Brian Lord

Ways to acquire real estate with limited capital/income via 'House Hacking': -Purchase 1-4 unit property - FHA or Conventional loan only requires 0-5% down payment. 300k property~15k down -To qualify for a loan you are able to use 75% of the rent payments Continued...

@VoteTrevorLee Thank you! A list of all the holdouts to contact would be great.

Today on the floor, I subbed HB88 into HB386. It passed the house and now moves onto the senate. If you want Utah government to prioritize US citizens over illegal immigrants, reach out to your state senator and tell them to support the bill.

@dig_deeper1 Hell yeah

@BrianLord Maybe for 4 duplexes for starters

I bought a fourplex in 2018 for $260K Right now someone made that offer to buy it for $805K My profit after PITI is paid for and before maintenance and repairs is $3,330 monthly. Would you sell the fourplex? If you do a 1031 into another property the monthly profit would be less. What would you do ?

@dig_deeper1 How many units?

@BrianLord Maybe selling the fourplex and buy some land to develop more small multi

@Mqsley @AbudBakri I’ve only done the oral version. I do it in the morning or early afternoon because it gives me energy. Others do it at night.

@BrianLord @AbudBakri When do you take pin?

Reminder: Epithalon and Pinealon are not sleep peptides Sleep benefits, if they occur, are side effects Epithalon is a circadian rhythm amplifier Pinealon (appears to be) a neuron dendrite and mitochondrial modifier Both modify aspect of the brain physiology, which downstream may affect sleep

@J__Cub @AbudBakri x.com/AbudBakri/stat…

@BrianLord @AbudBakri where do you get oral pinealon?

@AbudBakri Awesome to hear! Going to use it certain days and do some longer quarterly cycles.

I’m still searching for a reason not to take pinelaon regularly. Haven’t found a good one

@StumpGuyTy @six_year_plan What rental shop did you use and would you recommend them to someone starting out?

@six_year_plan Ya. Commercial level machines aren’t rented to residential people. Anything at a rental shop won’t do big stuff very well

I get hit up by someone that tried DIY’ing a stump a few times a month at least. Always feel appreciated when I come to their rescue.

@BradEBonham How many more signatures are needed in total?

If you HAVEN’T signed the initiative to overturn Prop 4, you’re in luck! See the calendar of locations to sign to repeal this terrible initiative at the following link (please repost and share): ufrg.org/calendar.

@homegymcoop Curious what those ring holder tracks are?

I have a dream, that one day, I will be able to do a 1-arm pull-up while dressed like Ned Flanders.

I started with 3 mg Pinealon. It had a stimulating effect so did morning dose of 6mg for 3 weeks. Had significant cognitive, focus and mood improvements along with massive improvement in sleep latency. I’ve tried Epitalon at night but don’t get good rest and feel lethargic the next day. Tried to take it in the morning but it made me tired. Curious if others have experienced this.

That’s where most people start 1mg Pinealon before bed, if it works great If a person get more alert, it’s a morning compound not a night time The first week 1mg would make me so sleepy. Now it does and is subtle in the background with 0 brain fog

Interesting company. Although the cashflow lifecycle is concerning along with the cash burn. The cash flow cycle for $OPTT is currently the company's biggest risk factor. In financial terms, this is called the Cash Conversion Cycle (CCC), and for $OPTT, it is extremely long. Based on their most recent financial metrics (as of Jan 2026), the company has to fund operations for over 15 months before the cash from a new order actually hits their bank account. Here is the breakdown of the timeline from Order to Cash. 1. The "Valley of Death" Timeline The following timeline illustrates why a growing backlog ($15M) can actually be dangerous for cash flow in the short term. * Day 0: The Order (Backlog) * Event: They sign a contract (e.g., the DHS deal). * Cash Impact: $0. They usually do not receive massive upfront payments. The "Backlog" number goes up, but the bank account does not. * Day 1–45: Sourcing & Accounts Payable * Event: They order steel, sensors, batteries, and pay their engineers to design the system. * Cash Impact: Negative. They have to pay their own suppliers relatively quickly. * Metric: Days Payable Outstanding (DPO) ≈ 50 Days. This means $OPTT parts with its own cash about 7 weeks after buying materials. * Day 50–415: The Build & Hold (Inventory) * Event: The buoys or drones are built, tested, or sit in inventory waiting for deployment windows. * Cash Impact: Negative (Cash Trap). Capital is tied up in physical "stuff" sitting on the factory floor or in the warehouse. * Metric: Days Inventory Outstanding (DIO) ≈ 366 Days. On average, their inventory sits for a year before it is officially "sold" or deployed. * Day 416: Delivery & Invoicing * Event: The WAM-V or PowerBuoy is delivered to the Navy/DHS. * Cash Impact: None yet. They send an invoice, but the government does not pay instantly. * Day 417–558: Waiting for Payment (Receivables) * Event: The invoice sits in the government's "Accounts Payable" queue. * Cash Impact: Waiting. * Metric: Days Sales Outstanding (DSO) ≈ 142 Days. It takes them nearly 5 months to collect cash after they have done the work. 2. The Net Result: The 459-Day Gap When you do the math (Inventory Days + Receivable Days - Payable Days), $OPTT has a Cash Conversion Cycle of ~459 Days. * What this means: For every $1 they spend to build a buoy today, they won't see the profit (or the principal) back for 1.3 years. * The Trap: As they grow and sign more deals (like the $15M backlog), they have to spend more cash upfront to build those orders. If they don't have enough cash in the bank to survive the 459-day wait, they have to raise money (dilute shareholders) just to fulfill the orders they already won. 3. Can they fix this? There are two ways they are trying to shorten this cycle: * MaaS / RaaS Model: By leasing the buoys (Maritime-as-a-Service) rather than selling them, they get monthly recurring payments. This smooths out the cash flow but requires even more upfront capital to build the fleet initially. * Milestone Payments: For the DHS/Anduril contracts, they will likely negotiate "milestone payments" (e.g., getting paid 30% upon design review, 30% upon shipping) to prevent the cash hole from getting too deep. Summary The "Infrastructure" to build the units exists, but the financial infrastructure is strained. They currently have ~$11.7M in cash but burn ~$10M+ every 6 months. With a 15-month cash cycle, the math suggests they will need to execute perfectly on collections—or raise more capital—before that revenue circle completes.

