Dr. Scanner

Meet Constable Ramkrishna Kayal of Kolkata Police!! -He made a video on 24th April blaming the department and the TMC government for practicing Muslim appeasement. -He further exposed the government for allegedly favouring Muslims in promotion and transfer policies within the department. -On 26th April, the TMC government suspended Constable Ramkrishna Kayal for exposing the nexus. -On 27th April, Suvendu Adhikari promised Ramkrishna Kayal that he would get his job back after the BJP comes to power. -On 22nd May, Ramkrishna Kayal’s suspension was revoked by the BJP government. The constable’s family has thanked the government and requested it to break the nexus.

@sarang_contra @vini546 @KrishAlpha7 @ShortTermCharts @JoyfulGiri @AnkitFinAlpha @valueclarity @swingcrafthq @rohantantia @Cryptified_Soul 💯

@IamDr_Scanner @vini546 @KrishAlpha7 @ShortTermCharts @JoyfulGiri @AnkitFinAlpha @valueclarity @swingcrafthq @rohantantia @Cryptified_Soul Yeah. Even I observed that nobody is talking about HSBC funds! May be thats why they are performing 😉

Undisturbed #SIPs work best. Here is my wife’s portfolio Started this ₹2K SIP in Nov 2017 Amount was small, so never tracked it actively, neither redeemed it 💚 The result: 22% XIRR 🚀 Imagine if I had done Step-Up🥹

@atulroy @InvestorOfJAMMU Check portfolio of quant large cap fund. It is the most active large cap fund. Rest all just want index ± 2% returns.

Bhai mere hisaab se most largecap fund managers today are portfolio administrators, not investors. They're running a process. Check index weight, maintain allocation, rebalance quarterly. Alpha generation was never the job description. If you genuinely want alpha in largecaps, either pick them yourself or find the 2-3 PMS managers who actually have skin in the game. Mutual funds with ₹40,000 crore AUM were never designed for that.

Hindalco has given 12x return post covid despite being a largecap. But you will hardly find this growth stock in any largecap/flexicap fund. However, you will 100% find TCS, Infosys, HDFC Bank, SBI, Reliance into them. Our fund managers are not doing great job in creating alpha. They are just hugging the index and keeping the same weightage in their portfolio. Actually fund managers don't want to risk their job by thinking out of box and doing different style of investing. Your views??

💯 That is the reason we invest in helios which has no exposure to IT & Abakkus which has no exposure to large cap IT. Keeping helios and Abakkus for higher risk appetite / alpha. Expect big ups and downs. For index+ returns = whiteoak. It follows good elimination strategy.

Today I was sent this Reddit post by a follower, about the jihadi terror spread by Jahangir Khan, Abhishek Banerjee’s henchman, in Falta-Diamond Harbour. This is a first hand witness recount. Do read it to understand the level of terror they had spread ~ ‘People who live near or around Falta/Diamond Harbour know how it had been under Jahangir Khan. How many companies closed their units because of his extortion. Even PSUs like Indian oil and Bharat Petroleum weren't free. Every Hindu majority area had a M panchayat member. I'll be mentioning a few ~ 1. Multiple Ramnavami rallies have been attacked. While you heard news from Howrah or Murshidabad, no news came out of this area. 2. Jahangir's close aide forcefully stopped multiple Rathyatras too. 3. They slowly sidelined majority of the Hindu leaders from this area. Situation was so bad that pandal or temple inaugurations were done by Muslim leaders. 4. In the 2024 election, Muslim leaders went to Hindu areas with guns and asked people not to vote. 5. Panchayat seats won by BJP have been taken away with the help of BDOs at gunpoint. 6. Kids of BJP leaders have been abducted. 7. I saw an incident where 2 Muslim guys were trying to control another drunk Muslim guy after the 2024- 7- lakh- margin win of TMC, who wanted to ‘take care of BJP supporters’. 8. Love jih*d became so rampant that it started feeling normal. Married and widowed Hindu women, no one was out of target. 9. People from our 2 neighbouring countries could easily enter and leave this area without any scrutiny. 10. A lawyer couple was ki!!ed openly for being RSS members. I can go on and on, and none of this includes the 2021 post poll violence. Hindus who live in safer areas, and lecture about democracy and liberalism, while enjoying propaganda and social media trends under the financial safety net of their parents, won't ever understand this pain. There are reasons why 71% Hindus voted for a single party all these years.’ [writer’s handle name is VedicTiger2_0 ]

@growth_edge_ @BaluGorade Which one 3p fund PMS ?

@BaluGorade Even Prashant sir small-cap fund isn't performing well.

Prashant Jain on FII selling - > 2 years back FIIs were selling because Indian markets were expensive. > Last year they were selling because India didn't have an AI story, and money moved to Korea, Taiwan, Japan, US. > Just a couple of months back, they were selling because of Iran situation, oil issue, because currency falls and they lose money. > Reasons keep changing. I am not worried about it. > Local flows are so strong, they absorb FII selling. > Often, the best time to buy is when foreigners are selling.

@BaluGorade Correction - Hdfc flexi = Amit ganatra not anil. He has recently joined HDFC. He was Invesco before. Roshi jain left hdfc

Fund managers behind popular funds: HDFC Flexi Cap - Anil Ganatra Parag Parikh Flexi - Rajeev Thakkar HDFC Mid Cap - Chirag Setalvad Motilal Midcap - Ajay Khandelwal Bandhan Small - Manish Gunwani Nippon Small Cap - Samir Rachh ICICI Multi Asset - Sankaran Naren Quant Small Cap - Sandeep Tandon Who's your favourite fund manager from this list?

