@TheReturnOfLCF@Apple So you’re gonna believe the BBC? The company that’s just about to be sued from manipulating messages about Trump? Ok
How come my Chinese iPhone? On the same update hasn’t asked for any ID?
@TheReturnOfLCF@Apple Nothing to do with the Apple it’s legislation that our government has enforced on them,
North Korea, Russia, China
Don’t require any of this
Are you waking up yet?
Yo @Apple what's with demanding photo ID in the UK following the recent iPhone update? This is NOT a requirement for operating systems under the Online Safety Act 2023. What the FUCK do you think you're doing?
Eat actual shit.
@ReturnOfDadbo Imagine saying this rather than looking at our own government that’s profiting from the increased prices?
Imagine buying oil from Norway from our northern seas
Then brainwashing the below average IQ people like yourself who blame it on trump 😂😂😂
Get back to voting Labour
@ItsJamesPowers@currys James, with all due respect, I know you’re being a bit woky brokey..
You don’t want trading in standards
Do you wanna file a complaint with their warranty company. They deal with quite quickly. As they are regulated.
😂
These tweets shows how average intelligence has dropped
Well that is the last time I will be shopping at @currys bought a laptop from them a couple of years ago (bought countless things since) I have a fault with my laptop. I’m told by the customer service team that they can’t find no record of the sale. However. They have been taking £8.00 a month out of my account for the service agreement since I bought it.
Apparently there is nothing they can do. Oh and I won’t be getting my money back.
Absolute disgrace!! Livid isn’t the word right now.
Trading standards Tuesday morning me thinks.
Just been told we are renewing the mortgage at 5.38% which is the best deal without adding the mortgage.
Apparently all the lenders are uncertain on the outlook ahead.
The broker was like, "I can secure you a 2.7% product - it's got a £12,000 fee..."
@100kDiary I’m 38 I’ve got £20,000 in my Lisa,
Gonna put £4000 a year into it until I’m 50
Then at 60 gonna withdraw it tax free then put it into my sipp
Double bonus baby!! Hahah
Everyone tries to terrify you about the Lifetime ISA 25% withdrawal penalty.
They make it sound like a financial death trap if you change your mind about buying a house.
Let’s look at the actual math on a £4,000 deposit:
• You put in £4,000
• Gov adds £1,000 = £5,000 total
• 25% exit penalty on £5k = £1,250
• You walk away with £3,750
You only actually lost £250 of your own cash (6.25%).
To get your original £4k back, that £5,000 only needs to grow to £5,334 (a 6.67% return). In the S&P 500, historical averages mean that takes about a year or two. Everything after that is pure profit.
You don't eliminate the fee, you just outrun it.
@JamieFinance25 Best to do a bit of both, £100 a week investing is a great place to be at. Anything over that prob pay off your mortgage..
I paid my mortgage off now putting £1600 a month into investing but wished I had done some balance in hen-sight.. but the mental peace I’ve had has been :)
I have £70k left on my mortgage. 14 years at 4%.
I want to pay it off early within 2-3 years, throwing lump sums at it, but my wife thinks just let it roll and invest the extra. I want to do this for peace of mind.
Which option is more beneficial?
@DeborahMeaden But when you factor in retail price index and CPI, we’ve actually shrunk
I’m sure Deborah knows this but chooses to ignore it as it doesn’t fit her agenda
@Lord_Sugar The way that you’ve been making your decisions recently
Wouldn’t be surprised if you hire both.
They would’ve never made it through five years ago.
The standards of this year show has been really low
Over the last 20 years:
50% of all stock market gains came from just 10 trading days.
10 days.
Out of 5,000+.
That’s 0.2% of all trading days generating half of all returns.
This is the argument for lumping into the market.
DCA means you’re drip feeding in.
Trading means you’re in and out.
Both mean you risk missing those 10 days.
The investor who did absolutely nothing beat almost everyone.
Still think timing the market is a strategy?
I think lumping in and sitting in your hands is the way.
I have about £10,000 in cash atm
Unsure whether to lump it into the market now or dca it and wait for a better opportunity to lump in
What would you do rn?
@2147mill My mum taught me how to not waste it
But she never taught me how to earn it
Or grow it
The kids today have got it easy, they have no excuse with what’s available to them