Miles2Go

✨🥇A Lifetime FREE credit card that turns everyday UPI spending into GOLD savings The Kredit Pe ACE Credit Card is built for daily spends that do more than just complete a payment. Earn 3% cashback on regular UPI spends, and once monthly UPI spends cross ₹25,000, unlock 5% cashback. Even DigiGold purchases on the Kredit Pe app earn cashback. And what makes it stand out… Up to 10% of earned cashback can be converted into 24K DigiGold directly inside the app—up to ₹500 every month ✨ 🎁The remaining cashback can be redeemed across shopping, food, travel & entertainment vouchers Plus yes bank credit card reward points on online/offline spends. ✨ Apply now and get ₹1,000 joining cashback. Get the ACE card here ↓ ✅Link: kredit.pe/invite/kpx/m2go Paid partnership with Kredit Pe #ad

@imYadav31 @book_1A “Gajender” code chalega ispe ??

Yesterday, I was on a welcome call with one of our @book_1A clients. We discussed his spending categories, the cards he currently holds, and how his spends are routed today. And the funny part? Just on the welcome call, he almost recovered his ₹9,999 subscription fee. We haven’t even started the full strategy yet. I simply explained a few rerouting changes for his spends over the next 1–2 months, and the reward points he will earn from those small changes are almost equal to what he paid for the plan. That is how the miles and points game works. Small optimisations. Big recovery. And this is exactly where @book_1A is taking consultation to the next level. This is not just a random call where we start from zero. With the Book1A dashboard, you update your cards, reward points, loyalty statuses, vouchers, and soon even your spending categories. So before the call even starts, we already know what cards you hold, what points you have, what statuses you carry, and where your spends are going. That means the call becomes sharper, faster, and more personalised. Because let’s be honest, time is money. Not everyone wants to sit and decode every permutation and combination of credit cards, miles, vouchers, transfer partners, and hotel programs. Your reward points should take you somewhere. And if managing all this feels too much, you can hand over that part to us. You focus on your work, business, job, or life. We will help you optimise the points and miles game. Subscribe to @book_1A and we will take it from there.

Nobody asked, but I’m going to rant anyway. My take on this whole Accor x HSBC circus? Indifferent. I didn’t transfer my points yesterday, and I probably won’t even if they dangle a bonus-unless it’s something absurd like 100% or something. Not because Accor is bad. But I’ve always maintained: flexible, transferable currency beats points trapped in a single program. That goes for transfer bonuses, points-purchase promos, and even co-branded cards. Points you can move to 20 partners are simply worth more than points that only work in one place. Flexibility means I can go where I want, when I want, how I want. If you genuinely planned to use Accor and you transferred - fine. You lost nothing. If you transferred purely out of FOMO… yeah, that one’s on you. You’ll know better next time. This is what you learn by actually redeeming and using points, not by blindly following the herd in a pointless * measuring contest.

@SwipeTheory I have decided not to play this #Accor game anymore. The anxiety is leading to stupid decisions. We travel to see the world, The hotel room is part of the trip, not THE trip. I'll redeem what I can when I can.

@KartikaySadani Mere hath me jo tha maine karwa dia 😆 isse aage ka kaam mere haath me bhi nhi 😭

@CCMiles2Go Thank you toh tabhi aayega jab bada card haath lagega.. 😂🤣

2 crazy limit enhancements in under a year from HDFC Bank? Bro I’m not used to this kind of love from any financial institution. 😭 #CCGeeks

@imYadav31 @cards_wizard Bhai ab aap king ban gye ho.. toh praja ko threads dalne ki kya zarurat ab 😌

@CCMiles2Go @cards_wizard Apke threads kahan hai 😏

The OG threads x Wizard Harshit 🧙‍♀️ Still no one writes it better than this guy Another beginner’s guide to extract great value for your points 🧵

If you’re just getting started with miles & points in India, airline redemptions can feel confusing. 😕 Hotel redemptions are easy. Airlines need some mental math. So here are 7 beginner-friendly airline redemptions that can give you your first BIG wins: Save this. 🔖

