Geoff Whitehouse retweetledi
Geoff Whitehouse
18.7K posts
Geoff Whitehouse
@ByGeoffW
Content @clear_bank. Open banking fan, payment 🤓 SW16 via B14.
London, UK Katılım Mayıs 2010
1.8K Takip Edilen2.5K Takipçiler
Geoff Whitehouse retweetledi
Gemini has been lying to me for the last 30 mins about the idea it can pull out live flight price information.
It refuses to accept it can't access flight info.
It continually makes up prices and empty seats.
Its wild.
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Impressive yet also evidence that the Elizabeth Line is the best option.
Alex Kendall@alexgkendall
Day 4, video #4. This hour-long, zero-shot autonomy video is a route I've done many times: from our London HQ to Heathrow 🇬🇧 Starting in London forced us to build autonomy that could scale. Compared to SF, London has 10x more cyclists, 15x more pedestrians and 20x more roadworks. This is what we've built at @wayve_ai. Check it out!
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We have entered the age of the sloploop
BuccoCapital Bloke@buccocapital
1. Roll out articles so people can write really long tweets. These will mostly be written by AI 2. Then, use AI to summarize those articles back into tweets
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@oost_marcel There's no new scheme because they both sit on top of SEPA Instant.
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Wero 🆚 Pay by Bank
🇪🇺 Europe’s payments future is splitting in two:
Europe is pushing hard toward account-to-account payments.
But under the surface, two very different models are emerging: 𝗪𝗲𝗿𝗼 and 𝗣𝗮𝘆 𝗯𝘆 𝗕𝗮𝗻𝗸.
They may look similar. They are not.
𝗪𝗲𝗿𝗼 is building a consumer wallet + scheme.
A new layer on top of bank accounts, with its own rules, branding, and ecosystem.
Think:
• A European alternative to card networks
• A shared wallet experience
• Scheme governance, fees, and participation rules
It’s about control and sovereignty at the scheme level
𝗣𝗮𝘆 𝗯𝘆 𝗕𝗮𝗻𝗸 is pure Open Banking infrastructure.
No wallet.
No new consumer layer.
No scheme.
Just direct bank connectivity embedded inside existing apps.
Think:
• API-driven payments
• Native checkout integrations
• PSD2-based authentication
• No intermediaries between user and bank
It’s about removing layers, not adding them
The real difference: where the power sits.
𝗪𝗲𝗿𝗼 sits on top of the user experience.
𝗣𝗮𝘆 𝗯𝘆 𝗕𝗮𝗻𝗸 sits underneath it.
That changes everything:
• Who owns the customer relationship
• Who controls the data
• How flexible your product can be
• How you scale across Europe
The trade-off
𝗪𝗲𝗿𝗼:
👉 Strong European 🇪🇺 brand
👉 Unified experience:
– Scheme fees
– New dependency layer
𝗣𝗮𝘆 𝗯𝘆 𝗕𝗮𝗻𝗸:
👉 Lower costs
👉 No chargebacks
👉 Full control + flexibility:
– No unified front-end experience
What this means for fintechs
This isn’t just a payment method decision.
It’s an architecture decision.
Are you building on top of a new scheme…
Or plugging directly into the rails?
Europe isn’t choosing one path.
It’s building both.
And that’s where things get interesting.
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Without any details of currency or receiver this is either very cool or laughably bad.
John Collison@collision
Just sent money to a friend with @tempo. (Try it at wallet.tempo.xyz) Truly instantaneous blockchains are the most surprise-and-delight product experience since Waymo.
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Given we've been royally screwed by VAR so many times, I don't care.
Troll Football Media@TrollFootball2
Jose Sa picks up a back pass in the buildup for Wolves goal against Brentford, goal stands even after VAR check 🤦♂️
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We're going down. But at least we're now fighting and seem to have a manager with a plan.
Wolves@Wolves
Tolu Arokodare with the leveller! 🇳🇬☕️
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Geoff Whitehouse retweetledi
Socrates in 460 BC: “The unexamined life is not worth living.”
Marcus Aurelius in 150 CE: “You have power over your mind—not outside events.”
Augustine of Hippo in 400 CE: “Do not go outside; return into yourself. In the inward man dwells the truth.”
Marc Andreessen in 2026:
More Perfect Union@MorePerfectUS
Billionaire Marc Andreessen says he has "zero" introspection, and that the idea itself is a modern invention.
