Finance Guy's Wife's Boyfriend
1.3K posts

Finance Guy's Wife's Boyfriend
@FinanceGuyBull
You need seed capital. Your wife needs my seed. We are not the same.
Your bedroom during work hours Katılım Mayıs 2025
75 Takip Edilen70 Takipçiler

All buildings are made to retain heat
Its called insulation dumbass
Just get some AC already
English Englishman from England@SmugEnglishman
It's that time of year again
English

@Diseasel22 @TheUnaButters Why haven't you hung politicians? The cost preventing you from affording AC is the same cost that prevents heavy industry
English

@TheUnaButters Why? I wouldn't be able to afford to use it to cool my house the same way I couldn't afford to use the heating to warm it the last three winters. You underestimate how expensive electricity is here.
English

@FreedomInQuotes @TheUnaButters It's literally $400. Why are Europeans so pathetically poor?
English

@TheUnaButters Your response shows a clear lack of understanding of the culture and financial situation of most people who are complaining. Most wealthy people do have ACs, but anyone lower-middle to lower class do not have AC, nor do they have the funds to invest in an AC.
English

@JoeDuff_X I say long term but deep down I know I'll swing trade it. You could buy it and forget it for a decade
English

@FinanceGuyBull Do you think it’s a long-term hold or more of a swing trade?
English

@Reddit_Retards Lol why would I push that? The average human owns nothing and lives on like $20/day. I'm in the global 1%
English

@0xholdthedoor @lance_corporate That extra bedroom would really tie the house together tho wouldn't it?
English

@ducksays Grats! It's easy to sleep when you hold a broad ETF like that.
English

@Lifeinvestmoney @hxxntrr Buy a fourth to get the full deduction
English

@hxxntrr Instructions unclear
I bought 3 and now I owe the irs $386,223
English

Buying a G-Wagon for your LLC is the smartest tax move in America
Section 179 of the IRS tax code lets you deduct 100% of the purchase price of a vehicle in the year you buy it, as long as the vehicle weighs over 6,000 pounds (gross vehicle weight rating)
The G-Wagon is 6,945 lbs. So is the Cadillac Escalade. So is the Range Rover, the Tesla Model X, the BMW X7, the Lexus LX, the Ford F-250, and basically any heavy SUV or truck. All Section 179 eligible
The math on a $90,000 G-Wagon purchased through your LLC:
Purchase price: $90,000
Section 179 deduction year 1: $90,000 (100% of purchase)
Tax savings if you're in a 37% federal bracket: $33,300
Tax savings on state income tax (avg 5%): $4,500
Total first-year tax savings: $37,800
Effectively the IRS subsidizes 42% of the purchase price. A $90K G-Wagon costs your business $52,200 after the deduction lands
How the rules actually work:
The vehicle has to be used 50%+ for business purposes. You document this with a mileage log showing business trips vs personal. Most operators easily hit 50%+ if they use the vehicle for client meetings, vendor visits, or any commute to a business location
The deduction limit for a passenger SUV under 6,000 lbs is roughly $12,400 in year 1 (much smaller). Over 6,000 lbs the limit jumps to the full purchase price. The 6,000 lb threshold is the entire reason every successful operator drives a heavy SUV
Bonus depreciation: if Section 179 doesn't fully cover the purchase (rare for vehicles), bonus depreciation kicks in for whatever's left. As of 2026 bonus depreciation is at 60% but congress changes this regularly
How you fund the purchase:
Stack 0% business credit cards. $90K of vehicle purchase routed through a dealer that accepts cards (or via Plastiq for the dealer that doesn't) sits on a 12-15 month 0% APR card. You drive the G-Wagon today. You get the $37,800 tax deduction at year-end. The credit card is at 0% for 12+ months while you pay it down from business cash flow
Net first-year cost of the vehicle: $52,200 (post-deduction price), spread interest-free over 12 months. Effective monthly cost: $4,350
Or take a $50K-$90K equipment loan from a bank like SoFi or Bank of America Business at 7-9% APR. The deduction still applies. The loan is structured around the asset
A client we worked with last quarter bought a 2024 Range Rover for his marketing LLC. Total cost $108K. Routed through Plastiq onto Chase Ink Business Cash and Amex Business Gold. Section 179 deduction in tax year 2024: $108K. He was in a 37% federal + 9% California state bracket. Total tax savings: $49,680
Effective net cost: $58,320 for an asset that was already going to be a personal car and is now a business asset with full deductibility. Plus he kept the credit cards at 0% while business cash paid them down through the year
The IRS wrote Section 179 into the code to incentivize small businesses to buy equipment. Vehicles count as equipment if they meet the weight threshold. Almost every wealthy business owner uses this. Almost every small business owner has no idea it exists
(we get 700+ score business owners $100K-$250K in 0% business funding and structure the Section 179 vehicle play alongside it. link in bio)
English

@InvestFreedom05 Lol is that the Pepsi logo? Wtf
English

@NotA_Bull If you bought all at the same time, it's dumb. If you bought each one when it was the best value, that's brilliant
English

How did I miss this? Facebook creative AI tools for advertisers to use makes so much sense
Leandro@Invesquotes
Some thoughts on $ADBE in my most recent $AMZN earnings call Interesting read-throughs from $META and $AMZN. Seems pretty obvious that digital assets are exploding, but who will win the incremental consumer?
English

@CapitalJurassic These shitcos should pay off all their debts before buying shares
English

@ariaradnia If millions of people are growing up using AI promoting, they will keep doing that as adults. Many of us only use product X because it's what we used as kids.
English

@lifeofthebob Try $RSP because it's more diversified
English

@Leo_Traydes Yes. You eventually hit a point where you realize you can't afford to be wrong on this scale, so there is a desire for more safety
English

@Leo_Traydes Could try to enter trades. I love my job as an electrician. The morale is really high.
English

I have zero desire to use my degree
I want to work hard for 2 years bartending and working another job to pay off loans and then get right back to school… but this time flight school
I genuinely am lost right now
My mind is running all different directions as reality is starting to strike that in 4 weeks I’m not on “summer break” and now I’m just another slave to the system, but worse a slave to the system with no income😭
Leo Invests@Leo_Traydes
4 weeks and still no job. I’m starting to get stressed.
English



















