Aditya Sengupta

@DeepXP More on WhatsApp.

@Sengupta So it does not show all the mandates of Axis there. Strange.

sihub.in has become the best example of how NOT to build login forms. Pathetic, no password managers work, system keeps blocking you randomly as well. Any other way to manage CC auto payment?

@amitgupta @DeepXP A bank can use both (like Axis, they in fact use both), but a specific card will be on either SIHub or MandateHQ, not both.

@DeepXP @Sengupta Because Axis uses SIHub.

My WhatsApp account, a pro bono source for information about diverse meaningful opportunities, was banned on 11 March. The AI-driven appeals process was arbitrary and unfair. Read more: linkedin.com/pulse/please-h… Please suggest leads at chandni.parekh@gmail.com, if you have any.

Our CI dropped from 37 minutes to 9 at 35% lower cost - but after the first round, the compute bill actually went up. We kept iterating until both numbers moved the right way. 90 days, 57 major changes across 1,303 files at @DiversioHQ while Optimo delivery continued in parallel. What we learned about the hidden queue, mixing Claude + Codex, and where the real multiplier came from. ashwch.com/no-code-by-han…

@logic Do this

Lol. Can there be bigger spam than RCS

@anuradhasays @StarHealthIns I have not once had a positive experience with these guys. Not has anyone else who I know has had the displeasure of making a claim with them. Not sure how they still have a license.

I am trying to renew my medical insurance and I am being forced to pay additional money for add on cover. I don’t want it. But it looks like I don’t have an option. Yes @StarHealthIns I am talking about you! So I am not going to renew it.

@preshit @logic DM a sample of an intent string that isn’t working for you?

Any idea why this is @logic @Sengupta ?

Do UPI intent links not work anymore? upi://pay?pn=upihandle@bankname used to work in the past, but doesn't seem to be working any more. What changed?

@deepshah91 @nixxin They already have.

@nixxin Also what happens when a company like Sarvam AI wants to raise capital? Can they raise funding from foreign investors? Can they sell the company to a foreign company? Is it still 'sovereign' then?

Reminder: OpenAI changed its terms to work with the US military in 2024. They have a contract to work with the US military signed July 2025. When OpenAI says it wants to build Sovereign AI in India, how does it define Sovereign AI?

@cnha @kanyewest @district_india ~ not -

I understand that @kanyewest has India-market fit..but @district_india def needs a counter-product-fit. Estimated time shows -1 mins.

Just received a Profession Tax notice asking why we didn’t file returns from 2017 onwards. Slight problem: the org in question legally started in 2022. Now I’m drafting a formal clarification to explain that we were not non compliant, we simply did not exist. ¯\_(ツ)_/¯

No we're not racist. Here's what: I love Zomato and Phonepe apps, which are built by Indian founders, and I have them on my phone, but I don't want #SancharSaathi . I chose those apps. I should have the option of choosing which apps I want and which I don't. I trust Zomato and Phonepe. Zomato and Phonepe have earned my trust. When Zomato got hacked a decade ago, they owned up to it. I trusted Paytm once. I don't anymore. That's the way it is. I do not trust a government that is constantly forcing me to give up my data, get Aadhaar for my baby, link it to an Apaar ID, makes disingenuous arguments, lies about aadhaar data leakage (remember Rachna Khaira's story in the Tribune?). That is why I don't want a government or government backed app permanently on my personal device. It's why I don't want digiyatra, ondc, bhim, aarogya setu, digilocker, sanchar saathi (as much as I respect Amit Ranjan who built digilocker). The government has earned my distrust.

More bad news for mobile phone users in India (after SIM binding): Our government is mandating a government app (sanchar saathi) on every new phone, permanently, Reuters reports. Will be pushed to your phone via OTA. New smartphones need to have it. Users cannot delete it. This is a first. India has never before required an unremovable state app on every device. Russia does btw, with its MAX Messenger (started September 2025). A few comments regarding this: 1. Sanchar Saathi is a lost phone tracker, but if it gets embedded with no possibility of removal, it becomes a government tracker on your device. IF the government is allowed to get away with this, what’s next? A mandatory digital ID app? Digiyatra forcefully installed on each device? An app that disables VPNs or tracks your app and browser history? An app that sends copies of your messages to the government once a month? Once the OS layer is opened to the state, it doesn’t close. 2. Legally, one can argue that your mobile phone is your personal space, and this is an invasion of your personal space. It’s where we have our most private conversations. Exchange sensitive information with people we trust. How do we know this app isn’t used to access files and messaging on our device, which is unencrypted on device? Or a future update won’t do that? This is clearly an invasion of our privacy. 3. Remember how the government exempt itself from much of the Data Protection Law. This explains why. The Data Protection Law will make private companies more accountable and the Indian government less accountable. 4. Bloatware is already an issue with some phones (It’s why I don’t use Samsung). Now there’s more, and this time the government is forcing bloatware. I guess we’ll all have to root our phones now. When you buy a phone with bloatware, you're choosing to buy it with bloatware. This is different. 5. The way things work with India’s Department of Telecom, there was no public consultation, the order wasn’t disclosed. Just forced. This is dictatorial in nature. If they get away with this, more will follow.

@nixxin @logic Wrt these nuances where I don't have the expertise, I would refer you to @captn3m0 or maybe someone who works at a TPAP. My limited impression is that this would be executed UPI style.

@Sengupta @logic that helps. thanks. A question, though: haven't OS's stopped sharing SIM data... and so isn't SIM binding no possible? Only device binding, which then requires reauth?

The audacity comes from absolute numbness to mandating a NPCI blob for UPI and making it widely embeddable. Now it's merely execution of the said blob. This blob can also eventually turn out to be censorship tool. #BullyStack

@nixxin @logic So tomorrow, if the CL does something you (UPI app provider) does not like, or blocks some customers or degrades your performance or whatever else- your only real recourse is to exit UPI.

@nixxin @logic Every UPI app must embed a library that NPCI supplies (called the "common library", what Srikanth is referring to as the "blob"), which takes care of the SIM binding and payment auth. App does not have a say of what the CL is allowed to do, outside of exiting UPI entirely.

@sethrishi How reliable is it?

Super thread. I use Google Pay for card payments now, by the way.

@gonsalves_r @PhonePe DM'd

@Sengupta Might be biased - but you can do this on @PhonePe

Fun story. I pay my credit card bills using my bank's biller portal. Not using Cred or one of the new age UPI apps, as I later learned EVERYONE uses these days.

Please scrap the TIUE regulation @narendramodi . This SIM binding thing is a mess, and goes against what your government said when telecom act was passed. Two things here: 1. When he was telecom minister and the telecom act was passed, @AshwiniVaishnaw had assured that OTTs were out of the ambit of the law. Despite this, DoT issued the TIUE regulation a few months ago which gave it regulatory power over online services that use mobile numbers. 2. This regressive SIM binding ditective has been issued without a public consultation or feedback. Just blanket directive. This goes against the governments policy of public consultations. Supid policies get made when you don't incorporate feedback. We need better people at DoT.

@ravihanda @outofofficedaku ^

Is this some new scam? The booking id and dates were accurate. The phone number is of Gujrat. The hotel is in Phillipines.