India Stack

How digital public infrastructure supports empowerment, inclusion, and resilience blogs.worldbank.org/digital-develo… via @WBG_DigitalDev

At the India AI Impact Summit this week, iSPIRT is bringing a clear thesis: we believe the answer to concentration is ecosystem infrastructure. Open, interoperable, sovereign by design. The same institutional imagination that produced India’s DPI ecosystem will define whether AI serves everyone or only a few. These ideas will find space across the summit this week. At the Fairfax Centre for Free Enterprise, in a session co-hosted by iSPIRT on what a DPI for AI could look like; At the RUSH Indo-French academic meetings at AIIMS, on child safety and frontier research in privacy preserving technologies; At IGPP; And in several bilateral and multilateral meetings where these frameworks are being discussed with partners from France, Brazil, Japan, and beyond. #IndiaAIImpactSummit2026 #IndiaAI #IndiaAIExpo #IndiaAISummit2026 #DPI

For the first time, monthly disbursements through the OCEN protocol have breached the ₹200 Crore mark, proving that the shift toward cash flow-based lending is not just a pilot—it is a powerhouse!!! As we move toward the close of 2025, the narrative is shifting from "how much" can be lent to "how well" it is being managed. Check out the complete report here: pn.ispirt.in/ocen-crosses-t… @sharads @parikh_sagar @aaRBee16 @AkhileshKamble_ @GetVantage_Co @121fs @OPLinnovate @Perfios @sidbiofficial @GeM_India @finarkein

With over 50,000 loans amounting to ₹1100 crores disbursed till Oct 2025, OCEN is leading a silent revolution in the Indian credit ecosystem!!! Read: pn.ispirt.in/indias-silent-… Built on the principles of India Stack, this digital protocol is not just facilitating loans; it is fundamentally rewiring the architecture of MSME credit, making it instant, affordable, and accessible. The monthly growth witnessed in the calendar year 2025 proves the model is not just viable, but highly scalable, marking a new era of financial inclusion. @sharads @parikh_sagar @aaRBee16 @AkhileshKamble_ @GetVantage_Co @121fs @OPLinnovate @Perfios @sidbiofficial @GeM_India

Read our latest blog to understand more on how respecting consent can also fuel innovation! pn.ispirt.in/privacy-in-the… The concept of consent predates the digital era — it began in a paper-based world, where signatures and written permissions authorized the use of personal information. Today, there are two kinds: •Consent to collect data (e.g., an app accessing your camera) •Consent to share data (e.g., a bank sharing your salary details with a lender) The real challenges – and opportunities – lie in the second. Watch the complete Open House @ youtu.be/KF2udHOtzuo?si… @sharads @03_saga @hurryharan @ObserveZero @Kapilvaswan @SaumyaJetley @fooobar w Sunu Engineer, Pawan Kumar Adukuri & Vikram Garg

Protection and innovation aren't opposites. 🎥👇 youtu.be/KF2udHOtzuo?si… Privacy isn't secrecy. It's control. Consent is broken for AI. You can't ask millions of people repeatedly for permission to train models. The solution? Privacy Budgets—mathematical accounting for…

#IndiaStack is not just a story of Bharat’s success. It is infact a shining ray of hope for the world, especially the Global South. These words by Hon’ble PM @narendramodi at #GlobalFintechFest reaffirm our volunteering commitment for a Product Nation. youtube.com/live/ly1ApxGaO…

With 10M+ downloads @Zoho’s Arattai is a Swadeshi alternative w global ambition @svembu As @sharads says this is the right moment to focus on areas as these w strategic importance to avoid tech colonisation. More on: livemint.com/technology/app… #Arattai #MadeInIndia

🇮🇳 has made strides in DPI but to lead globally in payments, AI & crypto, it must move beyond replication & pioneer the next gen of innovation. We missed taking UPI Global, but read on to find how DEPA & MOSIP are game-changers. @sharads @outlookbusiness share.google/BmoHbdTnG4RAPJ…

