Deep Josh

@Bitdefender I renewed my subscription. Why isn't the date updated on central?

@dashlane have been a customer for years. Downloaded @HotspotShield yesterday. #Pango hijacked my browser. It was a very difficult to remove because they hide it. If you are a security company how can you allow this? #dashlane #security. Please suggest a fix. ASAP.

@Bitdefender my browser got hijacked by pangosearch even though I have bitdefender installed. Are you able to help or do I have to download malwarebytes like I am being advised to by Google search. What should I do.

Something is very wrong with @chatgpt. It keeps sliding back to previous conversations and answering questions it has already answered.

Is anyone seeing this. @Chatgpt has stopped working for me (individual pro plan). If I ask something it answers a much older query. If I point it out, it apologises but continues to do it. Been doing this for days. Thinking of downgrading or stop using it? What to do?

@patrickc How did you do this practically speaking. How do I get my DNA. And then upload it into chatgpt?

I'm lucky enough to have a great doctor and access to excellent Bay Area medical care. I've taken lots of standard screening tests over the years and have tried lots of "health tech" devices and tools. With all this said, by far the most useful preventative medical advice that I've ever received has come from unleashing coding agents on my genome, having them investigate my specific mutations, and having them recommend specific follow-on tests and treatments. Population averages are population averages, but we ourselves are not averages. For example, it turns out that I probably have a 30x(!) higher-than-average predisposition to melanoma. Fortunately, there are both specific supplements that help counteract the particular mutations I have, and of course I can significantly dial up my screening frequency. So, this is very useful to know. I don't know exactly how much the analysis cost, but probably less than $100. Sequencing my genome cost a few hundred dollars. (One often sees papers and articles claiming that models aren't very good at medical reasoning. These analyses are usually based on employing several-year-old models, which is a kind of ludicrous malpractice. It is true that you still have to carefully monitor the agents' reasoning, and they do on occasion jump to conclusions or skip steps, requiring some nudging and re-steering. But, overall, they are almost literally infinitely better for this kind of work than what one can otherwise obtain today.) There are still lots of questions about how this will diffuse and get adopted, but it seems very clear that medical practice is about to improve enormously. Exciting times!

Something is very wrong with @chatgpt. It keeps sliding back to previous conversations and answering questions it has already answered.

@varungrover your US tour tickets are being sold on theticketworld.com. There are many fake ticketworld websites out there. It is unclear if this one a legit website. Varun, can you post a legit link to buy tickets. Thanks.

@chatgpt performance has gone into the toilet since yesterday after I upgraded to Pro but even when I am using extended thinking. Is anyone else seeing this?

#airindia offloading people traveling on March 17, sfo to del. Apparently about 80 people. Anyone here impacted? Do anyone know what's going on.

@Akshat_World You could have just said, build a 60/40 diversified portfolio. I agree with the tax arbitrage angle.

In the last 5 years, I have made money investing in the US stocks, Indian stocks, BTC, Goa Real Estate, Dubai Real Estate. And, have generated decent income via trading options. I have been extremely happy with all these investments. And, plan to invest more. I missed the Gold/Silver. And, lost money on investing in Real Estate in tier-2/3 cities. Some lessons:- 1) Do not buy euphoria (sell it) 2) 1 asset max 5-10% of you net-worth allocation 3) Do not be a maximalist on anything 4) Buy some assets to trade, some assets for growth, some assets to generate cash flows 5) No one knows much about investing (including me). Learn from people who teach risk management. 6) Learn from people who put their own money on the line. Ignore everyone else. 7) The more opinions you hear of people with 0 bets in the market, the more your brain rots. 8) Figure out ways to pay low/no commissions 9) When portfolio grows beyond a point, explore tax arbitrages. It is worth it. 10) Build a repeatable system: where you can win irrespective of the markets going up/down/sideways.

@Moneyball2610 @airindia One of CEO Wilson's key jobs was to change the culture at Air India and make it more customer focused. He has failed miserably over 4 years. I am amazed the Air India board shirks it's fiduciary duty to shareholders by not holding him accountable.