@nsinghal211 Most farji calculation..

A friend recently bought a Tata Punch EV for around ₹12 lakh. He paid ₹3 lakh upfront and financed ₹9 lakh, which means an EMI of roughly ₹19,000 a month for 5 years. He drives about 60 km every day, so monthly charging adds another ₹3,000-4,000. Insurance is about ₹1,500 a month, and routine maintenance is relatively low at around ₹500. Then there are the usual ownership expenses like occasional fast charging, home charger setup, tyres, 12V battery replacement, parking, and tolls. All put together, owning and running the car can mean a monthly outgo of around ₹25,000-27,000.

@BaluGorade HDFC for premium credit cards Axis bank Kotak for only banking needs.

I opened my first SBI account in 2010. 16 years later, still with SBI. My second account is also with a PSU bank. Never tried a private bank. Worth opening one? Which bank would you pick?

@BaluGorade Balu bhau taught mutual fund basics to people in simple language 💯

Different names. Different styles. Parag Parikh brought behavioural finance and global value investing to Indian investors. Utpal Sheth brought terminal value thinking into focus. S Naren made contrarian investing and asset allocation mainstream. Rakesh Jhunjhunwala became the face of growth investing in India. Rajeev Thakkar kept value investing alive. Saurabh Mukherjea popularised coffee can investing in India. Raamdeo Agrawal taught the power of compounding. Vijay Kedia made patient smallcap investing rewarding. What's your investing style? Which name would you add?

ISIS terrorists murdered Yazidi children in front of their mothers. They would rape and starve the mothers for days, then kill the children, cook their bodies, and serve the flesh with rice so the mothers would unknowingly eat their own babies. Most of the women committed suicide after finding out. Everyone in the Muslim world knew what was happening, but not a single Muslim or Palestinian activist protested for the Yazidis!

@BaluGorade Only if it is higher than what they give directly.

SEBI proposals: Companies may pay part of your salary in mutual funds. Would you be okay receiving part of your salary this way?

@Datta_karan It is too difficult for a country like India to manage multiple internal rifts and problems like these..

For years, India's gas supply ran through one pipe. Qatar. That dependence was manageable until global conflicts, shipping disruptions, and supply shocks made it very clear how fragile that arrangement actually was. India has now made two moves at once. The first is a rapid diversification of LNG imports. Oman, the United States, Nigeria, Angola. The import basket has been deliberately spread across geographies so that no single disruption can hold India's energy supply hostage. The results are already visible. After a brief dip during supply concerns in March 2026, LNG imports recovered strongly in April, nearly back to pre-crisis levels. Fertilizer sector allocations, which were temporarily cut, have been restored close to normal. The second move is the bigger one. The Union Cabinet has approved a 37,500 crore rupee coal gasification scheme targeting 100 million tonnes of annual gasification capacity by 2030. India sits on massive coal reserves. Instead of leaving that coal as a simple combustion fuel, the scheme converts it into synthetic gas, a domestic substitute for the imported LNG India currently depends on. Taken together, these two moves are not just about energy. They are about what happens to a large economy when it stops treating supply chain vulnerability as someone else's problem. Qatar was never an adversary. But dependence on any single supplier is a structural weakness. India just decided to fix that.

@BaluGorade Absolutely. Govt now is very serious for mother, child and serious illnesses.

Almost 6 months for my baby girl. ❤️ So far, all the necessary vaccines under the govt schedule are done. BCG, Hepatitis B, IPV, Pentavalent, Rotavirus, and PCV. Public healthcare doing well here.

@Finance_Neelam @BaluGorade Advantage of SSY vs MF ?

Congratulations! 🎉 since you have already vaccinated her against disease, now also vaccinate her future against financial uncertainty...In 6 months, time is her biggest asset: like as low as ₹5,000/month SIP + Sukanya Samriddhi Yojana.. You're already a great dad..time to become her first fund manager(and i am sure you will)

@Iamsamirarora Any plans for a helios multicap fund or only flexicap to continue ? Currently flexicap is 60%+ into large caps.

I wrote an article on how India should raise oil prices 15 yr ago- still working. As always the headline was a bit mixed up.

@Iam_Rohit_G @pvsubramanyam Ask him why did his people vote for the famous badruddin ajmal which promoted mian muslims of bangladesh ? Hindus using his "Ajmal" perfumes and funding own death..

Today while traveling to my office I was talking to my cab driver who hails from Assam. His name was Akram Hussain. I asked him "You recently had elections in Assam and BJP won it with 100+ Seats. You must be sad right? Akram Hussain : "No Brother, I am very happy that Himanta Mama won with so many seats. Me : Why? You are Muslim ? Everyone says that Himanta is anti muslim? Akram : " Himanta is not against Assamese Muslims, he is only against Miya Muslims who have come from Bangladesh and have captured our land, jobs and daughters. I want Mama to evict every single miya from Assam so that we can save our identity" I was shocked!!

@Iam_Rohit_G @pvsubramanyam Al taqiyya ? Hindus bas itne mein hi khush ho jata hai.