Above and Beyond

@AndraRayii nunggu market rontok dulu mas sebelum beli2. before EOY gue yakin S&P500 bisa balik ke level 6500 hingga worstnya ke 6000 (imo) krn faktor geopolitik yg blm usai dan bbrp hal lain, kalo kejadian tech bakal keseret dalem ke level ideal beli

To recap: SPX is at ATH but tech is doing the heavy lifting. You can (1) buy beaten-down quality names at steep discounts, (2) buy blue chips below historical valuation, or (3) just own VGT/QQQ and let compounding do the work. All three are valid.

$CSGP — CoStar Group. Down ~47% YTD. Business: dominant provider of commercial real estate data and analytics (CoStar Suite, LoopNet, Apartments.com, Homes.com). Q1 2026 revenue +23% YoY. 60 consecutive quarters of double-digit revenue growth.

Tips biar mobil berumur panjang : - Oli mesin : Wajib ganti tiap 5-10rb KM - Oli transmisi : Matic tiap 20-30rb Km, Manual 25-30rb Km - Minyak rem : Ganti tiap 2-3 tahun atau 30rb Km, Oli rem yang udah berumur bisa nyerap air & bikin rem blong - Minyak kopling (manual, hidrolik) : Tiap 30-40rb Km, biar pedal kopling ga keras - Oli Power Steering : Check tiap 40rb Km, ganti tiap 80rb Km - Coolant : Cek rutin tiap bulan, ganti tiap 2-4 tahun. Jangan pernah tap pake air keran/air AC atau air hina

@vivelegabe @tempodotco Ngeliat ini, Elon langsung batalin semua proyek teknologinya termasuk pembangunan AI infra di luar angkasa karena dia tau visi dia soal teknologi tertinggal 7 perabadan dgn suatu negara bernama konohagure

@tempodotco "pemantauan real-time"

Anggaran IT MBG Rp1,2 Triliun, BGN: untuk Pemantauan Real-Time

@ChakraTwitt damn… tidak perikeburungan…

Ingat kasus Leony Vitria Hartanti (eks Trio Kwek Kwek)? Ayahnya meninggal 2021. Rumah sudah lunas dari dulu. PBB dibayar rajin tiap tahun. Pas Leony mau balik nama sertifikat, dia kena tagihan PULUHAN JUTA. Reaksi Leony sama seperti semua org: "Kan bukan jual beli? Ini kan WARISAN?" Ternyata ada prosedur yang bisa bikin biaya balik namanya jadi 0 rupiah. Tapi banyak yang gak tau. Simak screenshot cara2nya dari akun thread @nafkahnation.dx

@ddalgii_uyu wkwkkw cha icha tolol pengen gue keplak palanya

@Ichavarma_ @ranpedia_ Ga mau cari tau tapi cuap-cuap diduluin

temen expat gw ke aldi burger dia cuman bergumam, banyak sekali pelanggaran hak cipta disini. makan. pulang. dah gt aja

"You cannot see your reflection in boiling water. Similarly, you cannot see the truth in a state of anger. When the waters calm, clarity comes."

Buat yang mau nonton dan baca: - Jill Bolte Taylor, "My Stroke of Insight" (TED Talk, 18 menit, 30M+ views) - Buku: "My Stroke of Insight: A Brain Scientist's Personal Journey" (NYT Bestseller, 63 minggu) - Buku baru: "Whole Brain Living" (2021, soal 4 karakter di otak kita)

If you’re reading this, say: “Rabbi inni limaa anzalta ilayya min khayrin faqeer.” Now open the tweet.

when you’ve been so caught up with life that you didn’t even realize you’re living some of your answered prayers

Walking alone through a foreign city at night and realizing how far you’ve come has to be a top 3 peak moment of all time

Optical stocks have become the hottest trade in the AI space: Lumentum, $LITE, is up +1,137% over the last 12 months, the 2nd-best performing stock in the S&P 500. Over the same period, Applied Optoelectronics, $AAOI, is up +551%, Coherent, $COHR, +282%, Corning, $GLW, +223%, and Fabrinet, $FN, +176%. This marks a massive outperformance of the Nasdaq 100, which returned +23%. These companies make optical components that use light instead of traditional copper wiring to move data inside AI data centers. This technology has gained popularity as AI infrastructure demands faster and more efficient communication. In early March, Nvidia, $NVDA, announced it would invest $2 billion each in Lumentum and Coherent. Optical stocks are the latest beneficiary of the AI boom.

Pantesan tabungan gak pernah nambah. Ternyata Aku sering melakukan dosa kecil yang dianggap sepele. Ini 5 dosa kecil yang diam-diam bikin rezeki seret. Nomor 3 sering diabaikan.

🤔

Tomorrow. 30 minutes after the market closes, Trump will announce a ground invasion of Iran due to “failed talks.” Bookmark this.

🤔

@daniel_not_nerd @KobeissiLetter Trump is the one who desperately needs the deal

$9-10 trillion in U.S. debt matures in the next 12 months. If refinanced today at 4.4% instead of 2.3-2.6%, that's an extra $180-200 billion yearly in interest costs. That's 4% of the federal budget. Trump needs to end the Middle East conflict to bring oil prices down so the Fed can safely cut rates without risking inflation and help manage this massive debt rollover. Iran doesn’t want a deal, Trumps wants one and actually needs it.

