MJ
185 posts

MJ
@CoFoBidPro
Business Owner and Real Estate Aficionado
Katılım Şubat 2013
219 Takip Edilen171 Takipçiler

@marcuslemonis Credit unions offer better rates, terms and customer service in my experience. Small town bank vibes.
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@marcuslemonis @vishal_better Thanks for bringing clarity Marcus. I’ve been very curious how they’re able to do this frankly.
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Disagree @vishal_better . The Company wrote down its assets one billion. I’m a holder and further note subvention is subvention and the customer is paying for it somewhere. If they were paying cash one would expect the amount of the subvention to get reduced in price. If that doesn’t happen then pricing transparency doesn’t exist. Your product however, if approached by a customer who already has the asset to purchase will get market rate. You may choose like a credit union to suppress your margin but you wouldn’t lose money on the transaction. Transparency in pricing is the key to growth and trust. Your company, your which I think is innovative knows this more than most. Don’t propagate this notion. Even the auto manufacturers know it and disclose margin compression on product when subvention exists
Vishal Garg@vishal_better
@marcuslemonis you know I love you…. but you can’t pay for it in price in mortgage /real estate because the $open house won’t appraise and when the appraisal comes in lower than the “subvented” marked up price then the consumer will abandon the transaction or @FannieMae @FreddieMac @FHFA will eventually catch on that you are selling houses for more than they are worth and crack down. No free lunch.
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@Nugget_Trades There’s a 1.75% LLPA alone for a 680, 80% LTV, SFH purchase. How are they’re burying that and the costs? Who’s servicing the loans? Guess their plan is to be upside down on every loan until they gain market share and eventually adjust.
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UPDATE🚨: @morganb confirms $OPEN 4.99% mortgage rate is NOT a rate buy-down!
$OPEN compressing costs through vertical integration, the same strategy $AMZN used to win on price and speed? Watch closely. 👀

Nugget@Nugget_Trades
BREAKING🚨: @nejatian confirms 4.99% mortgage rate locked on $OPEN homes — no points, no fees, 30-year fixed. This is the $AMZN playbook: remove third parties, compress margins, and win on speed & price. Still early folks.
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@Nugget_Trades Got it. Colorado only but advertising to a national audience.
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@PaulPabst Now go to the center bar and find the bartender with the Malort tattoo on his fist. He’s 100% responsible for putting this signage up.
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Based on the image, the woman's face and ring resemble Meghan Markle—her features match publicly known photos, and the ring looks like her diamond eternity band. Other possibilities: a lookalike, edited photo, or AI generation, as similar images tie to unverified rumors. Can't confirm identity with certainty.
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Hey @grok what is the probability that the female on the left, with the blurred out face, is Meghan Markle?

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DISCUSSION; The #Cubs have PACKED their starting rotation room after the Edward Cabrera trade. Someone has to be moved or go into relief.
Ben Brown, who was 5-8 last season with a 5.92 ERA in 106.1 IP, could be that person.
Should he be a SP or moved to the bullpen?

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