As an American traveling to India, I strongly urge others to think twice before flying with @AirIndia, especially via Delhi. My experience was absolutely horrible and completely unacceptable. After my flight was cancelled, what followed was chaotic, disorganized, and shockingly irresponsible. I stood nearly 3 exhausting hours in a messy, unorganized queue just to be reissued a ticket. The assistance desk was on another floor, and dragging heavy luggage up and down while standing for hours was physically draining and deeply frustrating. We were then transported to City Mark Hotel, where we were left standing outside in cold winds (14.2°C–16.9°C) waiting to check in — only to be told the hotel was already full because @AirIndia staff had sent more passengers than the hotel could accommodate. This level of poor planning is unacceptable. We were then transported on motorbikes to Rosewood Hotel Apartments. The room conditions were disgusting — dead flies, visible fungus in the bathroom, and extremely poor hygiene. It felt unsafe and unsanitary. I refused to stay there and had to book alternate accommodation at my own expense. More than 6 hours wasted. Physical exhaustion. Mental stress. Financial burden. All caused by terrible coordination and failure in basic passenger care. What makes this even worse: My complaint (Case ID: 35184426) was filed 25 days ago. There has been zero meaningful action. Support agents keep repeating that the photos are “under investigation,” with no timeline and no accountability. It feels like once they take your money, service no longer matters. I am extremely frustrated and angry. I have clear video and photographic evidence of everything and will share it publicly if this is not resolved immediately. I would appreciate it if @DGCAIndia @airsewa_MoCA @AAI_Official @airsewa_MoCAs could help me obtain compensation. I demand: • Full reimbursement • Proper compensation • A formal explanation for this horrible mismanagement #CustomerServiceFail #LostAndFrustrated #AirIndiaNegligence #FixAirIndia

India is the Swing State in AI open.substack.com/pub/artificial… #IndiaAISummit2026 #IndiaAIImpactSummit2026

@eurofounder :)

My shoulder was bothering me so I went to see a doctor today A nice nurse at the reception greeted me saying it’s “7 hours wait minimum” “Not a problem” I said, and sat down to read the EU Constitution (I carry a pocket copy everywhere) Finally the doctor called me “So what’s wrong?” he asked “My shoulder hurts when I lift my arm” “Then don’t do that” he replied 5 minutes, done That’s how efficient healthcare is in Europe On my way out I stopped by the reception desk “How much was the visit?” I asked “It’s free” “I know” I whispered proudly, putting on my sunglasses This is what a functioning society looks like Meanwhile Americans are dying in Ubers because they can’t afford ambulances

@AsYouNotWish Nice analysis. You write persuasively.

Pakistan has dug a nice hole for itself in Washington. Pakistan’s foreign policy muscle memory still believes that when America calls, you show up early, smile broadly, and hope the cheque clears. So when Trump offered Pakistan a seat at his table, Pakistan did not ask what the table was for, who would be paying the bill, or who would be expected to clean up the mess. It said yes, loudly and publicly, because saying no was never an option. That initial enthusiasm is now coming back to haunt Rawalpindi. Trump’s Board of Peace is not diplomacy in the UN sense. It is not about consensus, process, or multilateral caution either. It is about one man holding the gavel, the veto, and the mood swings. Pakistan understands this instinctively. It is why Islamabad made such a performance of accepting the invitation. Trump does not like hesitation, and he certainly does not like being told no, something India is also discovering the hard way through tariffs and pressure tactics. Now that the bill has arrived, Pakistan is panicking. The expectation that Pakistani forces could be folded into an international stabilisation force in Gaza is politically radioactive back home. For an army that sells itself domestically as the defender of Muslim causes, being deployed in a role that inevitably involves confronting Hamas is close to suicidal. So Pakistan is stuck. It cannot openly refuse Trump without inviting his ire. Therefore, it is hoping that someone else will say it on its behalf. Israel is being quietly positioned as that someone. From Pakistan’s point of view, Israeli discomfort with Pakistani troops offers a convenient shield. If Israel expresses reservations, Islamabad can step back without appearing defiant. The problem is that this would serve Pakistan’s interests, not Israel’s. From an Israeli and Indian strategic perspective, the smarter move is silence. By not intervening, Israel forces Pakistan to confront the bind it created. Either Islamabad accepts a role that damages it domestically, or it refuses and absorbs Trump’s displeasure. Both outcomes weaken Pakistan. Pakistan is not a neutral actor in this equation. It is an adversary with a long record of cultivating terrorist proxies that directly threaten Israeli and Indian security. There is no strategic logic in helping it escape an uncomfortable corner it voluntarily walked into. Israel does not need to say no. It only needs to say nothing. By staying silent, it allows Pakistan to confront the consequences of a commitment it made too eagerly. In this part of the world, that is what happens when habits formed in Washington collide with realities closer to home.