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And yet the map still lies about how far away your driver is.
Praveen Neppalli@praveenTweets
Agentic software engineering adoption is on fire at @Uber. 1,800 code changes per week are now written entirely by Uber's internal background coding agent, and 95% of our engineers now use AI every month across all the tools we track. This is a real reset moment for engineering; it's one of the most exciting times to lead. This shift requires builders to be curious and hands-on. I’m incredibly lucky to be surrounded by a team that’s doing exactly that. The best part is that the strongest adoption isn’t being pushed top down from leadership announcements; it’s coming from engineers who are quietly experimenting, quietly shipping, and quietly pushing things forward. I love spending time with those engineers because there’s no substitute for being close to the work. Over the last few months, we leaned in hard, and the results have been phenomenal. The bigger shift: going agentic. 84% of AI users are now working with agent-style workflows, not just tab completion. Claude Code usage nearly doubled in 2 months (32% → 63%), while IDE-based tools have largely plateaued. Engineers are moving from accepting suggestions to delegating tasks. Even within traditional IDEs, ~70% of committed code is now AI-generated. Background agents are writing code autonomously. Our internal background coding agent went from <1% of all code changes to 8% in just a few months. There is zero human authoring. Engineers review and approve, but the code is written entirely by AI agents. The role of the engineer is shifting - from writing every line to architecting systems and reviewing AI-generated code. More to come from the @UberEng team in the coming days.
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Geoff Whitehouse retweetledi
Europeans watching the man who called NATO obsolete, then threatened a member’s territory, now ask for help for the war he already ‘won’
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But of course this definitely isn't virtue signalling.
David Marcus@davidmarcus
I don’t watch entertainment award shows anymore. Too many gown and tuxedo-wearing brainless clowns virtue signaling without the slightest understanding of basically anything.
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Geoff Whitehouse retweetledi
Wow, this is some mad fucking antisemitism from @guardian - and a truly honking piece of restaurant writing into the bargain.
Christian JB@christianjbdev
The Guardian: Even tho a bakery which had a Jewish founder is a British business (technically, we guess), it’s clearly an act of aggression for a Jew-store to open near a salt-of-the-earth independently owned Palestinian cafe. theguardian.com/commentisfree/…
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Geoff Whitehouse retweetledi
The winner of the inaugural FIFA Peace Prize is threatening Iran's National Soccer Team ahead of the FIFA World Cup.
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Geoff Whitehouse retweetledi
I would now like to illustrate the problem in the Strait of Hormuz with this crude graphic...
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@simonvc Just remember, ALL CAPS when you spell the man's name.
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Sigh, I've had my 2 kids (ages 1 and 2) with me all day, but i left my openclaw on, and it has root on my big workstation.
I decided to see if i could prompt it to build an ML pipeline to make music videos automatically.
Spent all day (every 30 mins or so) giving it guidance and getting sample videos back from it.
At 8pm, both kids finally asleep and i go to sit down at my machine and boom. One of my 3090s dies. Totally dead.
The other one is fine so im not totally screwed but must have worked it too hard for too long. This is all i have to show for it. A stupid 10s test clip.
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So many invented critical inventions from Birmingham/West Mids...maybe the Govt could actually invest in other places. Maybe this will, but we've been here before.
James Wise@Jameswise
The steam locomotive. The electric motor. Portland cement. The electromagnetic induction coil. The electric telegraph. The fax machine. The synthetic dye. The Bessemer steel process. The electric light bulb. The steam turbine. Pneumatic tyres. The discovery of the electron. Aspirin synthesis. The thermionic valve. Stainless steel. The tank. The television. Penicillin. The jet engine. Radar. The programmable digital computer. Foundational theoretical computing architecture. The discovery of the structure of DNA. The hovercraft. Carbon fibre. Fibre optic communications. The ATM. The ARM processor architecture. The World Wide Web. Lithium-ion battery commercialisation. The Raspberry Pi. RISC computing architecture. Graphene. Deep reinforcement learning. The Higgs boson mechanism. The MRI scanner. The CAT scan. Dolly the sheep. In-vitro fertilisation. The monoclonal antibody technique. The discovery of pulsars. The BBC Micro software ecosystem. The cyclone vacuum cleaner. The structure of insulin. Constraint and logic programming. Prolog. AlphaFold.
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