Umang Jain

@riteshmjn Then do what? Blue collar jobs? I know that's the future but our kids can't do that. Unfortunately for the majority college is the default option

NO…. Don’t waste your time.

@myranjit No hedges on put side?

I have recently started trading in Commodity. Using Short Strangle for CRUDEOILM. CSCCSS in SILVERM & GOLDM. Same principle as my equity trades. I find that frquent profit making is important and one must keep checking world economic situation frequently throughout the day.

@Iamsamirarora All these factors won't allow growth 1. Slowing economy with no major triggers 2. AI bus missed completely 3. Probably the weakest currency in a major economy 4. High taxation 5. High valuation leading to FII and promoter exit using retail money US/China are places to invest

Anurag, so yr advise is that public wait for 600 billion of FII selling before investing. In the meantime where to invest. FDs ? Or u think with SIPs as low as 100 rupees per month they should start investing in US market and put a dollar to 10 dollars per month in global markets though GIFT city. Pls be specific.

@uken91 @Keval_IM @madhurmehta2000 Add to that risk of earthquake

@Big_Bull29 @Keval_IM @madhurmehta2000 Aisa nahi hai bhai

While People are buying 3-5 CR flats in Metro. One can buy such house for ~2 CR near Mandvi( kutch) beach. Clean Air 4 Bedrooms , 3 Bathrooms, 3 Balconies Plot area 8280 Built-up area: 3544 sq.ft Fully furnished (Not paid post ) #india #investing

@SwipeSahiHai Rent is longer supported with red girrafe

🚨 Introducing Fantastic 4 Episode 5🦊 2026 has brought some major credit card devaluations. But don't let your rewards disappear! We've got the latest post-devaluation strategy you need. Check the infographic for the updated breakdown on maximizing rewards across 4 cards

@Finance_Bareek Engagement farming

An HNI came over to get a net worth certification, had to submit it to his brokerage company (Upstox). His net worth turned out to be 11.4 crores. I quoted 1 Lakh as my fees, he asked for some discount and happily paid Rs.85,000. Yes, such clients exist too 🙌 #incometax

@Keval_IM @madhurmehta2000 @uken91 Yes isn't that true...I also think on similar lines...no humans only dryness and sand...no water...how can such beautiful houses are available

@madhurmehta2000 @uken91 Somehow everyone from metro think that Bhuj is desert and kids will walk 300 km to Ahmadabad to go to school

@DefiantDevii Victim should have hold the cow by its horn...just like in movies.... But that last guy was really brave

In India you can get killed in any imaginable manner.

@AshishGupta325 Yeah bhat Harami admi hai ...but u maintained good composure...more power to you

Sushil Kedia going by handles @kedianomics @sushilkedia has threatened to physically harm me. If anything happens to me or my family, Sushil Kedia will be responsible. @CPMumbaiPolice @MumbaiPolice

@yogesh_zambare @ChandivaliCCWA @mypowai Zudio ka maal andar ho reh geya....slum wale tod kar utha ke gaye tau?

Audio, 7eleven, Pizza Hut, samsung shops located in this building located between Nahar chandivali and Sangharsh nagar is sealed by bmc for unpaid property tax. This building is still under construction. Not sure how the got OC in the first place. @chandivaliccwa @mypowai

@sidhant Plot for Next Akshay Kumar movie

Watch: Video from inside LPG carrier bound for India being escorted by an Indian Navy ship in the North Western Indian Ocean. 2 India flagged LPG carriers, BW TYR and BW ELM, transited the Hormuz today.

@msharma_1 @Finance_Bareek I will do it pro bone for free

@Finance_Bareek Nitin ji, can you help me with HUF PAN application? 1000 is very fair & reasonable.

A client called a week back or so for PAN Application for HUF. He asked me for the fees, I quoted Rs.1,000. That's a very basic and bare minimum fees. He said that the fees is too high. Though I was reluctant to reduce but I thought he might negotiate to 500/-. Shocked me when he said, "250 mein hota hai sir". No offence, he has the right to get his work done at the cheapest (who've obviously compromises the quality of work), but I have a CA firm not a cafe to provide services fo 250/-, that too for PAN Application of HUF. #incometax

@Finance_Bareek I agree with both. Pan application work is worth 250 and your minimum fees should be 1000.

