an Executive Summary beginning on page 10.) 👇 appgifffs.org/wp-content/upl…

📺 We have just uploaded the recording of the event we ran on Tuesday, entitled: “Capitalism: Money, Morals and Markets” The speakers was: ●     John Plender, Columnist, Financial Times You can watch the recording here 👇 youtu.be/PmEHdBtSgbs If you can, please share this video widely within your network/on social media. 🗣️ Andy Agathangelou says: “It’s so clear that John Plender has a treasure chest of knowledge and insight - I got a huge amount out of this conversation. He gave us a first class, whistle-stop tour through some incredibly thought-provoking ideas and insights, drawing on decades of experience and reflection. His perspective on the evolution of modern finance, and the incentives that shape behaviour in markets, made for a fascinating and deeply engaging discussion.”

One wonders what if anything has changed since the 2018 documentary, available on Vimeo here: vimeo.com/265030404/cb8f…

📺 We have just uploaded the recording of the event we ran on Tuesday, entitled: “Fixed: Why Personal Finance is Broken and How to Make it Work for Everyone” The speaker was: ● John Y. Campbell,  Morton L. and Carole S. Olshan Professor of Economics, Harvard University You can watch the recording here 👇 youtu.be/j-hD9uvriHE If you can, please share this video widely within your network/on social media. 🗣️ Andy Agathangelou says: “This was a very interesting and stimulating conversation. John did a superb job of giving us a whistlestop tour through his book. It highlighted both the structural flaws that disadvantage ordinary consumers and the practical reforms that could help rebuild fairness, transparency and trust in personal finance.”