Greg Comer retweetledi

XRP HOLDERS I TOLD YOU THIS WAS GOING TO START HAPPENING AT SCALE!
EVERYONE AND THEIR MOMS ARE OFFERING REWARDS TO HOLD XRP ON THEIRRRRR EXCHANGES!
NOT YOUR KEYS NOT YOUR CRYPTO!!!
Binance — flexible earn, under 1% APY on XRP. ✅
Kraken — flexible lending, modest rate, regulated. ✅
Nexo — daily interest, custodial. ✅
Bitrue — Power Piggy 6.8% base, up to 8.16% with BTR token holding. ✅
YouHodler — 4% base, up to 20% at higher loyalty tiers. ✅
WhiteBIT — fixed term locked products, higher rates. ✅
MEXC — flexible savings, up to 3%. ✅
EarnPark — 5% via institutional market-making. ✅
CoinDepo — 12% XRP APY via lending model. 📰
ReHold — advertising 180% — almost certainly unsustainable. ❌
mXRP by Midas/Interop Labs — wrapped XRP, 6-8% APY, September 2025 launch. 📰
Soil — 5% fixed through June, native XRPL. ✅
MXRPY by Monarq/Flare/Upshift — 3-4% APY, FXRP wrapped. ✅
This is just to name a few.
For all you NEXO customers that have been asking
Nexo — not an exchange. Centralized lending platform. Same architecture as Celsius and BlockFi. Founded 2018.
Custodial by design — their own documentation says it explicitly. You get no seed phrase, no private keys.
Ledger Vault and Fireblocks hold the custody on their behalf.
XRP rate currently advertised at 12% APY. That yield comes from their institutional lending book. You have zero visibility into what's on the other side of those loans.
The Celsius and BlockFi comparison isn't casual. Same model. Both collapsed 2022. Nexo survived that cycle but the architecture is identical — your assets on their balance sheet, their risk, your exposure.
Uphold offers 2% XRP cashback on their debit card and it sounds attractive — but before you connect your account remember what we've already documented. They've had frozen withdrawal periods, regulatory friction across jurisdictions, and their exchange reserves are down 18% since February 2025. If you use the card treat every XRP reward like it's already at risk. Set a target — 10 XRP — then move it immediately to Xaman cold storage the moment you hit it. The reward is real. The platform is not a home. Get in, accumulate, get out.
THIS ISN'T A GAME ANYMORE!
THIS IS YOUR HARD EARNED MONEY THAT YOU BOUGHT XRP WITH! DONT BE FOOLED BY EXCHANGES OFFERING YOU THIS CRAP!
You see an exchange offering something on their platform?
DROP 6 WORDS!
"not your keys not your crypto"
SEND THE MESSAGE LOUD AND CLEAR.
IF ONE .. JUST ONE PERSON READS THIS POST AND DECIDES TO NOT PULL THE TRIGGER AND WAIT....
Then I've done my job.
XLS-66D will make us free. Free from exchanges, and believe you me, when XLS-66d is approved and I see these offers you better bet your last dollar I will audit the HELL out of every single one of them...
NOT FOR YOU.. FOR ME!!
XRP IS MY RETIREMENT.
XRP IS MY TICKET OUT OF THIS CAGE THEY'RE BUILDING.
THIS IS WHAT IM DOING!
If you stick around for what I'M doing you can follow suit.
Or you can go give your hard earned XRP to an exchange and wake up every morning needing to check your account to make sure it's still there.
Thats YOUR call.
I'M waiting for XLS-66D.
Rant over
🛡
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