Randall McCarley

The only thing more common than failure is not trying at all.

I finally figured out how bond discounts work. Do you know someone who works in this space? I'd appreciate a connection.

@ImSoSarah @QuickStartIntel Comp is part of the fit. Why waste anyone's time if the comp doesn't line up?

This is why people hate recruiters. This woman says she won’t put a candidate forward if they ask for comp in a first call. She now leads career services for @QuickStartIntel - so what a disaster.

@arestaurant_guy My wife has celiac's. The GF fad brought awareness which is cool! I watch the waiter for an eye roll when she mentions she's GF. When I see it, I ask them not to poison her. Also, crazy how many places still don't know about it or what's in their own food!

@gingertau @RobertMSterling I think part of the problem was too many fingers in the pie. Various agencies were getting a cut, even though the sheriffs and courts did all the work.

@RandBuilds @RobertMSterling Interesting, other cities nearby such as Citrus Heights are profitable in their programs. Why is Sacramento so much less efficient?

Nearly every urban police force in America is severely understaffed (Philadelphia, for example, has a shortage of over 1,000 cops). In 2020, cops fled urban centers for suburban police forces, and they never went back. Cops in their 40s and 50s are also retiring in large numbers, and—shockingly—there simply aren’t enough young people willing and able to replace them. When any police force dwindles and its capacity is reduced, the marginal tasks it eliminates are things like traffic enforcement and responding to “minor” crimes (e.g., home and vehicle break-ins). There are only so many man-hours in the day, and triage necessitates responding to violent crimes and life-or-death situations. Hence why you see far fewer traffic stops, and why vehicle fatalities are now skyrocketing. People really do respond to incentives (be they positive or negative), and not ticketing excessive speeding and the running of red lights eliminates the negative incentive for drivers not to violate these laws. The inevitable result is more accidents and more deaths. To put it bluntly: All of America—and especially those in our most disadvantaged communities—are now reaping what the far left sowed in 2020. These consequences are terrible to see, but they shouldn’t come as a surprise to anyone.

@jaxwedel Stop overthinking.

Did you know that giving a “thumbs up” is considered to be passive-aggressive and rude? 🚫👍 It’s especially considered this way by GenZ, but also by millennials (like me). At first I rejected the notion. But then I thought about it. It’s a bit like just saying “Ok”. You are not being friendly, there is no emotion, you are just confirming something whilst refusing any deeper level of acknowledgment. Even worse. Imagine giving a thumbs up to someone in real life, without showing any emotion. It’s like saying “fine” but at the same time giving them a vibe that they are annoying and should F.. off. Like when your girlfriend says “fine”. I know this can be hard for some of the older generations to comprehend, and it might be hard to decipher and remember (or care). We all know how you oldies likes to end sentences with ellipsis. To that I can only say: Ok… 👍

@gingertau @RobertMSterling Sacramento Sheriff announced they're not enforcing red light cameras anymore because it costs too much.

@RobertMSterling Honest question Robert. My Republican friends are the ones who oppose automated traffic enforcement. In a period of understaffing, shouldn’t we be accelerating this in order to improve traffic compliance?

@RobertMSterling Man, you're giving me a panic attack!

The US just crossed $35T in national debt. Since Biden took office, we have added $1T in debt every six months. Per CBO projections, this velocity of debt accumulation is not going to slow down. Ever. Updating my chart from a few months ago: $34T - $35T: 209 days $33T - $34T: 104 days $32T - $33T: 91 days $31T - $32T: 254 days $30T - $31T: 242 days $29T - $30T: 43 days $28T - $29T: 289 days (first full $1T added under Biden) $27T - $28T: 148 days $26T - $27T: 113 days $25T - $26T: 34 days $24T - $25T: 27 days $23T - $24T: 158 days (Covid began halfway into this) $22T - $23T: 261 days $21T - $22T: 330 days $20T - $21T: 187 days $19T - $20T: 587 days (first full $1T added under Trump) $18T - $19T: 426 days $17T - $18T: 405 days $16T - $17T: 411 days $15T - $16T: 289 days $14T - $15T: 318 days $13T - $14T: 212 days $12T - $13T: 193 days $11T - $12T: 242 days (first full $1T added under Obama) $10T - $11T: 164 days $9T - $10T: 395 days $8T - $9T: 681 days $7T - $8T: 641 days $6T - $7T: 687 days (first full $1T added under Bush) $5T - $6T: 2,194 days (last $1T from Clinton era)

Hard disagree. I think that's how old I was when I started my first company. That experience can't be found elsewhere. Even if the business fails (likely), you'll come out a better employee.