Our first demand 👇 Banks should display Merchant Category Codes (MCCs) on payment pages and POS machines before a transaction is made. If rewards, exclusions, milestone eligibility, or extra charges depend on MCCs, users deserve full transparency before they pay. Right now, people are constantly losing rewards because of incorrect MCC mappings: ❌ Car dealers getting tagged as Insurance ❌ Apple Stores showing up as Utilities And it’s not just about lost rewards anymore. In some cases, users are even being charged extra because of wrong MCC classifications. This needs to change. Transparency. Accountability. Clarity. Show the MCC before payment. Simple. If you agree, share this post and tag banks, RBI, NPCI, and payment networks in the comments. The more voices raised, the harder this becomes to ignore ✊ Also, share your experience if you’ve ever faced issues because of wrong MCC tagging. Let people know how often this actually happens. @RBI @NPCI_NPCI @RuPay_npci @Visa_IND @mastercardindia @AmexIndia @DinersClub @AxisBank @HDFC_Bank @SBICard_Connect @ICICIBank @IDFCFIRSTBank #ccgeek #ccgeeks #KJP

@ccg33k @krsambhav 18% ishop has some capping ?

@krsambhav usse sasta toh yahi mil jayega gst benefit laga ke :) 18% ishop + 18% gst+ 5% disc = ~40%

Strong chull to upgrade to Rs 5 Lakh Apple 16-inch MacBook Pro: M5 Max chip with 18-core CPU and 40-core GPU, 48GB, 2TB SSD. Can pay 70% by credit card points, and rest 1.5L by card, earning 20K points back on the purchase.

@RakshitSomani 😂😂

@CCMiles2Go "Over my dead body" 😂😂 Dynasty- lol

@RakshitSomani come out and speak to the champions of the land !! 🏆🏆🏆 #COYG

@RakshitSomani Pep leaving, get ready for Arsenal dynasty 😎

@CCMiles2Go With a heavy heart have to congratulate!! 👍👏👏✨🔥😅 Hoping this title turns out like halleys comet which only visits north london once in few decades 😉

@cards_wizard @RakshitSomani 🫂

@CCMiles2Go @RakshitSomani Congratulations Bro!!! 🎉🎉🎉🎉

@cards_wizard 🥲

@CCMiles2Go 😂

Bonvoy to United - 25% bonus offer starting 1st June BUT MAKE SURE TO REGISTER FIRST BEFORE TRANSFERRING TO GET THE 25% BONUS I forgot to register last time around and paid the price :( Don’t be like me, be smart 🤓

@RakshitSomani @gurumilespoints Haha I’ll make sure you see the celebrations wherever you are on this mother earth 😂 I’ll be celebrating in this excessive heat of Delhi only 🥲

@CCMiles2Go @gurumilespoints Too much happening these days, heading to somewhere where i dnt see celebrations of arsenal lifting the title 😅😉 Btw where are you celebrating the euphoria of title tirumph?

Thankfully. Have tapped myself out of this 100% Supercoin offer. Tried hard to find something meaningful to buy and failed to create unnecessary spends. When you spend on things you don’t need just for supercoins, you are effectively purchasing miles / GVs at a certain cost. Nothing right or wrong about it. The cost works out for some people but it is still a cost at the end of the day. There are no free lunches. Evaluate your cost threshold before jumping on every deal. Everything boils down to “I am spending x ₹ per AI mile”. I wouldn’t put any value on the products because most of the stuff was garbage and I wouldn’t use them, making their worth 0 for me.

@gurumilespoints @RakshitSomani Where is he headed to get some relief 🤓

@RakshitSomani Haha! How’s your trip going? Or yet to start ?

Time to bring this post back 😝 A gentle reminder for my fellow #ccgeeks - "Not every trending offer, card or strategy deserves a place in your wallet." Sometimes the smartest move is to pause… step back… and ask yourself: “Is this actually useful for ME… or am I just going with the flow?” Because in the points & miles game, following the crowd blindly can often cost more than it saves 💳👀