NOBODY IS TALKING ABOUT THIS TINY $90M MC ANDURIL PARTNER OPERATING IN THE MARITIME DOMAIN🤫 (IT IS NOT $KRKNF) Ocean Power Technologies, Inc. $OPTT is a micro-cap provider of autonomous maritime platforms, renewable offshore power systems, and maritime domain awareness solutions serving defense, homeland security, and offshore infrastructure markets. The company has evolved from wave energy research into a focused maritime autonomy and intelligence strategy. Its core offerings include the Merrows™ Maritime Domain Awareness Solution, PowerBuoy® energy platforms, and WAM-V® unmanned surface vehicles. Recent U.S. government deployments and integration with Anduril’s C2 ecosystem provide meaningful validation of $OPTT’s strategic direction. Market Capitalization and Financial Context $OPTT trades at a $90M MC and a $0.48 PPS. The company remains pre-profitability with annual revenue below $10M and ongoing operating losses. However, backlog has expanded to roughly $15M, supported by a disclosed pipeline exceeding $100M, improving near-term revenue visibility. Strategic Positioning and Business Model •Integrated Maritime Intelligence Architecture -$OPTT offers a vertically-integrated maritime intelligence stack designed for persistent, autonomous ocean operations. •PowerBuoy® Platforms -Autonomous offshore platforms that generate renewable energy while hosting sensors, communications equipment, and compute payloads, enabling long-duration, crew-independent deployments. •WAM-V® USVs -Modular USVs supporting surveillance, survey, inspection, and data relay missions across defense and commercial use cases. •Merrows™ Maritime Domain Awareness -The software layer that fuses data from resident platforms, mobile assets, and third-party sensors into a unified operational picture. Merrows supports AI-enabled analytics, C2 functionality, and interoperability with existing defense C2 environments. Recurring Revenue Orientation $OPTT is transitioning toward a services-based model including Power as a Service, Robotics as a Service and Data as a Service. This approach supports recurring revenue, longer contract duration and higher customer lifetime value. Anduril Partnership and Government Validation $OPTT is currently supporting a U.S. Department of Homeland Security maritime deployment utilizing Merrows-equipped PowerBuoy systems operating off the California coast. These systems integrate with Anduril’s Lattice C2 platform and surveillance infrastructure. This integration validates $OPTT’s interoperability with advanced defense autonomy systems and embeds its technology within a broader maritime surveillance architecture, strengthening positioning for future federal and allied procurement. International and Commercial Expansion $OPTT continues to pursue international defense opportunities and OEM partnerships that expand geographic reach and sensor interoperability. Collaborations with established maritime technology providers reduce commercialization risk and support scalable deployment. Operational Execution $OPTT has demonstrated real-world deployment of AI-capable maritime platforms supporting defense, research and environmental monitoring missions. Integration with advanced communications networks highlights the flexibility and extensibility of the Merrows architecture. $OPTT is positioned at the intersection of maritime autonomy, defense intelligence, and offshore renewable systems. While execution and financing risks remain, recent deployments and strategic integrations suggest progress toward early commercialization and potential re-rating if growth objectives are met.

