Lauren | Adulting Is Easy

What's expensive, but worth it?

@DadisFIRE Just went to my sister's It was so cool to be on THIS side lol

I graduated college with two degrees. When I was only 20 years old. I didnt go to my graduation. Why not? Ive never cared for assembly line celebrations. If everyone is special, no one is special. I was proud of myself.....and that was more than any ceremony could do for me.

@Budgetdog_ Haha

Remember everyone that told you to hold cash over the past 5 years. Unfollow them all.

@SteveOnSpeed 😅

Is Bitcoin still...like, a thing? No laser eye accounts. No, "Bitcoin or die"-type posts. Should I call in a wellness check on the Bitcoin bros?

Buy a $100,000 depreciating vehicle = “Congrats, I'm so proud of you!" Invest $100,000 in real estate or stocks = “Omg be careful, that's super risky.”

@theficouple Pray for them

Spoke with a doctor from Austin, TX: They currently have $140,000 in a savings account. Considering putting it in the S&P 500 but worried about value now being all time high. May instead put their money in a 12 month CD giving them guaranteed 4.5%. ...What would you do!?

@GenXmillionaire @FollowIncentiv Same

@FollowIncentiv I have both.

Would you rather have a paid-off home or a large investment account?

@MonacoFreedom Probably no

My wife and I are both 30, and are nearing $400,000 in investments combined I feel I reached the point where paying off my mortgage has to be the top priority Agree or disagree?

@TheAlphaThought If youre 68 in 2026 with SS and a paid off house tho...

Is $1M still enough to retire on in 2026? I'll go first: No. Not even close in most major cities. A 4% withdrawal rate gives you $40K/year. That's $3,333/month BEFORE taxes.

@Budgetdog_ Thats wild lol

This is my only bank account. This is real wealth. 💯 IYKYK

@DevotedDividend @joecarlsonshow Choose your hard... age 25-30 or age 50-70.

I disagree My now wife and I obsessed over saving and investing in our 20s (pretty much all we did was work) Now at 33 she stays home with our infant daughter and our investments can pay our bills and then some... All because of what we did in our 20s sacrificing years for financial independence now was the best thing we ever did. Now we spend half the year with family/friends and spend our time how we want.

FIRE is terrible. Don’t waste your 20s and 30s saving every single penny and never having any experiences. Foster relationships now. Go out on dates. Go on road trips and camp outs. Try out a cruise, you may even enjoy it. Go have experiences with friends. My oldest brother that I talk to frequently is a surgeon, believe me, there are no guarantees in life. You have no clue how your health will hold up over time. It’s crazy to me that a group of people will throw away their 20s and 30s in hope that there’s some magical happy point in their 40s. It’s very misguided.

@Investmentkage Or...she could agree to work longer 🤷🏼‍♀️

Go down to 40% make your wife happy, unless you want a divorce then continue to make her life feel miserable. Sounds like they have different priorities and probably should get divorced.

@TheAlphaThought Yep

Most people quit investing right before compounding kicks into high gear. The first 5–7 years feel slow. Then one day you look up and the growth feels almost unfair. Time in the market > timing the market. Always has been. Always will be.

@lindsay__stamp PM?

You’re down to 1 final rental property. Your tenant calls and says he’s moving out May 15th. You bought the house in 2020 with a 3% interest rate, cash flows nicely, and your percent equity is 71.4%. Also, you want to relocate across country with your family. What’s your move?

@SavingsCaptain Exactly

THEM: I want a 20%+ market correction ME: No you don't. You were scared being down 4% Will you really be calm down 20%? 20% corrections are a package deal...job loss, recession etc.

@dig_deeper1 Now do taxes lol

I called my insurance provider about the possibility of switching my primary residency and convert it to a rental property so it’ll be a landlord policy. It went from $180 monthly to $140 monthly So pretty much they want me to rent the place instead of me living in it. Interesting data point

@SelfMadeMastery Massage!!

What should I do for my birthday today? I’ve got 4 hours free between 4-8pm and no budget.

10 years ago today... Haven't quite been the same since getting sandwiched on the Howard Frankland bridge

@skylarromines @TaraBull She looks good to me!

@TaraBull This is closer than I ever needed to get to seeing fat people have sex

What kind of 'dancing' is this?

It took us 7 years to get $100,000 invested in the stock market. 3 years after that, we crossed $200,000. This week, 1.5 years later, we crossed $300,000. Compound growth is a beautiful thing and I’m grateful we’ve stayed consistent! *BTC in cold storage not included*