My friend Sridhar Vembu @svembu and his team at Zoho have been at the forefront of building world class products in India, a mission close to iSPIRIT's heart. We will work together to make Arattai like a DPI. The foundational tech is already there. We are looking at: - Having many front-ends. - Plus Privacy. Portability. Plug-and-play for new innovation. In the new innovation category, there will be payments for sure. We have to also consider AI Agents - though not sure how that will fit in. We also want to address the needs of Global South policymakers for transparency, localisation and digital sovereignty. More soon! @Product_nation

Volunteering opportunities are now open for DEPA!! Head to the link below to see if it fits you!! Last date to apply 30th November volunteers.ispirt.in

This paper highlights how India can build on its DPI success to create a high-impact AI ecosystem across sectors from healthcare to finance & security. With AI set to add $15.7T by 2030, the moment is right for India to seize the opportunity. natstrat.org/articledetail/…

Many mistake techno-legal regulation as rigid & innovation-limiting. Our 2nd blog shows it’s adaptive & key to #AI governance—balancing innovation & accountability with outcome-based design, flexible compliance & continuous monitoring. Read: pn.ispirt.in/faqs-and-facts…

@sharads on @mukeshbansal06’s SparX is a must watch to understand India’s deep-tech playbook & roadmap to Viksit Bharat! India can avoid becoming a trade colony of China or tech colony of the US only by doubling down on deep tech & R&D innovation. youtu.be/xx0JpAGKRoQ?si…

Techno-legalism is not monolithic - it is a design philosophy. This allows us to develop a suite of tools, confidential clean rooms, immutable logs, consent artefacts, each a distinct manifestation of the same core principle. Read the complete blog: pn.ispirt.in/faqs-and-facts…

‼️Volunteering Opportunity Alert‼️ If you’re passionate about making India a #ProductNation head to our website to see if volunteering at iSPIRT is right for you. Last date to apply 30th September! volunteers.ispirt.in

The 5 Sutra (guiding principles) Digital Public Infrastructure should be evaluated/based on: 1. Citizen’s Agency & Privacy 2. Interoperability 3. Techno-Legal Regulation 4. Bypassing Corporation & Private Monopoly 5. Safeguarding Against Weaponization As pointed out by Amitabh Kant @amitabhk87, India’s G20 Sherpa, laying the importance of DPI in today’s world, at Citizen Stack: Inaugural Conference on Digital Public Infrastructure at the United Nations Headquarters, New York.

Please beware of any emails that you might receive in @sharads name - there is an ongoing phishing attempt. Attached are a few screenshots of emails that our volunteers have received.

“Private sector innovation drives efficiency on top of a public interest layer. It’s a combination of both (private + public) which is responsible for the success of digital public infrastructure,” said Amitabh Kant @amitabhk87, India’s G20 Sherpa, at Citizen Stack: Inaugural Conference on Digital Public Infrastructure at the United Nations Headquarters, New York. Citizenstack.world

“Many of us in India have not been to a physical bank, we’ve not used our chequebooks, we’ve not used our debit/credit cards, we’ve not been to an ATM machine for over 5 years because for us our mobile is our virtual bank from which we do our debit and credit,” said Amitabh Kant, India’s G20 Sherpa @amitabhk87, at Citizen Stack: Inaugural Conference on Digital Public Infrastructure at the United Nations Headquarters, New York.

Geeta, a citizen of India, became a successful business woman empowered by the digital age. “This transformation was made possible by India Stack @India_Stack, a pioneering force in building Digital Public Infrastructure turning a billion dreams like Geeta’s into reality. It has revolutionized every day transactions in India. Within 6 years, India has achieved an 80% financial inclusion rate, a feat that would have taken decades without such digital infrastructure,” said Ruchira Kamboj @ruchirakamboj, Former Permanent Representative/Ambassador of India to the United Nations, New York, at Citizen Stack: Inaugural Conference on Digital Public Infrastructure, held at the United Nations Headquarters, New York. #DigitalPublicInfrastructure #DPI #DigitalIndia #IndiaStack #CitizenStack #India #TechNews #UnitedNations #UN #SDGs #DigitalFuture #RuchiraKamboj