Priya Patankar

We’ve just rolled out Biometric Authentication, making UPI payments up to ₹5,000 as natural as unlocking your phone. By leveraging device-level hardware security, we’re delivering a "one-touch" experience that protects users in public spaces and eliminates PIN-entry failures. This isn't just about speed—it’s about building a truly frictionless and accessible payment ecosystem. I’m proud that @PhonePe is one of the first major TPAPs to scale this capability, setting a new benchmark for intuitive payments for a billion+ Indians. Read more: phonepe.com/press/phonepe-…

Vacation state of mind:)

Time for a little myth busting - - What is Digital Gold? Digital Gold is "Physical Gold sold digitally". It is NOT some sort of a digital token or speculative currency! The main difference between buying physical gold online and buying Digital Gold is this: - If you buy physical gold online, from say Tanishq or Caratlane's websites, then they ship the physical gold to the customer. - If you buy digital gold, from say MMTC-PAMP or SafeGold, then your physical gold is stored in bank-grade secured vaults. It will be shipped to you anytime you ask for it, in multiples of 0.5gms. For every Digital Gold purchase you get a formal tax invoice and a gold certificate, exactly as if you were buying physical gold in a retail shop. - Purity level of Digital Gold? All leading Digital gold sellers sell either 99.9% or 99.5% purity gold. Same as most Gold ETFs. As such, there is no difference in purity levels. - Consumer Protection – Even though gold is an unregulated sector, all large Digital Gold players do get audited to ensure that all gold purchased digitally is backed by an equal amount of physical gold stored in the vault. Given that Digital Gold is becoming more popular in the country, there is definitely a case for stronger self-governance and audit in this sector. The Digital Gold industry players' recently decision to set up a self-regulatory body (SRO) to monitor quality controls and standardize audits and best practices is a welcome move in that direction. - Tax Rates: - 3% GST has to be paid when you buy gold – whether you buy Digital Gold or from a jeweler. - Gold ETFs do not attract any GST, because the user cannot actually redeem the gold. So why are lakhs of Indians choosing Digital Gold? 1. Fractional Buying - Most Indians want to, but cannot afford to buy large values (1+ gms) of Gold in one shot. Digital Gold allows Indians to buy fractional units of gold, which can be accumulated and redeem later. The average order value of one-off digital gold purchases is Rs 1000-3000/-, which is not enough to buy even 0.1gms of gold. 2. Daily savings habit - The most popular product in the Digital Gold market today is a daily gold accumulating plan called ‘Daily gold savings’ starting at Rs 10/- per day. 3. Convenience – Digital Gold gives them the option of having their gold stored safely and securely in a vault, instead of having to store somewhere in their own house. 4. Easy liquidity – Digital Gold can be sold online at any time, without the need to go into a physical jewellery shop.

Do visit the PhonePe booth at #TechSparks2025. Looking forward to some interesting conversations on AI, Fintech, Healthtech, SaaS and Deeptech. @_TechSparks

India’s boldest builders, innovators, and visionaries, all on one stage. At #TechSparks2025, the leaders shaping the future of AI, fintech, healthtech, SaaS and deeptech come together to spark the conversations that will define India’s AI 2030 vision. From AI founders and cloud architects to global tech pioneers and cross-border ecosystem leaders, this is where the next big ideas take shape. Swipe right to explore the powerhouse panels and the voices leading India into 2030. 📍 Nov 6–8 | Taj Yeshwantpur, Bengaluru. 📷 Book your passes now: techsparks.yourstory.com/2025 Mathangi Sri Ramachandran, @Yubi_fin | @SamanyouGarg, @WriteSonic | @rahulr7, @galleri5 (acquired by Collective Artists) | @saalur, @MicrosoftIndia | @Vishalvirani91, @rocketdotnew | @SSreeshankar, @Brainwired3 | @SabharwalAnkush, @CoRover_App | @DevReveler, @devrev | Jithendra Vepa, @observeAI | @NoiCeciliaOldne, Visceral Capital | Ariane Bucquet Pousette, @investstockholm | Emma Rozada, @interpl_species, Nexular & @technocreatives | @Lisaeric73, @KTHVentures | @chheplo, @Kissan_AI | @ani_myworld, @PhonePe | @moiz1991, @workindiajobs | @Priyeah13, @PhonePe | @VenkatRagothmn, @NetApp

They’re breaking barriers, building impact, and leading India’s next wave of innovation. 💪🏽 This #TechSparks2025, meet the women leaders redefining transformation across AI, retail, fintech, deeptech, and beyond, shaping India’s $10T future. 📍 Nov 6–8 | Taj Yeshwantpur, Bengaluru 🎟 Book your early bird tickets: techsparks.yourstory.com/2025 #WomenInTech #Leadership #YourStory @VaniKola | @Kalaari | @indiqube | @myntra | @IndusAppstore | @tallysolutions | @ToastTab | @BrainSightAI | @avaanacapital | @InvestmentNSW | @NetApp | @MittalDevika | @AvaLabs | @GroqInc | @Priyeah13 | @PhonePe | | @Tokyo_gov | @nayaninasa | @Meta

Do visit the PhonePe booth (#F1) at the Global Fintech Fest! We have several exciting launches lined up. #GFF2025 #GFF25 #GFF

वेल्थ क्रिएशन को आसान बनाएं: पहले बचत करें, नियमित रूप से निवेश करें और निवेशित रहें #WealthCreation #InvestmentTips #FinancialPlanning #MutualFunds #SIP #SavingHabits #LongTermInvesting #PartnerContent @Priyeah13 @NileshShah68 @SharedotMarket jagran.com/business/mutua…

Get some investing wisdom on the @SharedotMarket Podcast with Mr.Nilesh Shah, who manages over ₹5 lakh crore of India’s money. youtube.com/watch?v=Gt10Yc…

SBI Card and PhonePe announced the launch of the PhonePe SBI Card, today. This new co-branded credit card aims to provide a rewarding experience on everyday spends. #PhonePe #CreditCards phonepe.com/press/sbi-card…

Really excited to share that PhonePe's Pincode Empowers Offline Retailers. Has digitised over 1,000 Offline Stores phonepe.com/press/phonepes… #PhonePe #digitalpayments

@girirajbhootra Please get more details here: phonepe.com/credit-cards/p…

@Priyeah13 Terms and conditions for Reward points capping per statement cycle ?

Excited to announce launch of the ‘PhonePe HDFC Bank Co-branded Credit Card’, marking our foray into the co-branded card segment. #PhonePe #Phonepe #PhonepeXHDFC phonepe.com/press/phonepe-…

PhonePe went live with UPI Circle on the app. Our users can now create a circle and make payments on behalf of their family, friends, or trusted contacts. #UPI #UPICircle #upi phonepe.com/press/phonepe-…

UPI payments can only be made via authorised apps. Stay informed, stay safe.

PhonePe overtakes global apps like YouTube, Instagram and WhatsApp on App Store ratings, with a whopping 6.4Mn ratings averaging at a 4.7! Super proud to be the 1st Indian app to do so. Our heartfelt thanks to all our users for their unwavering trust & support. Click here to read more➡️phonepe.com/press/phonepe-…

We’re building something special! Here is me talking about how we think about bringing offline commerce online! @pincode youtu.be/D6HFKvClE_g?si… Lemme know what you think!

@terminalfix @PhonePe The press note has the download link: phonepe.com/press/phonepe-…

@PhonePe Where do i get to read your annual report, couldn't find on your site, only see a pulse report.

PhonePe releases its first Annual report. Underscores commitment to innovation and building for India. phonepe.com/press/phonepe-…