Rohit Gupta

@hellonehha Omg that is tough situation. God bless and I hope he recovers soon. Do you keep health insurance active in India? I can cancelled mine after 2 year of moving to Spain.

NRI cousin landed Delhi 2 days ago. After a day, started having breathing issues. Took hospital and found blood clot in heart and now going through surgery. He traveled w/o health insurance. This mistake is going to put huge/deep hole in saving. Please travel with health insurance 🙏🏽

@gurjota Haha, I was discussing the same with my friend yesterday. It is now aligning with government 2047 vision 😂

FIRE pushed to 2047 😬

@gurjota And between both Zerodha and icici are you planing to keep 50-50?

Added another 12.5 lakhs yesterday, with NAVs down by 3-4%. Just final 2 tranches of cash left 1. Nifty 21500 2. Nifty 20300 Let's see if we get there. Will need to declare bankruptcy after that 😬

@InvestRepeat Do you track it in Google sheet?

In 2026, I was able to push my all-time average monthly savings rate above 64% For context, in 2023 it was 56%.

@zhr_jafri Sach bole rhe ho ya sarcasm hai ye bhi clear do sahab 😂

@gurjota I believe MFs are not part of it so it would be little more right?

Absolutely brutal sell off, no hiding space. 10.5 lakhs wiped out across accounts 😵‍💫😵‍💫😵‍💫

@hellonehha Is it Barcelona?

Me with my friend on vacation Spain 2025. Gonna tell my kids this is the moment when robo uprisings had started A memory for my offspring 🤭

@VivekChirps Hearing a lot about Pinterest being undervalued. How do you see it?

Pinterest $PINS might as well expand into selling enterprise SaaS software.

@VivekChirps Keeping ego in check should be one in the list.

This struck me hard : “Money should amplify who you are and not define who you are”

@soorajchandran_ Solid!

My father has Parkinson's disease. Vibe coded an app for him to practice speech. Speech impairment is a common challenge. It took me half a day with Claude and Codex. Otherwise would have taken weeks. I'll release it soon, in case anyone finds it helpful.

@imYadav31 I checked the price and was shocked. Didn't know Oppo has started making such high end phones.

Charged my Oppo X9 Pro at 12:20 AM… it’s 6 PM now and I still have 48% left 😳⚡️ For context: I’m a power user.....dual SIM, 5G, location + BT on, laptop sync, camera + uploads, the whole circus. Silicon-carbon batteries are a MUST for flagship phones now. Full marks to Oppo for battery + optimization ✅ My Samsung S25U? In this same situation, I’d have charged it minimum 3 times.

@zhr_jafri I also added silver after our discussion in Oct 2024 and it has done wonders 🙏

I exited most of my silverbees holdings today. My family did as well. Buying range : started buying first at 18$ 2 years back. Bought every month till it reached 40$. Big allocation Rationale : Gold silver ratio was close to 100. Silver production was not able to meet demand. Most importantly because of the big banks short narrative (was not sure if it was true). But after this run i believe it is true Exit plan : Exit when GSR reaches 30-40 range Why selling now ? 3 reasons: - Happy with the gains. Enough to fund some of our life goals 👍 - Silver has moved too far away from 20 ma monthly. Move looks too overextended. GSR has also reached oversold category, might see a bounce - Too much discussion everywhere. Insta, general public, everyone knows everything about usage of silver in EVs, electronics, China situation Will silver fall now ? I don't know. If it was a stock, I could have said yes. But it's a commodity with too many factors involved, geo political as well. So I don't know. But I know one thing that the move is too extended. And probably some cool off and pullback would be good for longer term. I still believe it's a 45 years and 2-3x move should not be the end. Probably a 5-10x move would do justice to the breakout. But for now, saying buy to the shiny rock 😁 P.S: never selling my gold holdings 👍

@zhr_jafri Kab sell karne wale ho? Were do you expect it to go?

Avoid giving investment advice 🙃 I told some of my family and friends to buy silver when it was 70-75k INR. Some did, others didn't stating silver doesn't move up. Now, when silver hit 150k INR, those who didn't buy earlier came back to me asking if they should buy it. I said I don't know its already double from where I bought. So difficult to say. Now at 280k INR, the same ppl are like - Tumhari wajah se silver nahi le paae 🥲🥲

@Kenu73 you have the premium version of Flighty?

Done for 2025! No more flights for this year! 1 flight per week! Looooooots of countries 4 continents. An year of travel, lets see what’s in there for 2026! I would have had good number of busses as well 😜 but there’s no app for it.

What a star! Don't miss reading the part - 2 in the comment.

@Asif_iiitm This is the reason I tell my friends not to send money to India for doing FDs.

Simply earning in Euros since the day I moved to the Netherlands gave an absolute return of 30% or a CAGR of 7.3% against INR. Wow 👀

@soorajchandran_ Amazin! Not waiting for new year has given you a good headstart 💪

One of my resolutions this year was to start creating short videos. I though it would also help me improve my speaking. Its still 2025. Almost. So here is my first attempt. YOLO.

@2147mill I think its the same ticker for euro and pound. Do you purchase dollar varient or pound?

@FittrPM Unsure euro but JEQP is ££

If I had £200–300k inside a single S&S ISA and the goal was to generate around £2,500/month in dividends — while still keeping risk sensible — here’s exactly how I’d think about it. First, let’s be real: doing this with traditional equity dividends is almost impossible. A £250k S&P 500 portfolio at ~1.4% yield pays £3,500/year… that’s £290/month. You’d need £2m+ to hit £2.5k/month from classic dividend stocks alone. But with the new era of covered-call and options-based income ETFs we now have in the UK/EU, the maths finally works without needing millionaire-level capital. My approach would be a balanced split across the funds I already hold and trust: •A core anchor: something like JEPQ for stability, lower volatility, and consistent monthly income. •Then allocate the rest across higher-yield IncomeShares like MAGD, FEPI, YMAP, TSLD, SPYO, etc. These yield 20–30%+ and so far show controlled NAV behaviour. •Blend them so the overall portfolio yield sits around 12–18% rather than chasing extreme risk. At that range, £250k can realistically generate £2,000–£3,000/month — without betting everything on one ultra high-yield product. And importantly: you don’t spend all of it. If your target is £2.5k/month, reinvesting £1,000 back into the same funds each month compounds the capital base and keeps income growing year after year. This isn’t “mega risk.” It’s using modern income ETFs the same way the US has for years — just finally available here. We’re still early in Europe, but this approach makes living off dividends far more achievable than it’s ever been.

@chaudharyankit1 @RenollFernandes I believe because of long term, small cap is better option. You don't have an impact of volatility.

@RenollFernandes Hmm mainly added it due to the long term time frame. Also I'm not a fan of large caps tbh. Most of them don't have growth to a large extent.

SIP portfolio for my 4 yr old son. What will you change? #sip #portfolio