Voss รอร
978 posts

Voss รอร
@uncvoss
๐๐๐๐๐๐๐๐ ๐๐๐๐๐, ๐๐๐๐๐๐๐ & ๐๐๐๐๐๐ ๐๐๐๐๐ ๐๐๐๐-๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐๐๐๐ (๐๐๐๐๐๐)
yeah, i've been there :( Joined Aralฤฑk 2024
231 Following1.8K Followers

A truck driver and his wife agreed they wouldn't take on any more car debt.. while he was away for work, she bought a new van anyway, adding another $5,000 to their loan.
Dave Ramsey says the debt isn't even the biggest problem.
Caller: "We agreed we weren't going to finance anything different. The next thing I know, she sends me pictures of a van she just bought."
Dave Ramsey: "Part of me is sympathetic because she's overwhelmed... but part of me is really ticked off."
Caller: "Financially, I think we should turn around and sell the van."
Dave Ramsey: "Financially? Sell the car."
Caller: "She still thinks we should keep it because it's only another $5,000."
Dave Ramsey: "The vehicle isn't the problem. The decision-making process is."
Dave Ramsey: "You're never going to have anything financially until you solve what's broken in how these decisions are being made."
Dave Ramsey: "You can't have a marriage where one person acts like they're single when it comes to money."
George Kamel: "The financial piece can be undone today. The trust... that's going to take a while to rebuild."
Dave Ramsey: "Sell the van. The debt isn't your biggest problem. The broken trust is."
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@blond3dBee I've had someone make an offhand comment years ago that i still think about sometimes ๐คฃ
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Greta Lee thought Rita Moreno Was Wrong... But She Never Forgot the Comment.
Amy Poehler: "When we first met, we'd already worked together on Old Soul. Do you remember anything from that set?"
Greta Lee: "I do... Rita Moreno told me I was on my phone too much."
Amy Poehler: "That's so funny."
Greta Lee: "The worst part is... I really wasn't. I still think about it because I'm not even on social media. I don't think I'm addicted to my phone."
Amy Poehler: "Well... Rita thought you were."
Greta Lee: "Yeah... she definitely did."
Amy Poehler: "You know what's funny? Charles Grodin told me the exact same thing once. He looked at me and said, 'You're always on your phone.'"
Greta Lee: "Really?"
Amy Poehler: "I actually put my phone down after that. I was like, 'Okay... thanks for the feedback.'"
Greta Lee: "Rita had a lot of life advice. She was always giving wisdom on set... but somehow that's the one thing I still can't let go of."
Amy Poehler: "It's funny how one little comment sticks with you forever."
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@Lou_inc Losing your mom and two brothers that young would mess with anyone's mindset.. i get why he's thinking like this ๐
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Caller: My husband is 53, and because his mother and two brothers died in their 50s, heโs worried he wonโt live long. He wants to spend $500,000 to buy five extra years of pension so he can retire early.
Dave Ramsey: I understand the fear, but donโt let it drive a half-million-dollar financial decision.
Caller: We can afford it. We have a paid-off $700,000 home, about $2 million in retirement and investment accounts, plus $300,000 in cash.
Dave Ramsey: Exactly. Youโre already in great financial shape. You donโt need to spend $500,000 just to receive a pension you can already live without.
Caller: So what would you do instead?
Dave Ramsey: Iโd invest in your health, not more pension. Get comprehensive medical screenings, see a top cardiologist, and focus on fitness and lifestyle. That will give you far more peace of mind than trying to buy away your fear.
Caller: So donโt let fear make the decision?
Dave Ramsey: Right. Make decisions based on facts, not emotions. Your finances are already strongโnow focus on living a healthier, fuller life instead of assuming history has to repeat itself.
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Neil deGrasse Tyson Says There's No Dispute Humans Originated From Africa โ Do You Agree?
Shannon Sharpe: So basically, every human originated from Asia?
Neil deGrasse Tyson: No. Humans originated in Africa.
Shannon Sharpe: Africa?
Neil deGrasse Tyson: Yes. There is absolutely no dispute that humanity's origin is in Africa.
Shannon Sharpe: None at all?
Neil deGrasse Tyson: None. Zero dispute.
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@_Lin_inc The only guaranteed winners here sound like the lawyers ๐
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Caller: โMy divorce is costing me a fortune($200k and counting)โ
Caller: Iโm three years into a divorce and itโs destroying me financially and emotionally. Iโve spent $200,000 on legal fees and forensic accounting to uncover assets tied to my ex-wifeโs private company stock. Iโm now $30,000 in credit card debt and the case could drag on another year.
George: Why not settle now?
Caller: Because the stock value keeps increasing annually. If I wait, the payout could be significantly larger.
