Christine Price

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Christine Price

Christine Price

@HEALTHCOSTtruth

30+ years of healthcare insider secrets. Teaching you how to fight medical debt, avoid collections and beat the system. You shouldn't go broke to stay alive.

Katılım Mart 2026
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Christine Price
Christine Price@HEALTHCOSTtruth·
The REAL Problem With Healthcare (while the government pretends to be “working on it” ): Hospitals set ridiculous chargemaster prices. Insurance negotiates a “discount” off those fake prices. Both sides pat each other on the back. Nobody ever actually looks at the damn bill. That’s the dirty secret. Patients get crushed with surprise bills. Employers watch premiums explode. And the rare person who actually digs into the bill usually finds it’s loaded with errors, unbundling, upcoding, and insane markups. We’ve been told the system is “too complicated.” It’s not. It’s designed so you won’t look. Nobody is coming to save us. We have to start reading the bills ourselves.(I am finishing breaking down a real $276K hernia repair bill line-by-line right now. It’s wild. Dropping the full analysis tomorrow.)
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Christine Price
Christine Price@HEALTHCOSTtruth·
Show me where I said to use insurance and then get cash pricing. You keep arguing points that have no relevance to my posts. The point is to pay cash when it’s feasible and do that by instructing the hospital to not share personal health information with your insurance company. HIPAA laws are in place for a reason. Violations of that law are serious. This conversation is over.
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Dan Munro
Dan Munro@DanMunro·
@HEALTHCOSTtruth Which law/clause? Hospitals have a legal contract w/ the payer. HITECH does let you ask a provider not to share info w/ your insurer - BUT only if you pay the provider in full out-of-pocket. You can’t use insurance to get network access and then demand cash pricing afterward.
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Christine Price
Christine Price@HEALTHCOSTtruth·
If a hospital ever tells you that you must use insurance they are in violation of the HITECH act. All you have to do is tell them you do not want your health information shared with your insurance company. A lot of hospitals tell this lie to increase revenue but they are breaking the law.
MatrixMysteries@MatrixMysteries

“They quoted me $5,100 for an MRI—with insurance.” “Without insurance, it drops to $700.” She asked to pay the $700. They refused—because she was insured. Health insurance is a legalized SCAM.

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Pissed Off Panda 🐼👽😡
Pissed Off Panda 🐼👽😡@PissedOffMandaP·
@HEALTHCOSTtruth @Oddrah That’s a LIE. If the hospital is contracted w/ a patients insurance & the hospital staff is aware that patient has said Insurance; it has to be filed or they could lose their contract. Stop spreading misinformation 🚩
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Christine Price
Christine Price@HEALTHCOSTtruth·
I'm not going to argue with you. This isn't legal advice. If a person tells a hospital that they do not want their insurance to know about the claim and the hospital files it anyway, that is breaking the law. The contracts you are worried about them breaking are PPO contracts and, contrary to what you may believe, a PPO contract does not preempt Federal Law.
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Dan Munro
Dan Munro@DanMunro·
@HEALTHCOSTtruth This legal advice isn't accurate. Hospitals aren’t “breaking the law” by billing your insurance. In most cases, they’d actually risk violating their contracts if they didn’t. HITECH gives you control over your data - not the right to rewrite billing contracts at will.
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Christine Price
Christine Price@HEALTHCOSTtruth·
@juniebegood2me @Krusty_M_D oh it is - but they do it anyway. The healthcare industry has paid Congress to look the other way and do no enforcement. That's why very few are in compliance with the hospital transparency act that has been in effect for over 5 years.
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Christine Price
Christine Price@HEALTHCOSTtruth·
@Trent_mcbride @pseudo_sue A non-profit can't. They do it but it's against the law if it's a medically necessary procedure. It doesn't have to be an emergency but it does have to be medically necessary - no elective stuff.
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Trent McBride
Trent McBride@Trent_mcbride·
@HEALTHCOSTtruth @pseudo_sue but I don't think the law requires them to treat you & accept the cash price. You can say "I don't want you to disclose this to my insurance", & they must honor that. But they can say "we won't treat you unless you submit to insurer".
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Christine Price
Christine Price@HEALTHCOSTtruth·
@Michell65437021 That's odd - you usually get a significant discount at urgent care if you don't have insurance but these days, they're all after as much as they can get. It's sad, but true.
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Jason Misfeldt
Jason Misfeldt@jtmisfeldt12·
@HEALTHCOSTtruth @mcuban My optometrist told me that since it was a “medical issue” rather a vision issue” - and - they can’t bill my medical provider -then I get a 25% discount. Make it make sense!
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Christine Price
Christine Price@HEALTHCOSTtruth·
@Komadori_Hiko @jeaniusmktg @mcuban The Office of Civil Rights can get involved federally but States are more apt to act. The Feds don’t usually respond unless it’ll get their names in the press 😊
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Christine Price
Christine Price@HEALTHCOSTtruth·
@a_place_n_time I never blame the person on the phone (unless it’s an administrator). The customer service people are trained to say that you have to use your insurance.
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Sum_1
Sum_1@a_place_n_time·
It's frightening how many people in the medical community think it's fraud to pay cash & not bill your insurance. They're probably told this when hired. I don't think they're all willfully lying. Anyway, Everyone should cancel their scam plans.
Christine Price@HEALTHCOSTtruth

