
As a long haul trucker I can confirm. My wife has insurance and I don’t. I get better deals from medical (when needed which is not very often) vs her. The reason being is they know they’re getting paid sooner rather than later. They don’t have to deal with insurance fine combing every charge, every little issue. While the insured meets their out of pocket deductible and copay, the insurance is still going to get charges removed because, they were coded wrong on the patients chart, cost doesn’t make sense, etc.
I had to visit the ER last year. My total bill was a little over 9.5k. I asked for a cash discount w/o insurance and they ran it down to 1.5k as long as the payment was made within 30 days. Makes you really wonder 💭
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