Dave: Chris, thatโs the sunk cost fallacy. Youโve already spent $200,000 chasing a number that keeps moving. Every month you continue, youโre gambling more of your financial future on a maybe.
Caller: But walking away feels like losing after everything Iโve put in.
Dave: Staying in costs you more than leaving does. Youโre not funding justice at this point, youโre funding your lawyersโ lifestyle. Wave the white flag. Settle, get out, and stop the bleeding. Sell your remaining properties if you need to, pay off the $30,000 in credit card debt, and start rebuilding your life.
Caller: Itโs hard to accept that loss.
Dave: The money you might gain isnโt worth another year of this; financially or mentally. The divorce has already cost you $200,000 and three years of your life. Donโt let it cost you more.
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@Ankara_inc How do you hide $127k in credit card debt for that long?
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Caller: โMy husband has spent our retirement behind my backโ
Caller: Iโm 62, married almost 30 years, and I just discovered my husband has been secretly mismanaging our finances. He handled all the bills, and I trusted him. Our retirement savings are gone and weโre deep in debt.
Dave: How much debt are we talking?
Caller: $127,000 credit card balances and a HELOC. And this isnโt the first time. We did a cash-out refinance in 2016 specifically to clear previous debts, and he ran it all back up behind my back.
Dave: Has he been angry when youโve tried to ask about money in the past?
Caller: Yes. I was honestly afraid to push too hard.
Dave: Beth, this is a severe breach of trust. The secrecy, the pattern of running up debt, the anger when questioned, this is a deeper relational crisis, not just a money problem.
Caller: I donโt know what to do. I feel paralyzed.
Dave: First, separate your finances immediately. Open your own accounts and protect yourself. His pattern suggests he is not willing to change, and you cannot afford to keep absorbing the consequences of his decisions at 62 with no retirement savings.
Caller: That feels like a huge step.
Dave: Itโs a necessary one. Iโm going to have you stay on the line and connect with one of our financial coaches who can help you navigate what comes next. You donโt have to figure this out alone.
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@heisdenji They should decide what works for them, rather than feeling obligated to follow tradition or pressure from family
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A man says his girlfriend wants to keep her last name after marriageโฆ and his family says taking hers would be โemasculating.โ
Caller: My girlfriend and I have been dating for a little over two years. Weโve definitely talked about marriage and one thing thatโs come up is what last name weโre going to take.
I grew up thinking the husband automatically gave the family its last name. I never even knew people took the womanโs last name or picked a different one.
John Delony: Thatโs that male privilege, you donโt even have to think about it.
Caller: When we first started talking about it, it really surprised me that she had such a strong opinion. She thinks itโs really unfair that women are expected to give up their last name.
She really doesnโt want my last name because of that, it hurt my feelings, I felt rejected even though I know thatโs not really what itโs about for her.
John Delony: But still say just like a male to make this whole thing about you. Keep it going, Seth.
Caller: The thing that bothers me is when I talk to my family and my friends, theyโre all of the opinion that for me to give up my last name and take her last name would be very emasculating.
John Delony: Hold on, theyโre idiots. They donโt get a vote.
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Tom cruise talked on how he kept thousands of Hollywood workers employed during COVID.
Tom Cruise:
โyeah, I did. Because look, my friends, itโs not just about the films Iโm makingโ
โi have never felt competitive with people and am like i want everyone to do wellโ
โ a little story, i called one studio and i was like are you guys shooting and they replied saying yes, we are shooting our moviesโ
โI called back a week later and asked, โHowโs it going?โ They said, โOh yeah, weโre shooting our films.โ
โI said, โBecause weโre coming out next summer, you know. So weโre on this date. I hope youโre not on this dateโ
โThen I called the studio I was working with. I said, โLook, all these guys are making movies. We got to make moviesโ
โI was calling saying, โWe have to set up the rules. Letโs make agreements so that we can get back to workโ
โThen I was calling governments and getting agreements with them.โ
โI shared everything with the other studios and my friends, saying, โThis is how weโre doing it.โโ
โMy crew is going to get paid during this time. I just kept everybody working.โ
โFor our orchestra on Top Gun: Maverick, we got microphones into peopleโs apartments all over the world.โ
โThey recorded their parts remotely, and we combined them to create a live orchestra.โ
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@Lou_inc I get the tenant's side too though.. if they've been getting a huge discount for years, maybe finding a middle ground would keep the relationship intact
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Caller: My fiancรฉโs landlord wants him to pay $5,900 for plumbing repairs after a leak inside the wall. Heโs been renting the house through a handshake agreement for the last three years.
Dave Ramsey: Unless your fiancรฉ caused the damage through negligence, thatโs not his responsibility. Structural repairs like plumbing inside the walls are typically the landlordโs job.
Caller: The rent has been below market because theyโre family friends, so we feel guilty saying no.