If a hospital ever tells you that you must use insurance they are in violation of the HITECH act. All you have to do is tell them you do not want your health information shared with your insurance company. A lot of hospitals tell this lie to increase revenue but they are breaking the law.

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Christine Price
Christine Price@HEALTHCOSTtruth·
I have never and will never use anything but independent doctors. I drive long distances when needed so I don’t “feed the beast”. DPC and independent doctors is it for me and I teach my clients to do the same. It’s saved them millions.
Noah Kaufman, MD@noahkaufmanmd

This is a massive problem everywhere. Please support independent physicians and stop being so dependent on hospitals and insurance. There’s a better way. Let doctors doctor.

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jean scally
jean scally@jeaniusmktg·
@HEALTHCOSTtruth @mcuban Lol, I was quoted $1k/month for a plan with a $7k deductible, no ER coverage, and no drug coverage. I go to the doctor 1x/year. So... No thank you! I'll pay the $400 fine for not having insurance. It's less expensive.
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Christine Price
Christine Price@HEALTHCOSTtruth·
@realdocspeaks My clients would LOVE to adopt this model for their employees but our government and ACA won’t allow it.
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Real Doc Speaks
Real Doc Speaks@realdocspeaks·
Mark Cuban proposes a different way to handle healthcare costs by putting money directly in your control, paired with basic care and backup coverage for big expenses. It’s a simpler approach that shifts power back to patients. This video is for educational purposes only and is NOT medical advice. #Healthcare #HealthPolicy
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Christine Price
Christine Price@HEALTHCOSTtruth·
For the hospital? In theory, yes. Depends on the government to enforce but they have to be reported for the government to penalize them. If they file on your insurance after you have told them you do not want your personal health information shared, then it becomes a HIPAA violation and that carries a $50k penalty. I turn hospitals over to State Attorney Generals somewhat regularly.
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Christine Price
Christine Price@HEALTHCOSTtruth·
Because the healthcare system WANTS more profit. It's designed that way. Many PPO contracts have a most favored nation clause that prohibits hospitals and providers from accepting less than the PPO "discount". The problem with that is, a PPO contract cannot preempt Federal law but nobody will tell a patient that. The whole system is rigged against us.
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Austin Crow, MD
Austin Crow, MD@EauClaireOrtho·
@HEALTHCOSTtruth @snacks_unhinged I’m not sure the exact reasoning but they have told me it would not count against their deductible. I may have my billing department dig into it a bit and see what they find.
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Christine Price
Christine Price@HEALTHCOSTtruth·
A lot of people are told that. It’s the hospital’s way of creating more revenue. Cash pay is typically less than a PPO discount. Not always but most of the time but they can’t force you to use insurance. If you tell them you want to pay cash and you do not want your health information going to the insurance company, they have to honor that as long as it’s not Medicare or Medicaid.
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snacks
snacks@snacks_unhinged·
@EauClaireOrtho @HEALTHCOSTtruth Your patients can't self file a paid claim? Or they were rejected for some reason? I haven't filed a self paid claim in the last couple years because it hasn't been worth it to me but I've done it in the past and was credited on an HDHP for money spent towards the deductible
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Saeren
Saeren@Saeren_·
@snacks_unhinged @HEALTHCOSTtruth The only time a provider is not required to bill Medicare is if they don't take it for ANY patient because they have opted out. Otherwise, if they know you have Medicare, they HAVE to bill Medicare.
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Keşfet

@PissedOffMandaP @Oddrah @juniebegood2me @Krusty_M_D @Trent_mcbride @pseudo_sue @Michell65437021 @jtmisfeldt12