_sharehldr

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_sharehldr

_sharehldr

@_sharehldr

가입일 Ekim 2023
123 팔로잉28 팔로워
Adan
Adan@durreadan01·
Why do I suddenly have an urge to get an iPhone Air 🫪
Adan tweet media
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Deadly Car Sticker
Deadly Car Sticker@kzkslice·
@WindowsLatest “The real problem with Windows 11 isn’t ads” Mmm no the ads are definitely part of the problem. Microslop is just trash at this point. I hope they burn and fail
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Windows Latest
Windows Latest@WindowsLatest·
Microsoft is putting together a new team to focus on building 100% native apps for Windows 11. And honestly, it’s long overdue. The real problem with Windows 11 isn’t ads, but the shift from native apps to web apps. The rushed adoption of web over native frameworks has hurt Windows 11. From WhatsApp to Weather to the pre-installed video editor, everything is a web app running inside Edge or a Chromium container. Open Task Manager and search for WebView -- you’re going to find many apps are web-based, including Outlook. And this doesn’t even include the Electron apps in Windows 11.
Windows Latest tweet media
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FinancialJuice
FinancialJuice@financialjuice·
Trump on Iran: They are negotiating
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*Walter Bloomberg
*Walter Bloomberg@DeItaone·
TRUMP ON IRAN: IRAN HAS TO OPEN UP STRAIT OF HORMUZ
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*Walter Bloomberg
*Walter Bloomberg@DeItaone·
IRANIAN MISSILE STRUCK THE PRINCE SULTAN AIR BASE IN SAUDI ARABIA ON FRIDAY WOUNDING SEVERAL U.S. SERVICE MEMBERS - WSJ
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Wall St Engine
Wall St Engine@wallstengine·
TRUMP'S SPECIAL ENVOY WITKOFF: THINK THERE WILL BE IRAN MEETINGS THIS WEEK; TRUMP WANTS A PEACE DEAL
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FinancialJuice
FinancialJuice@financialjuice·
US Envoy Witkoff: I think there will be Iran meetings this week. Trump wants a peace deal.
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_sharehldr
_sharehldr@_sharehldr·
Cassandra Unchained@michaeljburry

Open Letter on Housing, Fannie & Freddie @realDonaldTrump @pulte @SecScottBessent @FHFA @USTreasury $fnma $FMCC We studied housing square footage per capita adequacy, and found that there is no problem there. The US in fact has more residential square footage per capita than any other country in the world. This is not a housing shortage, despite what so many say. The problem is that bigger houses are inefficiently housing fewer people. The post-COVID low rate environment locked people into a lifecycle real estate position. Empty nesters can't sell, first time home buyers cannot buy. Second-hand home inventory is near all-time lows due to record low supply, not record demand. Prices are high due to the same reason. Home equity is now a record $35 trillion, nearly doubling pre-COVID levels. 40% of homeowners own their homes free and clear - a record. And about 30% of all home buyers pay for homes without borrowing. Older homes were upgraded at a record pace during COVID, extending and refreshing the usefulness of residential real estate. Artificially low interest rates, ~$6-7 trillion in helicopter cash and forgivable loans helped drive both the home updates and high housing prices. Work from home moved the office into the home, often expensed or deductible. People with white collar jobs and means chose to live/work in exotic or remote locations. All of this together does not speak of a housing shortage, or a housing problem. Instead it is a problem of current residential space allocation and mobility, and this problem was created by government manipulation of interest rates, cash money supply, and COVID lockups that went on too long and changed work/home behavior. Government created the problem and now maintains policies that prevent free markets from reaching a solution, not the least of which is keeping the GSEs inefficiently run while in conservatorship. Recall Pulte's video upon arriving at Fannie Mae - no one was in the office buildings. The companies have become atherosclerotic, inefficient government programs, while a decade of financial engineering optimized for homeowner wealth accumulation rather than housing market velocity/mobility/fluidity. Government must fix this problem by facilitating efficient re-allocation of housing stock with higher housing velocity/mobility through the release of the GSEs into free markets. This is a problem made for the GSEs. Through well-targeted programs, the GSE can help the free market find spaces to intelligently reallocate , and help US citizens with housing mobility. Building more new overpriced, poorly built homes in increasingly dangerous flood zones and other hazardous fringe areas is not the solution. It adds to the problem through high maintenance burdens on new homeowners with little equity in their homes. Rather, to build mobility/velocity of homeowners and housing space, the GSEs need to be recapitalized and retain easy access to capital markets. They also need to be run by real mortgage executives, not government functionaries. To achieve this they need to exit conservatorship in a manner that excites markets to fund these companies, now with guidelines to prevent risk-taking outside of their purpose, and grow their purchases of mortgages of well-targeted specification. I should have written this into the Recurrence piece itself.