Dave Ramsey: Their generosity doesnโt mean you agreed to pay for major home repairs. Those are two separate issues.
Caller: So how should we respond?
Dave Ramsey: Be kind, thank them for helping with the rent over the years, but be clear: โWe appreciate everything youโve done, but we never agreed to pay for home maintenance, and we canโt cover a $5,900 repair.โ
Caller: Iโm worried this could hurt the relationship.
Dave Ramsey: They put the relationship in this position by asking you to pay their repair bill. Donโt let guilt push you into accepting a responsibility that isnโt yours. As youโre preparing for marriage, protecting your own financial future has to come first.
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@0xileri Don't know if i fully agree with him here.. like sure ego starts the budget, but the scientific advancements that come out of it are very real regardless of why we went
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Neil deGrasse Tyson, the astrophysicist who runs New Yorkโs Hayden Planetarium, says donโt kid yourself that we ever went to the moon for science. Itโs ego.
On The Diary Of A CEO with Steven Bartlett, Tyson breaks down the real reason for the moon race, and whatโs actually up there.
Neil deGrasse Tyson: โTheyโre geopolitical egos. Just ego. Did you see the hearings in Congress with the head of NASA, asking why did China land on the far side of the moon? What do they know thatโs there that we donโt? Donโt delude yourself into thinking we ever went to the moon for science, then or now.โ
On whatโs worth going for:
โWe think thereโs water at the South Pole, so you go get the water. Maybe with a 3D printer you take the silicates from the moonโs surface, dump it in on top and make tools. You canโt take everything with you.โ
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Zlatan Ibrahimoviฤ told Brady what was going through his mind before his iconic bicycle kick against England.
"The whole week I was thinking... I'm going to show England who I am."
"The goalkeeper chipped it over me... I already knew where the goal was. The only thing I needed was the right angle."
"From 10 players... 9 would stop the ball and waste time. Only the genius would do the one out of ten. That's me."
"I watched the ball flying towards the goal... and prayed the defender wouldn't touch it."
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IShowSpeed Says His Mom Told Him to Quit Streaming or Move Out .
Shannon Sharpe: Your mom wasn't a fan of you streaming, was she?
IShowSpeed: Not at all. One of my clips hit about 30,000 views on WorldStar, and there were a lot of hate comments. My mom saw it and gave me an ultimatumโeither quit streaming or move out.
IShowSpeed: I chose to keep streaming. I left home and moved to Detroit to live with my dad, who supported my dream and believed in what I was trying to build.
IShowSpeed: Looking back, I'm grateful for both of my parents. They each played a role in helping me get to where I am today.
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@_Lin_inc So he wants a 66 year old to work until they're 76 AND pay off a whole house in 10 years?? is that actually realistic for most people at that age??
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Caller: โIโm 66 and I have nothing saved for retirementโ
Caller: Weโre 66, no retirement savings, no pension, and weโre renting. Iโm picking up full time work in August. We just donโt know where to start.
Dave: You need to treat this like a serious health diagnosis, the habits that got you here cannot continue. But you do have a path.
Caller: What does that look like?
Dave: You work for at least another 10 years. Save 15% of your income aggressively and you could reach around $350,000 in retirement savings by 76. Simultaneously, save for a large down payment and buy a very modest home or condo on a 10 or 15-year fixed mortgage, the goal is a paid off home by 76 as well.
Caller: That feels tight but doable.
Dave: The full time work starting in August helps significantly. Every dollar matters right now.
Dave: And to anyone watching whoโs 19 to 25, this coupleโs situation is exactly why you start now. Compound interest is exponential. The same 15% saved in your 20s produces dramatically more than waiting until your 40s or 50s. Itโs not about how much you save, itโs about when you start. Intentionality early changes everything.
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@heisdenji Stringer bell is still one of the best-written tv characters i've ever seen
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Idris Elba says he didnโt know Stringer Bell was going to dieโฆ and admits heโs never watched โThe Wire.โ
Idris Elba: โI didnโt ever meet the real character. I took my inspiration for Stringer from people I knew in the UK. Gangsters that were more suits and smiles than, โYo.โโ
Idris Elba: โThey were understated, listened more than they talked, and moved with grace instead of trying to be big and tough all the time.โ
Idris Elba: โThe scene where Stringer diesโฆ It was a really tough scene to shoot because I didnโt know Stringer was going to die in that episode.โ
Idris Elba: โI was like, โWhat? Waitโฆ what? He dies? What do you mean? It was quite a surprise. I think it was a good move for the show.โ
Host: โLooking back on the show, how do you think it holds up 20 years later?โ
Idris Elba: โFamously, I havenโt seen it. Iโve seen some parts of it, I think it holds up. The writing was so good, and the perspective of that part of America was crystal clear.โ
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