@Akshat_World Most of your posts are decent. But this Spectacularly bad advice. I would not let you invest any money based on this post alone.

How to grow a small account in 2026? 1) Make your first bulk investment when there is a 10%+ drop in the market. If the market rises: you get the confidence to invest more. If the market drops: you are still better than most investors (whose initial point of buying was expensive). 2) Do not bulk invest when market is at an all-time-high. This is a contrary opinion: stop SIP-ing if market is near all time high. 3) What you are doing on point #1,#2 is you are chasing price action. This is the easiest thing that a beginner can do. This involves ZERO fundamental, technical, macro analysis. And doesn't require much time at your end. 4) If your point of entry is good, you make money. And, since you are NOT investing at all time highs, you are likely to beat the market. 5) Natural question: but when will markets drop by 10%? I don't know. But, if you check a few charts, you will see that Nasdaq dropped at least 5 times (10% or more) in the last 5 years. So every year we get such a dip 6) What's the risk? Well, you will run out of patience to do this at an Index level. So what can you do? Spend 3-4 hours, making a list of 30 good stocks, where you can run this strategy. If nothing else, this exercise allows you to get started.

@Akshat_World Guess you are too young to have lived through a bear market where returns went sideways or were negative for a decade. It's immature to suggest playing the stock with your home downpayment.

The middle class gets trapped into buying a house. The pitch is: since your RENT= EMI, what's the point of paying rent? You can simply take a loan. Start paying an EMI. And, save on rent. There are numerous problems here:- 1) You get locked into paying an EMI for multiple years. This kills your flexibility. 2) You could lose your job/move to a different city/might have different requirements. 3) The house (if under-construction) can be delayed. This impacts your timelines. 4) Your house can become a depreciating asset. For eg. many flats in Dwarka, Rohini in Delhi have lost value. 5) Point #4 is very common. And, yet: b/c you have taken a loan, you are obligated to keep paying your EMI Forget the spreadsheet. Just the "obligation" of locking yourself on a 15-20 year loan is crazy. As you age, your obligations compound. No spreadsheet can capture that. If you are 30 -- thinking of buying a flat: make sure it is a damn good investment which grows in value (adjusted for inflation). Check your affordability and ability to take a loan for 15-20 years. If you are unsure, it is much better to rent.

Forced savings is actually valuable for most people. Discipline is rare. Given choice between "invest the rent-EMI difference" vs "spend it," most people spend. I've actually met many people in life who were forced to buy a house on loan early in their career (within first 5-years) and they're now quite happy to not only enjoy the real world asset tied directly to them, but also saved quite some money to invest in other assets. Inflation works in your favor. Fixed EMI in nominal terms. Your salary (hopefully) grows with inflation. Year 1, EMI is 40% of income. Year 10, it's 20%. The payment gets easier over time. Rent keeps rising. Leverage is a feature, not a bug. You control a ₹1cr asset with ₹20L down. If property appreciates even 5% annually, you're getting 25% returns on your equity (ignoring interest). Renting can't replicate that leverage. Psychological ownership matters. Stability for kids, ability to renovate as you want, not dealing with landlord issues.

@AnthemBlueCross #livehealthonline is just so bad. I have tried using it 3 times on my phone and it never works. Fix this crappy app.

@dish we upgraded to the hopper 3 from our old dish system after 10 years. Dish really managed to screw up the UI in the new product. The layouts have bad placement, the information is all over the screen but not where it should be. Fix this crappy product.