Justin Herlick

Investment approach to SaaS sell-off: Choose high quality companies that will benefit from AI but have sold-off due to passive sector rotation Examples include: 1. Cyber security 2. Systems of record for enterprises 3. Exceptional founder led teams 4. Limited AI disruption (ex: TWLO)

@awxjack Are multi-currency programatically opened consumer bank accounts on the roadmap?

In the AI era, building software is becoming democratised. Anyone with an idea can now spin up a tool or prototype in days what once took teams months or years. But here’s the paradox: while software is getting easier to build, financial, regulatory and data infrastructure has never mattered more. Without robust infrastructure - global payments rails, secure data pipes, scalable compute, compliance layers, AI-powered software can’t move from demo to production, from local to global, from “toy” to mission critical. This is where @airwallex’s real advantage lies. Infrastructure is the foundation that gives software its power, resilience, and scale. In finance, HR, or any industry, whoever controls the infra will shape how the next generation of AI products reach the world. The future is getting built on infrastructure.

@awxjack @airwallex Any plans to start offering programmatic personal deposit accounts?

Just crossed $200B+ in annual global payment volume. No ads. No hype. Just relentless execution. @airwallex is quietly becoming the financial infrastructure powering the next generation of global businesses. IYKYK Let’s keep building. 🌍🚀

@andrew__rea @ankrgyl @GreylockVC +1 for @GreylockVC they were instrumental in recruiting key hires we needed before Series A

@ankrgyl @GreylockVC founder refs speak volumes

I have almost never seen a VC platform team that was actually effective at helping founders recruit pre-Series A.

@SMB_Attorney Thank you!

I posted a basic explanation of "forgivable" or "contingent" promissory notes and have been inundated with requests for more info. These notes are one of the most powerful protections in SMB M&A. If you want the detailed guide, please reply below and it will auto-DM to you!

If you've got enough cash to invest, the effective rate on this mortgage can dip pretty low. And 4-5% interest on a 'chequing' account is like Bigfoot: rare and unbelievable.

Wealthsimple & Pine feel they have the winning mortgage model: Invest more, get more back on your mortgage. Here's a full review — for both consumers and competitors: mortgagelogic.news/wealthsimple-a… (subs)

@evansammccann @eldsjal which episode 👀🚀

Keeps ripping. Reached out to @eldsjal and his team told me one of my episodes got picked up by the Spotify algorithm and is on a tear.

@evansammccann we love to see it

Spotify is making my pod a meme stock.

@alanaagoyal Einstein by Walter Isaacson

my goal is to read one biography per month in 2024 - what are your favorites?

@chrisarsenault @pine_canada Thank you @chrisarsenault 🚀🌲

Well done @JustinAtPine & team @pine_canada - a great and valuable combination of technology, operations and vision to deliver an amazing customer experience from listing discovery to finalizing a life milestone of buying a home and settling into their first mortgage. 🙌 "Pine acquires Properly to capture more of the Canadian home-buying process" buff.ly/3tbGE27 @BetaKit @inovia @properlyhomes @GreylockVC

Love to see this! Always moving forward

@NWischoff We are so back

Fly to NYC to meet with a portco from Fund I. Founder is preparing for a road show to raise their Series B. Purpose of the meeting is to tear through deck/data room. He kicks back in his recliner as I enter the office. Says the round is done and funds are wired. We might be back.

I first met @SethGRosenberg 10 years ago in NY. To say this is well deserved would be an understatement. Congratulations! Thank you for the mentorship and support over the last decade. Looking forward to the next one!

The Founders Journey (Podcast) ft. Justin Herlick of Pine buff.ly/44lu0KW @JustinAtPine @TechTO #CDNtech

@chrisarsenault This is huge! Back to back announcements from @cohere @aidangomezzz this week

Some development on the Cohere/AWS front 🙌

@NWischoff Amazing story Nichole

Over 8 yrs ago someone singlehandedly pulled me out of poverty. Knew him because I trained with his wife who is a professional athlete. He was leading a group at Citi and I desperately wanted to be an analyst. Didnt have the resume for a fancy banking job but grew up in public housing and the job was to help finance affordable housing projects. He called me and said “I will not get this job for you. However I will refer you and teach you whatever I can”. I got the job. It moved me out to SF which completely changed the trajectory of my life. One year in I received my first big analyst bonus. $20,000. I couldnt believe it. I felt ashamed. That was so much money. I messaged him and asked if they would take it back. This was his response. I read this often.

@TurnerNovak Read "Bending Adversity" by @davidpilling, dives into this topic and dispels a lot of myths around Japan goodreads.com/en/book/show/1…

Always crazy to me that Japan's GDP has basically not grown for 30 years

@geoeconomic10 Insured rates still easily found in the 5s! wowa.ca/mortgage-rates