bigbucketsniper

@aakashgupta What money fund is yielding 4.5% these days? Rates are 1% lower, which just adds more fuel to your post

The 4.5% in your high-yield savings account is a guaranteed losing trade. After inflation. After tax. Every year. Ron Baron, the billionaire investor whose $380 million Tesla bet is now worth $5.4 billion, just laid out the math on CNBC. Real inflation runs 4 to 5%. The economy grows 2% real. That's a 7% bar your wealth has to clear annually just to stand still. The Rule of 72 makes it concrete. Divide 72 by 7. Your purchasing power halves every 10 years if you do nothing. The headline math actually undersells the trap because of the tax layer underneath. Park $100,000 in a 4.5% money market fund. You earn $4,500 in nominal yield. At a 35% combined federal and state rate, you pay $1,575 in tax on that yield. Net: $2,925, or 2.9%. Real inflation per Baron: 4 to 5%. Your "safe" account loses 1.5 to 2% in real terms every single year. The IRS taxes you on nominal returns. Inflation eats your real value. The government collects on the illusion of a gain while your actual purchasing power compounds backward. This is why $7.6 trillion currently sits in money market funds at record levels. The yield looks attractive on the screen. The after-tax real return is structurally negative for anyone in a meaningful tax bracket. Investors run the first-order math and stop. Baron's portfolio shows the other side of the trade. Baron Funds has now ridden Tesla to $5.4 billion at 14.5% of holdings. SpaceX runs 32% of the Baron Partners Fund, started at a $20 billion valuation in 2017. Public and private bets on owning productive capacity instead of yielding paper. The 1970s ran this exact playbook. Treasuries paid 7%. Inflation ran 11%. Anyone holding "safe" bonds lost half their real wealth in eight years. Stocks, real estate, and commodities were the only assets that kept pace. The mechanism is mechanical and it doesn't pause for politics or business cycles. Either you own assets that compound faster than the headwind, or you watch your purchasing power get cut in half on a roughly fixed schedule. Holding cash is paying a tax to the system. Most people never see the line item.

You can make $500 per day if you have: 1. A laptop 2. Wi-Fi 3. Time Here are 10 Claude prompts that pay you daily:

@anymanfitness Cook

If you're looking to lose your gut, for the next 24 hours, I'm giving away my Total Fat Loss Cookbook for free. I could charge $50+ for it. To get it, just like this tweet + comment "COOK" and I'll send it to you. Must be following to get it.

@Mr_Derivatives Wha happened next?

$QQQ officially closes up 12 days in a row. Best winning streak since 2020.

I STILL REMEMBER WHAT MY FRIEND'S FATHER SAID: "If you need vacations to enjoy your life, you've built it wrong." Here are 20 habits that make your life feel good on a normal day: 1. Wake up 30 minutes early and sit with coffee watching the sky change color

$AAPL market cap weight is 6.2% Every single time in Covid era AAPL has expressed cap weighting greater than 7% it was a SELL. Every time the cap weight was below 6% it proved a BUY signal and outperformed benchmark $SPX $QQQ $NDX On the verge of dipping below 6% cap weighting again. (Leuthold Group)

Andrew Ng dropped absolute gold on AI careers

This 2 hour Stanford lecture on AI careers will teach you more about winning in the AI race than every piece of AI content you have scrolled past this year. Bookmark this & give it 2 hours, no matter what. It'll be the most productive thing you could do this weekend.

🚨BREAKING: Claude can now write your entire job application like a top recruiter. Here are 10 prompts that turn a job description into a tailored CV, cover letter, and interview prep guide in under 5 minutes (Save this)

The amount of alpha dripping from decade-old, free youtube videos on the harvard/wharton channels is almost comical. Just unlimited game.

Keep it super simple. It leads to more profits and less frustration. Long stocks in stage 2. Names like: $SNDK $MU $WDC $STX $LITE $CIEN $GLW $GEV $FTAI $COPX $ILF $FSLY Short stocks in stage 4. Names like: $PLTR $IONQ $RGTI $QBTS $OKLO

@SouthwestAir yo southwest, a flight attendant was super rude to my cancer surviving parents who are in their 70s. Flight was delayed 2 hrs to go from Austin to Oakland. One of your attendants told my mom its not his job to help with putting her carry on into the bin. Shes 5 ft tall...

@NWSSanAntonio Any reports of Hail in the Austin area?

A strong line of thunderstorms between Boerne and Kerrville is moving quickly to the northeast, into portions of Kendall and southeast Gillespie counties. Cloud Rio ground lightning, small hail, wind gusts to 40 mph, and brief heavy rainfall are occurring.

@Geiger_Capital @TheShortBear Pretty stupid take. Its common sense why Iran regime needs to go. A bunch of Islamist lunatics who possess nukes and ballistic missles. What can go wrong? The anti Israel crap is becoming a crowded trade homie

Trump is risking our relations with the Gulf States for Israel… These nations are now asking why they align with the US and allow our military bases, if we drag them into war and can’t fully protect them. Oil and tourism, their economic lifeblood, is being severely disrupted.

The old California clips are the biggest blackpill honestly, what a place it was.

I have issues with Citrini's AI doomsday scenario, where massive and speedy AI disruption causes economic damage, but it rendered a service by playing through what AI success will mean for the rest of the economy. bit.ly/4rMUhy9

Rule of 16 Current Price of $VIX ~ 25 Divide the VIX by 16 and you get expected volatility. 25/16 = 1.56 Expect to see 1.56% daily range

Citrini’s "2028 Intelligence Crisis" is everywhere right now. It’s a wild story, and we recommend reading: AI takes over, 10% unemployment, and a massive market crash. It’s a fun read, but as a macro forecast? The math just doesn’t click. citriniresearch.com/p/2028gic

$NVDA $28m prem here STO. Cap of $210 $QQQ $SPY

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