BREAKING: Iran says it has reviewed the US' peace plan proposal and it considers the ask to be "excessive." Iran also says it will not allow President Trump to dictate the timing of the end of the war.

Experts warn that nose hair removal could pose a serious risk to your brain health. Grooming habits often seem like a minor part of daily hygiene, but plucking nose hair carries a small yet significant risk that most people overlook. The internal lining of the nose sits within what medical professionals call the danger triangle of the face. This specific region contains a complex network of veins that lead directly to the brain. When a hair is forcefully removed, it creates a microscopic wound in the follicle, providing an entry point for bacteria to infiltrate the bloodstream and potentially cause localized infections. While rare, these infections can escalate into life-threatening conditions such as cavernous sinus thrombosis, a blood clot that can lead to neurological damage. Because the blood vessels in this area lack the valves found elsewhere in the body, bacteria can travel toward the cranial cavity with relative ease. To mitigate this risk, dermatologists and general practitioners recommend using electric trimmers or safety scissors to manage nasal hair growth rather than plucking, ensuring you stay groomed without compromising your safety. source: American Academy of Otolaryngology–Head and Neck Surgery. (2022). Understanding Facial Anatomy and Infection Risks. Clinical Practice Guidelines.

VIX is at 24.58. If you don't know what that means, stop whatever you're doing and read this. This is the one number that tells you whether to stay in the game or get the fuck out and go spend time with your family. What is VIX? It's the fear meter. That's it. It looks at S&P 500 options prices and tells you how freaked out the market is about the next 30 days. Not yesterday. Not last week. What people think is COMING. Every hedge fund, every bank, every options trader on earth, all their panic boiled down into one damn number. When VIX is at 25, the market expects the S&P 500 to swing about 1.6% every single day. When it hits 30, we're talking 1.9% daily swings. That's not normal. That's "oh shit" territory. The cheat sheet you need tattooed on your arm: Below 15 = Nobody gives a shit. Everyone's partying. No one's buying protection. This is when you should be worried because nobody else is. 15 to 20 = Normal. Chill. Nothing to see here. 20 to 25 = Hmm. The smart guys are quietly buying hedges. Something smells off. Pay attention. 25 to 30 = Shit is getting real. Money is flying out of stocks. Protection costs are going through the roof. If you don't have a plan, you're the plan. Above 30 = Oh fuck. Full panic mode. Everyone is selling everything. Liquidity gone. This is where accounts blow up or fortunes get made. No in between. We're at 24.58 right now. Read that again. Why should you give a damn? 1. VIX is the price of fear Imagine fire insurance. VIX at 15? Insurance is basically free. Nobody thinks the building is burning. VIX at 30? Every fund manager on the planet is SPRINTING to the same counter screaming "GIVE ME PROTECTION." The price goes nuts. You want to know what fear costs? Look at VIX. That's the bill. 2. VIX up = stocks down. Almost every time. These two move opposite about 70 to 80% of the time. Stocks take the stairs up. But when they fall? They take the goddamn elevator. VIX shows you that freefall happening live. When S&P is dropping and VIX is spiking at the same time, that is not a dip to buy. That is the market screaming at you that the rules just changed. When S&P breaks below its 200-day moving average and VIX is above 25? Brother, that is a regime change. The "buy every dip" playbook? Throw it in the trash. 3. VIX always comes back down Here's the thing nobody tells you. VIX can't stay insane forever. It always drifts back to around 19.5 over time. Always. COVID March 2020? VIX hit 82.69. Came back down. April 2025 tariff meltdown? VIX hit 52.33. Came back down. Every. Single. Spike. In. History. Came back down. And here's the beautiful part. Looking at the last 10 times VIX jumped 50% or more in a single month, the S&P 500 was HIGHER 12 months later in 7 out of 10 cases. That means when everyone is losing their minds, selling everything, calling their wife crying, THAT is when the deals show up. The guys who got rich didn't buy when things were comfortable. They bought when it felt like the world was ending. 4. The market is always too scared This one is hilarious. The options market almost always overestimates how bad things will be. What they think will happen is almost always worse than what actually happens. This gap is called the volatility risk premium and it has been around for decades. The market is basically a nervous wreck by design. It's always pricing in more disaster than reality delivers. Smart money knows this and prints money off it. 5. Low VIX is NOT "all clear" This is the trap that blows people up. VIX at 12, 13, 14? Everyone's relaxed. "Market is great bro, keep buying." Nobody has hedges. Nobody has protection. Everyone's balls deep in growth stocks with no stop loss. Then BOOM. VIX goes from 14 to 30 in a week and those same people are staring at a 15% drawdown wondering what happened. Long periods of low VIX almost always end ugly. The cheapest time to buy an umbrella is when the sun is out. By the time it's raining, umbrellas cost 10x. bottom line: the difference between making money and losing money in this market is not about which stock you pick. It's about knowing when the weather is about to turn. VIX tells you the weather. Learn to read it or get rained on. Stay sharp. Stay humble. And if VIX is above 30, maybe just close the app and go have dinner with your family. The market will be there tomorrow. Pink Bourbon | Study Room.