the crypto keeper

@stevenmarkryan it's 100% worse than those days

Remember when Old Twitter filed 15 consecutive quarterly reports with the exact same copy-paste line claiming bots were: less than 5% of mDAUs *THAT* quarter? Every single time. Identical wording. What an amazing coincidence that they never once said "<4%"… or "<6%"… or anything else.

@established2140 @jackmallers @porkedpig good point. apr should be less than credit union credit cards or unsecured personal loans. I can get personal loans under 10 without collateral and BTC is the quickest and easiest collateral to recoup. the question is why is the risk calcualted higher than unsecured loans?

Jack thanks for asking. - A revolving line of credit as opposed to fixed term loans. - Interest based on LTV. 10-20% LTV should get the kind of ultra-low interest rates that are already available for other fully secured loans like home loans and car loans. - 6-8% interest on an low LTV LOC and I’d be your customer for life. This kind of setup could totally replace my consumer credit card and eliminate the need to hold any cash at all. Thanks for all of your hard work.

Bitcoin Line of Credit (BLOC) could truly revolutionize living on the Bitcoin standard—borrow fiat against your stack without selling a single sat, dodge taxes, and keep HODLing . Game-changer for real-world Bitcoin use! But 11%+ interest is steep. I get it, lenders gotta eat & cover risk/volatility. How about a premium tier (like Coinbase One or Robinhood Gold) where you pay a sub fee for locked-in lower rates? Win-win: better for users, steady revenue for providers.What do you think, Bitcoin fam? @Strike @jackmallers

@heywayden @framer FRAMER

@pudgypenguins Pengu Morning

Anyone who says Pengu Morning below is getting put on a very special list 🐧

@ItsAnonApe @pudgypenguins love these cuties

All @pudgypenguins I've ever owned If you see this, interact I might just change your life. 🔔 ✔️ Thank me later.

@chamath @SenMikeLee no.

Here is an incredible proposal by @SenMikeLee. This would direct the US Government to sell land for the explicit purpose of increasing our housing supply. It includes the appropriate protections for National parks and the like. This is a no brainer win-win. US Government collects revenues they can direct to paying down our debt while increasing the supply of land that can help decrease housing prices and increase the number of homeowners. Pass this now!!

WE ARE GIVING AWAY A CYBERTRUCK ACTUALLY A CYBERBEAST REPOST TO ENTER FOLLOW SO WE CAN DM YOU NO PURCHASE NECESSARY. TERMS: stickermule.com/rules/cybertru…