
The Derek
7K posts

The Derek
@Derek2137
Open Water Swimmer, sometimes runner, sometimes biker. Occasional triathlete.









Neighborhood kids came by on bicycles to pick up my kid, so my 7yo is officially out in the neighborhood without a parent for the first time 🥲








Last month, we received a family gift of $260,000. We debated a lot and ultimately decided for a few reasons to drop it all on our 3.75% mortgage. Our mortgage went from $750k --> $490k We recognize we could have made much more investing, but it felt secure to take a little risk off the table. Mortgage calculator shows this will save us $285k in interest. We then recasted our mortgage and our payment dropped from ~$3,800 to ~$2,400. A little bit closer to freedom.

@rightwingnutrs @Jack1191814 @Agnostic_solo We’re not talking about businesses. We’re talking about people. The fact remains that middling British people are wealthier than their US counterparts


