@CAamanmittal There is hardly anywork involved in a NW certificate. 15k is ripping

A relative of my client today called me for 4 Networth Certificates of his family for giving it to the bank. I saw the ITR & Balance Sheet as on 31.03.2025, each having an Income of more than 50 Lakhs and Capital Balance of more than 15 Crore. I quoted 15k for each certificate. What the person said actually shocked me. "He said our regular CA has quoted 5k for each certificate which I felt was high so I had contacted you and you are quoting much higher fees" I simply said please get it done from your regular CA, I can't lower it. Some few points I noticed in this case: 1. The client isn't loyal to anyone, if the other CA quotes a Rs 1000 less client will go there. 2. People earning in crores, still try to get a discount of Rs 1000/- or 2000/- 3. People nowadays to save a very few bucks can share their financial data with anyone & everyone. #CA_Practice

@Abhirajputfit I believe CGI might have a role to play

ranveer's dhurandhar physique breakdown and timeline reality: • thick chest, full shoulders, developed back • clear muscle separation without being shredded • size that reflects years of progressive overload all this... at 40 years old the amount of confusion around this physique is wild. some people are looking at it and thinking "he's not even that lean, anyone can do this in a year with a good trainer." wrong. completely wrong. you're not adding 15kg of lean tissue in a year. not at 20 and definitely not at 40. the main point alot of people are missing is the size. the actual muscle tissue sitting on his frame. that doesn't happen in 12 months no matter how much money you throw at trainers, chefs, or supplements. at 40 even with chemical assistance, you're still looking at years of consistent progressive overload to build the kind of mass ranveer is carrying in dhurandhar. whether he used performance-enhancing drugs or not isn't even the point here. that physique still requires years of progressive overload, consistent training, recovery protocols, and smart nutrition. people see someone not diced and think it's easy. they have no idea how much harder it is to pack on actual muscle mass than it is to just drop body fat.

@LifeAfterFI Seems like FIRE is a myth for normal persons. Only high earners can think of it, most of us are not prepared or equipped or not earning enough to achieve FIRE. One option is having generational wealth

FIRE based on 25x is too risky for India. Minimum 45x. 40x if you're somewhat lucky. 35x if generally frugal. 30x if you like playing Russian Roulette. Also, FIREing before you reach peak expenses (typically 40s) to compute X meaningfully, is naive.

@jasveer10 If they don't throw a lavish wedding they will not be invited by those very people in the future

Indian weddings are not celebrations. They are insecurity dressed up as culture. Indian middle-class parents are ready to burn 5-6 years of income on one wedding night. Indian parents are not obsessed with weddings. They are obsessed with looking rich for one night. That’s it. The truth is you’re pretending to be rich. No one’s fooled. They just won’t say it to your face. They don’t want a good wedding. They just want validation. They want that one moment where people say ‘wah, kya shaadi thi’ And they’re ready to go broke for it. I’ve seen this very closely - People earning 10-20 lakh a year are burning 30-50 lakh on weddings. Some take loans. EMI for marriage. Think about how stupid that is. You go to office every day. For years. Deal with stress, pressure, bosses, targets. And then you burn all that money in 1-2 days. For what? Just to play Nakali Raja for one day (Ghodi, mukut, talwar) or For People who come and secretly comparing, not celebrating. You’re not celebrating your wedding. You’re acting for society. This is insecurity disguised as culture. Reality is Indian parents are obsessed with image. Status in family, status in society. Even when they can’t afford it, they will stretch, borrow, exhaust everything just to look rich for one night. That’s the real problem - Not weddings. But spending way beyond your reality to satisfy ego. That’s not celebration. That’s financial self-destruction. Not because they wanted to… because they felt they had to prove something. If you’re earning 1 crore and spending 10-20 lakh, that’s reasonable. Spending 400% or 500% is stupidity. And worst part… people don’t even question it.

@opsylojay1 @grok which movie clip is this

Would you play this game for 10 million dollars?

@Dutta_Souravd Million dollar which is close to 10crs. If you own home than may be half a million

How much networth means you don't need to work anymore in India? I think it's ₹10Cr.

@PGi Admitted my son in PGI CHANDIGARH. I have heard that PGI Chandigarh is one of the best institutions in India for treatment. However, we are having a very bad experience here considering humanity, treatment and approach. This may help other parents to think twice.