Scott Adams was a real one to the very end. Salute to a good man. Some banger quotes: - If you spend all your time arguing with people who are nuts, you'll be exhausted and the nuts will still be nuts. - I used to be stupid but I've turned that situation around 360 degrees. - You don't have to be a 'person of influence' to be influential. In fact, the most influential people in my life are probably not even aware of the things they've taught me. - Continuing to believe the same thing, even in the face of new evidence to the contrary, is the definition of insanity - except in politics where it's called leadership. - I wish I were dumber so I could be more certain about my opinions. It looks fun. - Remember there's no such thing as a small act of kindness. Every act creates a ripple with no logical end. - There's nothing more dangerous than a resourceful idiot. - No matter how smart you are, you spend much of your day being an idiot. - Remember, freedom is always taken, never given. - Always remember that as long as other people are gullible, there's no limit to what you can achieve. - Life is half delicious yogurt, half crap, and your job is to keep the plastic spoon in the yogurt.

Will sign and send to others to sign

@Jensen_Utah These are their X handles x.com/i/grok/share/d…

Salt Lake County just approved a 14% property tax INCREASE! REPUBLICAN Aimee Winder Newton voted YES REPUBLICAN Sheldon Stewart voted YES REPUBLICAN Dea Theodore voted YES REPUBLICAN Laurie Stringham voted YES With Republicans like these, who needs Democrats?

@NormieUtah Frustrating to watch the slow motion train wreck. I don’t understand how the council which is Republican majority voted to approve the increase. SLC seems like a lost cause but the county mayor race was only won by 5%. Is there any sliver of hope that can be flipped?

It is really hard to keep track of how badly things are going in Salt Lake City, Salt Lake County and Utah. Leadership failures up and down the board. Elected officials actively making this worse. I think we’ve reached the tipping point and there is no stopping the descent.

@VoteTrevorLee Curious how this would impact rental prices in SLC. Grok thinks it’s negligible but I don’t think I agree x.com/i/grok/share/s…

Let’s go!! 🔥 If you live in Utah, this is exactly what we need to bring housing prices down.

@zaidkdahhaj Good info. Appreciate it!

@BrianLord Most of the companies that offer full spectrum are underwhelming and not worth it. This is a great video youtu.be/RSw2pReU1vM?si…

Heavenly Heat Saunas are the only saunas I trust enough to partner with, and I don’t say that lightly The co-owner, Kayla Barnes, has followed me for a while, and I coincidentally learned that she owned the company on my search for a good brand That led me down the Heavenly Heat rabbit hole via Matt Justice and was very pleased with his assessment of their saunas, from head to toe I had my wife (a PR wizard) send them an email, which is how we got to this point They’re the gold standard in a space that’s full of cheap materials and sloppy engineering. These guys build everything in the United States, use non-toxic wood, zero plywood, zero VOCs, and the cleanest electric heaters in the industry You can verify the quality through Matt Justice of Certified Saunas on YouTube No gimmicks. No nnEMF circus. Just reliable, therapeutic heat the way it’s supposed to be delivered so that you can heal and improve your metabolic health Ultra clean build standards No glues/adhesives for those who are chemically sensitive and need to heal from serious metabolic dysfunction Ultra-low nnEMF & ELF with grounded faraday shielding via carbon infrared heaters that reduce electric and magnetic exposure for safety Excellent pre-heat time Most importantly, one hell of a deep sweat that improves your health across the board (yes, you can buy a sauna that does a crappy job of making you sweat because of the low quality build standard) Many sauna companies cut corners. Heavenly Heat doesn’t. That’s why their units cost more, and why they last longer, hit harder, and don’t poison the air while you’re using it I’ve partnered with them because I have always been interested in the power of sauna use for detox, infrared therapy, and more, but never had the chance to get one myself for consistent use These are the saunas I’d put my own family in without hesitation. That’s why I’ve educated my family to have more skin in the game here Their selection is awesome as well. The ECO infrared can fit into a closet. The 2 person combination switches between infrared and traditional. The 2 person red light therapy infrared gives you more photobiomodulation power. They even have an outdoor option Black Friday is upon us. Now is your chance to get huge savings, especially with my own discount code thrown into the mix. Even if you decide to get one after Black Friday, my code offers substantial savings I suggest you take advantage to save anywhere between $800-$1,100 off all models. It’s likely the cheapest price point you’ll ever get Remember, in the sauna space, you truly do get what you pay for. Don’t be that person who makes a rash decision and buys a cheap sauna from Amazon because it has a lower price tag. They are a nightmare to have when things are going wrong Get one for yourself and family with the link and code below. Ask questions if they arise

@zaidkdahhaj Thanks. Do you think full spectrum has any benefit over far infrared?

@BrianLord Nope, just far infrared