CashflowAccountant

I'm setting myself some goals for the end of 2026: - Minimum Net Portfolio Value of $40k - Invest 80/20 of my net paychecks - $20k in $OVL, $5k in $GIAX, $5k in BLOX, $15k to AI Supply Chain ($DRAM, $CHAT, $AIPO, $SPCI, $PHO, $CIBR) - 200 followers on X Wish me luck!

$SCHD is no longer a "high-yield" ETF. It's a value machine. Mature. Quality. Proven. The dividends are no longer the story. It's the result of value plays. Strong balance sheets. Consistent earnings. Disciplined operations. Still, you won't outperform $VOO or $QQQ.

🚨I need your help critiquing my financial plan! Here's the rough plan: - Live at home while working full time for the next 3-5 years - Contribute up to match in self-directed Roth 401k buying $QQQM or equivalent - Invest 80% of my remaining paycheck into taxable brokerage - In taxable brokerage, continue to buy high-yield funds that can compete the underlying long-term ($OVL, $BLOX, etc). - After the 3-5 years, move out, becoming fully financially independent from my family - Continue reinvesting and investing as much of my paycheck as possible

If you don’t know what to buy… here is your cheat sheet

"Diversified" 4 Fund Growth + Income Portfolio $OVL (30%) = S&P500 $GIAX (30%) = Global Equities + Momentum $TOPW (20%) = Mega Cap Leveraged Growth $BLOX (20%) = Risk-Managed Crypto 💰Distribution Yield: ~18% 🤑$500k Invested = $90k/Year 📈Powered by S&P500, Global Equities & Momentum, Mega Caps, and Crypto as of 5/26/2026

🚨PORTFOLIO UPDATE TIME! Since the last portfolio update, I've bought a lot and sold a little. BUYS - $OVL: $500 @ $57.43 - $SOXL: $1,735.93 @ $211.42 - $DRAM: $$1,300 @ $58.13 - $SPCI: $1,010.20 @ $50.51 SELLS - $MARS: $1,127.91 (+$127.91) - $XLG: $1,002.66 (+$2.66)

Don't just settle and make workarounds. Demand better from these high-yield providers. I'm not just gonna settle for covered call after covered call fund to guarantee underperformance on the long-term. I want a fund that can fight and win against the underlying.

@Alice_MiaX Or they can start using strategies that offer both income and growth so you can actually outperform the underlying 😂😂😂 $OVL $BLOX

Covered call ETFs aren't bad. Most people just use them wrong.   $JEPI, $JEPQ, $QQQI they're designed for income. Not growth. If you're comparing them to $VOO you're missing the point.   The move is using both. Growth ETFs build the wealth. Covered call ETFs pay the bills.   $250K in $VOO growing. $250K in $JEPQ paying you $2,200 a month. One builds. One pays. That's the system.   Stop picking sides. Use them together.

@SparkingFIRENC Now it's called public insider trading 🤣

We used to call this corruption

@Create_Profit At minimum, $439

If the market is closed, how is this much capital pushing a stock up 37% after hours?

The median household income is $80,734 (US Census Bureau). Here's how much you'd have if you invested ~10% of that into one of these funds on 1/1/26: $VOO: $8,000 > $8,830 (+10.37%) $OVL: $8,000 > $8,936 (+11.70%) $QQQM: $8,000 > $9,514 (+18.93) $IBIT: $8,000 > $6,840 (-14.50%) $BLOX: $8,000 > $9,326 (+16.58%) $GIAX: $8,000 > $9,427 (+17.84%) $SCHD: $8,000 > $9,574 (+19.67%) $SCHG: $8,000 > $8,489 (+6.11%) $SOXX: $8,000 > $14,991 (+87.39%) $CHPY: $8,000 > $13,669 (+70.86%) Now imagine how this could compound over a decade.

@NotA_Bull But that's no fun😅

Most investors would be wealthier if they just bought $VOO and deleted their brokerage app for 10 years. Agree or disagree?

@201_hype @ceomnsr Lock in 😎

@CashflowAcct @ceomnsr Good luck to you to brotha. We got this.

By what age do you want to retire?

@201_hype @ceomnsr Good luck! Gotta invest as much as you can now!

@CashflowAcct @ceomnsr Same goal and situation for me as well. Currently 19

In the middle of this raging bull run, I completely forgot a core rule of mine: stick to your own rules. Caught up in the excitement of my AI thesis and NDX vs S&P500 analysis, I've been buying emotionally instead of following my process. I've gotten lucky so far, but luck isn't a strategy. My Actual Buying Rules 1) Minimum $1k allocation for new positions 2) Maintain my chosen allocation sizes (no overbuying just because I'm excited) 3) Only pull the trigger when my technical indicators (RSI + BB) align I'm still a young investor. This is part of the journey: learning to manage the emotion and not let market euphoria dictate my decisions. Lesson re-learned. Back to being disciplined.

@RenaldyApreza @unusual_whales If you say so 😂😂😂

@CashflowAcct @unusual_whales This is why elections in America always fail. Because USA democracy the worst in the world

Jeff Bezos: "If we ran Amazon the way New York City runs their school system, packages would take 6 weeks to arrive, we would charge you a $100 delivery fee and when the package did finally arrive, it would have the wrong item in it."

@Bullshit20202 Thank you!

@CashflowAcct Good luck!!!

I'm setting myself some goals for the end of 2026: - Minimum Net Portfolio Value of $40k - Invest 80/20 of my net paychecks - $20k in $OVL, $5k in $GIAX, $5k in BLOX, $15k to AI Supply Chain ($DRAM, $CHAT, $AIPO, $SPCI, $PHO, $CIBR) - 200 followers on X Wish me luck!

@Dividend_Learn Certainly! I have to get around to doing my research on $NOW. What’s piqued my interest was Jensen Huang’s comments about the vital necessity of $NOW. In addition, the politician trade is also signaling some potential. So lots of research needs to be done!

@CashflowAcct Buying individual stocks has pros and cons. Time needed though is significantly if you just dont want to copy the trends.

How much of a net $4,000 per month paycheck would you invest? Personally, my living expenses will remain low for awhile, so I'd invest $3,000-$3,500.

@wildgambitinvst Thank you!

@CashflowAcct Good luck! Followed you.

As part of continuing to build upon my AI supply chain thesis, I have swapped $MARS for $SPCI. Both are thematic ETFs related to the space potential building off of AI adoption. I had initially chosen $MARS because I, foolishly, never looked for other space ETFs. I have moved to $SPCI for a couple of reasons. 1) Distributions from put spread overlay 2) Historical performance In an upwards trending market, the put spread overlay will add the the performance of the fund. However, a key difference to note is the $SPCI takes a lot of synthetic long positions as opposed to equity positions. Such a long position strategy has its upsides and downsides. Potential for increased movements per dollar, less capital needed to create the long position, etc. However, it also risks losing all of the premium if the price does not move in favor of the calls. Weighing the general pros and cons of such a strategy, I've made my personal decision to use $SPCI over $MARS. I do not believe there is a wrong or right one to take advantage of the AI supply chain thesis, but rather based on an individual's risk tolerance and exposure preference.