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Cassandra Unchained
Cassandra Unchained@michaeljburry·
Open Letter on Housing, Fannie & Freddie @realDonaldTrump @pulte @SecScottBessent @FHFA @USTreasury $fnma $FMCC We studied housing square footage per capita adequacy, and found that there is no problem there. The US in fact has more residential square footage per capita than any other country in the world. This is not a housing shortage, despite what so many say. The problem is that bigger houses are inefficiently housing fewer people. The post-COVID low rate environment locked people into a lifecycle real estate position. Empty nesters can't sell, first time home buyers cannot buy. Second-hand home inventory is near all-time lows due to record low supply, not record demand. Prices are high due to the same reason. Home equity is now a record $35 trillion, nearly doubling pre-COVID levels. 40% of homeowners own their homes free and clear - a record. And about 30% of all home buyers pay for homes without borrowing. Older homes were upgraded at a record pace during COVID, extending and refreshing the usefulness of residential real estate. Artificially low interest rates, ~$6-7 trillion in helicopter cash and forgivable loans helped drive both the home updates and high housing prices. Work from home moved the office into the home, often expensed or deductible. People with white collar jobs and means chose to live/work in exotic or remote locations. All of this together does not speak of a housing shortage, or a housing problem. Instead it is a problem of current residential space allocation and mobility, and this problem was created by government manipulation of interest rates, cash money supply, and COVID lockups that went on too long and changed work/home behavior. Government created the problem and now maintains policies that prevent free markets from reaching a solution, not the least of which is keeping the GSEs inefficiently run while in conservatorship. Recall Pulte's video upon arriving at Fannie Mae - no one was in the office buildings. The companies have become atherosclerotic, inefficient government programs, while a decade of financial engineering optimized for homeowner wealth accumulation rather than housing market velocity/mobility/fluidity. Government must fix this problem by facilitating efficient re-allocation of housing stock with higher housing velocity/mobility through the release of the GSEs into free markets. This is a problem made for the GSEs. Through well-targeted programs, the GSE can help the free market find spaces to intelligently reallocate , and help US citizens with housing mobility. Building more new overpriced, poorly built homes in increasingly dangerous flood zones and other hazardous fringe areas is not the solution. It adds to the problem through high maintenance burdens on new homeowners with little equity in their homes. Rather, to build mobility/velocity of homeowners and housing space, the GSEs need to be recapitalized and retain easy access to capital markets. They also need to be run by real mortgage executives, not government functionaries. To achieve this they need to exit conservatorship in a manner that excites markets to fund these companies, now with guidelines to prevent risk-taking outside of their purpose, and grow their purchases of mortgages of well-targeted specification. I should have written this into the Recurrence piece itself.
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BRICS News
BRICS News@BRICSinfo·
JUST IN: 🇺🇸🇮🇷 President Trump says military operation in Iran is going "GREAT."
BRICS News tweet mediaBRICS News tweet media
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FinancialJuice
FinancialJuice@financialjuice·
Houthis in Yemen officially announce entry into the conflict to support Iran - The Middle East
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XDA
XDA@xdadevelopers·
Microsoft reportedly sets movable taskbars to 'Priority 0' as it tries to regain faith in Windows 11 bit.ly/4rZuPoq
XDA tweet media
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FinancialJuice
FinancialJuice@financialjuice·
Trump: Going to make a speech on economics. Our military operation in iran is going great - Truth Social.
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Anthony
Anthony@TheGalox_·
Z Fold8 or Z Fold8 Wide? Z Fold8: 6.5" | 8" 120hz Displays 200/50/10 cameras 3.9mm thin unfolded ~$1999 Z Fold8 Wide: 5.4" | 7.6" 120hz Displays 200/50 cameras 4.3mm thin unfolded ~$1799
Anthony tweet media
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