Simon

@stacy_muur Missing ethereum:0xfe0c30065b384f05761f15d0cc899d4f9f9cc0eb is crazy

Most altcoins are trash. If I had to invest my money now, here are the 10 DeFi assets I'd invest in and hold into the next market cycle ↓

@0xflikio The end of an era

Shutting down arc

@0xVishnya @ether_fi @Plasma Is ether.fi really givinf better rates than revolut and Wise? Wow crazy

Plasma One Core vs EtherFi in Europe Core is $120 a year but free right now, so I ran the same purchase on both, same minute The purchase was €8.40: - @ether_fi: $9.62, 1% back, all-in $9.53 - @Plasma: $9.90, 3% back, all-in $9.60 Both cards do 3%, but I'd maxed my EtherFi cap, so it only gave 1% here. Even with the reduced cashback on EtherFi, it still came out slightly cheaper on this transaction Which card do you use every day?

@eniwhere_ @benoitded @zama This is a good thing to add to the docs. Couldn’t really find this anywhere, but it’s really helpful.

threshold is something that can be gameified / sybilled very easily and is this thus useless to have at the contract level (any motivated actor can fake that metric). The variable you can play on is on batches time and entropy injection we're looking at multiple/day or per week depending on activity. later on you can have confidential CoW / LPs to reduce that time close to 0

@bilalelalamy 🤝🤝🤝

@simonthekid_ Great article !

@crypto_irene Good tech 🤝

This is a fantastic overview. Public yield, private bags ✨

@0xbenito_ Like @3f_xyz ?

who's building the best wrapper for permissioned rwa assets? we have so many permissioned assets being issued onchain but the gap now is to wrap it and use it across defi WHO IS BUILDING THIS

@Defi_Rocketeer You should take a look at @hyperbeat aswell

DeFi Yield-Bearing + RWA Collateral Cards Everyone loves yield, both retail and institutions. So I believe products that print passive yield like DeFi neobanks and RWAs are the next PMF for every type of user. Maybe bank accounts in the future won’t look like what they offer today. DeFi's moat can be integrated into cards with yield-bearing collateral, where users hold crypto, Treasuries, private credit, then spend against it without selling the asset. The market is already big enough to care. - crypto card spend is running at $18B–$20B annualized by early 2026. - stablecoins are doing tens of billions monthly onchain. - tokenized Treasuries / credit are now $20B+ markets. This is where payments, DeFi yield, RWAs, and neobanks start merging into one thing. The new model is simple: hold productive collateral, borrow or spend against it, keep the asset earning, and let yield + interchange + lending spreads become the business. The projects building for this future: > @ether_fi : users deposit ETH, staked ETH, wHYPE, eBTC, stables, etc. into vaults, borrow USD at around 4% APY, and spend through Visa while the collateral keeps earning yield. > @Nexo : earn up to 15% annually on crypto assets, spend without selling, and get up to 2% cashback. > @KASTxyz : Solana-native global money app with a USDC wallet, Visa cards, up to 5% cashback, virtual US/EUR accounts, and yield programs using Gauntlet strategies. > @wirexapp : offers up to 6% APY on stablecoin balances. Users park USDC or USDT, earn yield, then spend from the same account. > @BleapApp : spend crypto or fiat, get up to 20% cashback, and park idle cash in savings products earning up to 8% APY. > @Solayer_Pay : spend straight from USDC, with the ability to move idle balances into sUSD and earn around 4% APY backed by T-bills. I think if a neobank wants to route user balances into the best DeFi yield, the T-bill model from Solayer Pay is the kind of backend it needs. Some of this stack could make yield discovery completely invisible. @superformxyz : $25M TVL, 180K users, 1,000+ vaults, 800+ DeFi yield strategies, and stablecoin vaults averaging around 8.4% APY. @circle Hashnote USYC: $3B AUM, backed by T-bills and repo markets, plugged into Circle rails where institutions can move between USDC and yield-bearing USYC. @SuperstateInc : $836M AUM, short-duration US government securities, onchain NAV, and roughly a 4% yield range. @OndoFinance : OUSG at $625M AUM, USDY yielding ~5%, both showing how tokenized Treasuries become the yield layer for onchain dollar accounts. @maplefinance / @centrifuge : private credit and real estate collateral probably come later. Banks trained users to keep money idle. Crypto neobanks are training users to treat every balance as productive collateral. DYOR.

@benoitded I assum there is some threshold but i couldn't find any info on that. Maybe someone from @zama team could share with us

@simonthekid_ What triggers the batches?

@3janexyz @CurveFinance @Frax frxUSD 🤝 pegkeeping

New USD3/frxUSD LP live on @CurveFinance ⟢ ~3.64% USD base APY ⟢ ~113.22% USDC + wFRAX incentives APR ⟢ 100,000 $JANE incentives @3janexyz @Frax curve bribes heating up 🔥 app.3jane.xyz/farm

@realchriswilder Appreciate the words fren 🤝

I love this! Very great article and easy to digest! $ZAMA

@Tokenoya Thanks for sharing! Will check it out 🤝

@simonthekid_ Super nice article! Wrote also on the subject 1 week ago before Zama x Morpho announcement 👇 x.com/Tokenoya/statu…

@simonthekid_ Banger after banger!

@Nomaticcap @3janexyz @OdysseyFi Must have missed that 🤣

@simonthekid_ @3janexyz @OdysseyFi Literally wrote that up last week bro! Love the team and @OdysseyFi is awesome too. I've been writing up Odyssey for their whole beta. Probably will revisit them again, they are cooking 🔥

@megaeth How do i use it if i'm not a dev? Or simply not built for all users?

Every onchain app gives you a new wallet. New balances. More problems. MOSS is the unified onchain account experience. One Wallet. Every App. Your Rules.

@belizardd @Morpho @pendle_fi Claiming my first $JANE today

It seems like farming $JANE is actually one of the best DeFi strats rn. Looping on @Morpho can get you 45% APY, aping into YTs through @pendle_fi is sweety too... The worst-case scenario gets you 37% APY. There are only 1,647 users. 👀

@tori_finance How much will the vault be yielding on the pre deposit phase?

Introducing Cores: Tori's points program. Season 1 will begin on June 23 with the pre-deposit phase. Details below.

@simonthekid_ gud article