@SteveOnSpeed My brother hated being stationed in North Dakota. And I've only heard bad things about Oklahoma. It's like Texas without the charm it anything to do.

What's one state you'd never live in even if you got paid $100,000/year in tax free money?

@OutdoorFinance If your currency is more valuable as an investment then it's a terrible currency.

Have any of you actually used Bitcoin to make a purchase? I believe in the future of it, but if it’s not able to be used, how do you really get value you out of it beside just selling it for USD when your ready to use it.

I mean, he did solve his housing problem... Fraud, theft, and trespassing laws already exist everywhere. Ask yourself why they aren't being enforced.

@darrelltalksfi 40 years or to age 67?

Take any 100 people at the start of their working careers. Follow them for the next 40 years until they reach retirement age. Here's what you'll find (according to Social Security): 🧵

@KiraaWells @GuyTalksFinance On the last point, developers can't go too rural because fire insurance rates are high. That affects cost of land and affordability after the sale. Altogether, these would bring the average home build price down ~$200k. A *lot* more people could afford homes at $250k.

@KiraaWells @GuyTalksFinance In CA: • Remove requirements for solar, EV hookups, and fire sprinklers (saves $100k) • Any inspection that may be cancelled when inspectors are too busy should be dropped entirely • Speed permit process • Stop demanding community kickbacks from developers • Control PG&E

There’s a ton of new homes being built in my area. The problem — these are all giant +4 Bedroom +3 Bathroom Homes in great neighborhoods that are selling for $1 - $2 million. It’s not profitable for contractors to build smaller more affordable homes. We will have home affordability issues until this home building situation is resolved.

@my_tv_life @TheDrugMoney Deceptive nutritional info says a cookie is 4 servings. Crumbl is delicious because it's all butter and sugar. But it's not worth 1,000 calories per item. The stores also lose value rapidly. Expansion has high margins then the sales cool as the stores are sold off.

@TheDrugMoney Crumbl

What brand makes you wonder how they stay in business given their consistently poor products?

@StephenGlansbrg @TheDrugMoney Some make fresh onion rings and they're amazing! But fried food isn't popular and most locations around here have closed.

@TheDrugMoney Long John Silvers - not sure if the product is poor. Just don’t know who goes there.

@levelsio LOL. No.

Everyone on X talking about housing prices crashing almost everywhere Do you see housing prices drop where you live?

@GuyTalksFinance 1. If the property is worth $4,000/mo the property doesn't care about the interest rate. Prices won't really skyrocket, but the payments will stay even: more money to the seller. 2. Inventory is still low which is the primary driver for housing costs in most markets.

I do not agree with the idea that home prices will skyrocket when mortgage rates lower. Over the last few years people have gotten tired of waiting around to buy a home. People have inflated their lifestyles, increased their debt and have not been saving money. When it becomes a buyers market — most people won’t have the money to buy. This will prevent homes from drastically rising in price and give me a great opportunity to buy.

Two days in a row I've received "notice of data breach" letters. Maybe private companies whose interests are not necessarily the safety and security of their customers should not be storing such info? Or is that crazy?

@nick_auf @girdley I live in Sacramento. It was 109° today. My work is business casual. Shorts would get you sent home.

@girdley I’m curious: is there a temperature threshold for the acceptability of shorts? On a 90°+ day, it seems criminal to insist people wear pants. But on a 60° day, if you’re wearing shorts to the office, I’m gonna have questions . . . Just me?

Today, I had a long debate with a colleague running a $25mm business about whether shorts are considered business casual for a serious work environment. Consensus: yes.